Two Harbors, MN
Two Harbors Map
Two Harbors Overview
3,620
TOTAL POPULATION
1,778
MALE POPULATION
1,842
FEMALE POPULATION
96.53
MALES / 100 FEMALES
103.60
FEMALES / 100 MALES
42.5
MEDIAN AGE
2.8
AVG FAMILY SIZE
2.1
AVG HOUSEHOLD SIZE
$32,222
PER CAPITA INCOME
$70,806
AVG FAMILY INCOME
$63,565
AVG HOUSEHOLD INCOME
49.5%
WAGE / INCOME GAP [ % ]
50.5¢/ $1
WAGE / INCOME GAP [ $ ]
$9,853
FAMILY INCOME DEFICIT
0.40
INEQUALITY / GINI INDEX
1,736
LABOR FORCE [ PEOPLE ]
60.0%
PERCENT IN LABOR FORCE
1.6%
UNEMPLOYMENT RATE
Two Harbors Zip Codes
Two Harbors Area Codes
Race in Two Harbors
The most populous races in Two Harbors are White / Caucasian (3,458 | 95.5%), Hispanic or Latino (123 | 3.4%), and Two or more Races (100 | 2.8%).
| Race | # Population | % Population |
| Asian | 0 | 0.0% |
| Black / African American | 12 | 0.3% |
| Hawaiian / Pacific | 0 | 0.0% |
| Hispanic or Latino | 123 | 3.4% |
| Native / Alaskan | 20 | 0.5% |
| White / Caucasian | 3,458 | 95.5% |
| Two or more Races | 100 | 2.8% |
| Some other Race | 30 | 0.8% |
| Total | 3,620 | 100.0% |
Ancestry in Two Harbors
The most populous ancestries reported in Two Harbors are German (877 | 24.2%), Norwegian (633 | 17.5%), Swedish (559 | 15.4%), Finnish (549 | 15.2%), and Irish (368 | 10.2%), together accounting for 82.5% of all Two Harbors residents.
| Ancestry | # Population | % Population |
| African | 18 | 0.5% |
| Alaska Native | 11 | 0.3% |
| American | 154 | 4.3% |
| Austrian | 30 | 0.8% |
| Belgian | 6 | 0.2% |
| Bhutanese | 5 | 0.1% |
| British | 9 | 0.3% |
| Burmese | 15 | 0.4% |
| Canadian | 9 | 0.3% |
| Central American | 19 | 0.5% |
| Chippewa | 57 | 1.6% |
| Czech | 14 | 0.4% |
| Czechoslovakian | 11 | 0.3% |
| Dutch | 181 | 5.0% |
| English | 314 | 8.7% |
| European | 73 | 2.0% |
| Finnish | 549 | 15.2% |
| French | 98 | 2.7% |
| French Canadian | 71 | 2.0% |
| German | 877 | 24.2% |
| Guatemalan | 11 | 0.3% |
| Irish | 368 | 10.2% |
| Italian | 91 | 2.5% |
| Mexican | 68 | 1.9% |
| Norwegian | 633 | 17.5% |
| Polish | 86 | 2.4% |
| Puerto Rican | 18 | 0.5% |
| Russian | 19 | 0.5% |
| Salvadoran | 8 | 0.2% |
| Scandinavian | 141 | 3.9% |
| Scotch-Irish | 47 | 1.3% |
| Scottish | 17 | 0.5% |
| Slovene | 27 | 0.7% |
| Spanish American | 11 | 0.3% |
| Subsaharan African | 18 | 0.5% |
| Swedish | 559 | 15.4% |
| Welsh | 7 | 0.2% |
| Yugoslavian | 3 | 0.1% |
| Yup'ik | 9 | 0.3% | View All 39 Rows |
Immigrants in Two Harbors
The most numerous immigrant groups reported in Two Harbors came from Central America (12 | 0.3%), Latin America (12 | 0.3%), Guatemala (11 | 0.3%), Canada (6 | 0.2%), and Asia (5 | 0.1%), together accounting for 1.3% of all Two Harbors residents.
| Immigration Origin | # Population | % Population |
| Asia | 5 | 0.1% |
| Canada | 6 | 0.2% |
| Central America | 12 | 0.3% |
| Eastern Asia | 4 | 0.1% |
| Guatemala | 11 | 0.3% |
| Korea | 4 | 0.1% |
| Latin America | 12 | 0.3% |
| Mexico | 1 | 0.0% |
| South Eastern Asia | 1 | 0.0% |
| Thailand | 1 | 0.0% | View All 10 Rows |
Sex and Age in Two Harbors
Sex and Age in Two Harbors
The most populous age groups in Two Harbors are 40 to 44 Years (166 | 9.3%) for men and 55 to 59 Years (156 | 8.5%) for women.
| Age Bracket | Male | Female |
| Under 5 Years | 117 (6.6%) | 91 (4.9%) |
| 5 to 9 Years | 106 (6.0%) | 155 (8.4%) |
| 10 to 14 Years | 111 (6.2%) | 87 (4.7%) |
| 15 to 19 Years | 101 (5.7%) | 148 (8.0%) |
| 20 to 24 Years | 107 (6.0%) | 62 (3.4%) |
| 25 to 29 Years | 92 (5.2%) | 138 (7.5%) |
| 30 to 34 Years | 100 (5.6%) | 103 (5.6%) |
| 35 to 39 Years | 63 (3.5%) | 58 (3.2%) |
| 40 to 44 Years | 166 (9.3%) | 144 (7.8%) |
| 45 to 49 Years | 118 (6.6%) | 63 (3.4%) |
| 50 to 54 Years | 102 (5.7%) | 114 (6.2%) |
| 55 to 59 Years | 150 (8.4%) | 156 (8.5%) |
| 60 to 64 Years | 79 (4.4%) | 85 (4.6%) |
| 65 to 69 Years | 116 (6.5%) | 85 (4.6%) |
| 70 to 74 Years | 97 (5.5%) | 103 (5.6%) |
| 75 to 79 Years | 39 (2.2%) | 70 (3.8%) |
| 80 to 84 Years | 31 (1.7%) | 93 (5.1%) |
| 85 Years and over | 83 (4.7%) | 87 (4.7%) |
| Total | 1,778 (100.0%) | 1,842 (100.0%) |
Families and Households in Two Harbors
Median Family Size in Two Harbors
The median family size in Two Harbors is 2.76 persons per family, with married-couple families (661 | 67.8%) accounting for the largest median family size of 3 persons per family. On the other hand, single female/mother families (221 | 22.7%) represent the smallest median family size with 2.07 persons per family.
| Family Type | # Families | Family Size |
| Married-Couple | 661 (67.8%) | 3.00 |
| Single Male/Father | 93 (9.5%) | 2.68 |
| Single Female/Mother | 221 (22.7%) | 2.07 |
| Total Families | 975 (100.0%) | 2.76 |
Median Household Size in Two Harbors
The median household size in Two Harbors is 2.12 persons per household, with married-couple households (661 | 40.5%) accounting for the largest median household size of 3 persons per household. non-family households (659 | 40.3%) represent the smallest median household size with 1.09 persons per household.
| Household Type | # Households | Household Size |
| Married-Couple | 661 (40.5%) | 3.00 |
| Single Male/Father | 93 (5.7%) | 2.85 |
| Single Female/Mother | 221 (13.5%) | 2.24 |
| Non-family | 659 (40.3%) | 1.09 |
| Total Households | 1,634 (100.0%) | 2.12 |
Household Size by Marriage Status in Two Harbors
Out of a total of 1,634 households in Two Harbors, 975 (59.7%) are family households, while 659 (40.3%) are nonfamily households. The most numerous type of family households are 2-person households, comprising 412, and the most common type of nonfamily households are 1-person households, comprising 619.
| Household Size | Family Households | Nonfamily Households |
| 1-Person Households | - | 619 (37.9%) |
| 2-Person Households | 412 (25.2%) | 32 (2.0%) |
| 3-Person Households | 249 (15.2%) | 8 (0.5%) |
| 4-Person Households | 204 (12.5%) | 0 (0.0%) |
| 5-Person Households | 59 (3.6%) | 0 (0.0%) |
| 6-Person Households | 33 (2.0%) | 0 (0.0%) |
| 7+ Person Households | 18 (1.1%) | 0 (0.0%) |
| Total | 975 (59.7%) | 659 (40.3%) |
Female Fertility in Two Harbors
Fertility by Age in Two Harbors
Average fertility rate in Two Harbors is 79.0 births per 1,000 women. Women in the age bracket of 20 to 34 years have the highest fertility rate with 191.0 births per 1,000 women. Women in the age bracket of 20 to 34 years acount for 100.0% of all women with births.
| Age Bracket | Women with Births | Births / 1,000 Women |
| 15 to 19 years | 0 (0.0%) | 0.0 |
| 20 to 34 years | 58 (100.0%) | 191.0 |
| 35 to 50 years | 0 (0.0%) | 0.0 |
| Total | 58 (100.0%) | 79.0 |
Fertility by Age by Marriage Status in Two Harbors
| Age Bracket | Married | Unmarried |
| 15 to 19 years | 0 (0.0%) | 0 (0.0%) |
| 20 to 34 years | 58 (100.0%) | 0 (0.0%) |
| 35 to 50 years | 0 (0.0%) | 0 (0.0%) |
| Total | 58 (100.0%) | 0 (0.0%) |
Fertility by Education in Two Harbors
| Educational Attainment | Women with Births | Births / 1,000 Women |
| Less than High School | 4 (6.9%) | 24.0 |
| High School Diploma | 14 (24.1%) | 73.0 |
| College or Associate's Degree | 32 (55.2%) | 118.0 |
| Bachelor's Degree | 8 (13.8%) | 96.0 |
| Graduate Degree | 0 (0.0%) | 0.0 |
| Total | 58 (100.0%) | 79.0 |
Fertility by Education by Marriage Status in Two Harbors
| Educational Attainment | Married | Unmarried |
| Less than High School | 4 (100.0%) | 0 (0.0%) |
| High School Diploma | 14 (100.0%) | 0 (0.0%) |
| College or Associate's Degree | 32 (100.0%) | 0 (0.0%) |
| Bachelor's Degree | 8 (100.0%) | 0 (0.0%) |
| Graduate Degree | 0 (0.0%) | 0 (0.0%) |
| Total | 58 (100.0%) | 0 (0.0%) |
Income in Two Harbors
Income Overview in Two Harbors
Per Capita Income in Two Harbors is $32,222, while median incomes of families and households are $70,806 and $63,565 respectively.
| Characteristic | Number | Measure |
| Per Capita Income | 3,620 | $32,222 |
| Median Family Income | 975 | $70,806 |
| Mean Family Income | 975 | $81,012 |
| Median Household Income | 1,634 | $63,565 |
| Mean Household Income | 1,634 | $70,986 |
| Income Deficit | 975 | $9,853 |
| Wage / Income Gap (%) | 3,620 | 49.52% |
| Wage / Income Gap ($) | 3,620 | 50.48¢ per $1 |
| Gini / Inequality Index | 3,620 | 0.40 |
Earnings by Sex in Two Harbors
Average Earnings in Two Harbors are $38,750, $55,784 for men and $28,158 for women, a difference of 49.5%.
| Sex | Number | Average Earnings |
| Male | 1,006 (52.7%) | $55,784 |
| Female | 904 (47.3%) | $28,158 |
| Total | 1,910 (100.0%) | $38,750 |
Earnings by Sex by Income Bracket in Two Harbors
The most common earnings brackets in Two Harbors are $75,000 to $99,999 for men (181 | 18.0%) and $25,000 to $29,999 for women (115 | 12.7%).
| Income | Male | Female |
| $2,499 or less | 65 (6.5%) | 110 (12.2%) |
| $2,500 to $4,999 | 8 (0.8%) | 48 (5.3%) |
| $5,000 to $7,499 | 31 (3.1%) | 30 (3.3%) |
| $7,500 to $9,999 | 30 (3.0%) | 46 (5.1%) |
| $10,000 to $12,499 | 13 (1.3%) | 55 (6.1%) |
| $12,500 to $14,999 | 17 (1.7%) | 33 (3.6%) |
| $15,000 to $17,499 | 37 (3.7%) | 0 (0.0%) |
| $17,500 to $19,999 | 5 (0.5%) | 31 (3.4%) |
| $20,000 to $22,499 | 12 (1.2%) | 28 (3.1%) |
| $22,500 to $24,999 | 38 (3.8%) | 26 (2.9%) |
| $25,000 to $29,999 | 21 (2.1%) | 115 (12.7%) |
| $30,000 to $34,999 | 50 (5.0%) | 56 (6.2%) |
| $35,000 to $39,999 | 49 (4.9%) | 41 (4.5%) |
| $40,000 to $44,999 | 24 (2.4%) | 44 (4.9%) |
| $45,000 to $49,999 | 43 (4.3%) | 16 (1.8%) |
| $50,000 to $54,999 | 39 (3.9%) | 27 (3.0%) |
| $55,000 to $64,999 | 129 (12.8%) | 91 (10.1%) |
| $65,000 to $74,999 | 80 (8.0%) | 67 (7.4%) |
| $75,000 to $99,999 | 181 (18.0%) | 22 (2.4%) |
| $100,000+ | 134 (13.3%) | 18 (2.0%) |
| Total | 1,006 (100.0%) | 904 (100.0%) |
Earnings by Sex by Educational Attainment in Two Harbors
Average earnings in Two Harbors are $58,639 for men and $30,662 for women, a difference of 47.7%. Men with an educational attainment of bachelor's degree enjoy the highest average annual earnings of $67,171, while those with less than high school education earn the least with $35,125. Women with an educational attainment of graduate degree earn the most with the average annual earnings of $63,110, while those with college or associate's degree education have the smallest earnings of $27,054.
| Educational Attainment | Male Income | Female Income |
| Less than High School | $35,125 | $40,455 |
| High School Diploma | $63,750 | $28,690 |
| College or Associate's Degree | $59,306 | $27,054 |
| Bachelor's Degree | $67,171 | $51,250 |
| Graduate Degree | - | - |
| Total | $58,639 | $30,662 |
Family Income in Two Harbors
Family Income Brackets in Two Harbors
According to the Two Harbors family income data, there are 265 families falling into the $50,000 to $74,999 income range, which is the most common income bracket and makes up 27.2% of all families. Conversely, the $10,000 to $14,999 income bracket is the least frequent group with only 15 families (1.5%) belonging to this category.
| Income Bracket | # Families | % Families |
| Less than $10,000 | 57 | 5.8% |
| $10,000 to $14,999 | 15 | 1.5% |
| $15,000 to $24,999 | 113 | 11.6% |
| $25,000 to $34,999 | 31 | 3.2% |
| $35,000 to $49,999 | 57 | 5.8% |
| $50,000 to $74,999 | 265 | 27.2% |
| $75,000 to $99,999 | 117 | 12.0% |
| $100,000 to $149,999 | 251 | 25.7% |
| $150,000 to $199,999 | 46 | 4.7% |
| $200,000+ | 23 | 2.4% |
Family Income by Famaliy Size in Two Harbors
7+ person families (18 | 1.8%) account for the highest median family income in Two Harbors with $106,563 per family, while 2-person families (422 | 43.3%) have the highest median income of $29,620 per family member.
| Income Bracket | # Families | Median Income |
| 2-Person Families | 422 (43.3%) | $59,239 |
| 3-Person Families | 284 (29.1%) | $72,027 |
| 4-Person Families | 171 (17.5%) | $77,303 |
| 5-Person Families | 60 (6.1%) | $82,143 |
| 6-Person Families | 20 (2.1%) | $0 |
| 7+ Person Families | 18 (1.8%) | $106,563 |
| Total | 975 (100.0%) | $70,806 |
Family Income by Number of Earners in Two Harbors
| Number of Earners | # Families | Median Income |
| No Earners | 156 (16.0%) | $0 |
| 1 Earner | 287 (29.4%) | $56,250 |
| 2 Earners | 346 (35.5%) | $120,568 |
| 3+ Earners | 186 (19.1%) | $82,955 |
| Total | 975 (100.0%) | $70,806 |
Household Income in Two Harbors
Household Income Brackets in Two Harbors
With 381 households falling in the category, the $50,000 to $74,999 income range is the most frequent in Two Harbors, accounting for 23.3% of all households. In contrast, only 29 households (1.8%) fall into the $200,000+ income bracket, making it the least populous group.
| Income Bracket | # Households | % Households |
| Less than $10,000 | 87 | 5.3% |
| $10,000 to $14,999 | 101 | 6.2% |
| $15,000 to $24,999 | 245 | 15.0% |
| $25,000 to $34,999 | 74 | 4.5% |
| $35,000 to $49,999 | 101 | 6.2% |
| $50,000 to $74,999 | 381 | 23.3% |
| $75,000 to $99,999 | 232 | 14.2% |
| $100,000 to $149,999 | 337 | 20.6% |
| $150,000 to $199,999 | 46 | 2.8% |
| $200,000+ | 29 | 1.8% |
Household Income by Householder Age in Two Harbors
The median household income in Two Harbors is $63,565, with the highest median household income of $110,170 found in the 15 to 24 years age bracket for the primary householder. A total of 41 households (2.5%) fall into this category. Meanwhile, the 65+ years age bracket for the primary householder has the lowest median household income of $40,583, with 545 households (33.4%) in this group.
| Income Bracket | # Households | Median Income |
| 15 to 24 Years | 41 (2.5%) | $110,170 |
| 25 to 44 Years | 547 (33.5%) | $72,847 |
| 45 to 64 Years | 501 (30.7%) | $77,056 |
| 65+ Years | 545 (33.4%) | $40,583 |
| Total | 1,634 (100.0%) | $63,565 |
Poverty in Two Harbors
Income Below Poverty by Sex and Age in Two Harbors
With 10.5% poverty level for males and 15.0% for females among the residents of Two Harbors, 75 year old and over males and 35 to 44 year old females are the most vulnerable to poverty, with 30 males (21.6%) and 65 females (32.2%) in their respective age groups living below the poverty level.
| Age Bracket | Male | Female |
| Under 5 Years | 9 (7.7%) | 0 (0.0%) |
| 5 Years | 0 (0.0%) | 0 (0.0%) |
| 6 to 11 Years | 27 (21.1%) | 41 (23.0%) |
| 12 to 14 Years | 10 (15.9%) | 7 (15.9%) |
| 15 Years | 0 (0.0%) | 10 (27.8%) |
| 16 and 17 Years | 0 (0.0%) | 0 (0.0%) |
| 18 to 24 Years | 3 (2.5%) | 19 (20.9%) |
| 25 to 34 Years | 8 (4.3%) | 41 (17.0%) |
| 35 to 44 Years | 19 (8.3%) | 65 (32.2%) |
| 45 to 54 Years | 42 (19.1%) | 2 (1.1%) |
| 55 to 64 Years | 35 (15.3%) | 42 (17.4%) |
| 65 to 74 Years | 0 (0.0%) | 21 (11.9%) |
| 75 Years and over | 30 (21.6%) | 20 (9.5%) |
| Total | 183 (10.5%) | 268 (15.0%) |
Income Above Poverty by Sex and Age in Two Harbors
According to the poverty statistics in Two Harbors, males aged 5 years and females aged under 5 years are the age groups that are most secure financially, with 100.0% of males and 100.0% of females in these age groups living above the poverty line.
| Age Bracket | Male | Female |
| Under 5 Years | 108 (92.3%) | 83 (100.0%) |
| 5 Years | 26 (100.0%) | 20 (100.0%) |
| 6 to 11 Years | 101 (78.9%) | 137 (77.0%) |
| 12 to 14 Years | 53 (84.1%) | 37 (84.1%) |
| 15 Years | 23 (100.0%) | 26 (72.2%) |
| 16 and 17 Years | 62 (100.0%) | 82 (100.0%) |
| 18 to 24 Years | 117 (97.5%) | 72 (79.1%) |
| 25 to 34 Years | 176 (95.7%) | 200 (83.0%) |
| 35 to 44 Years | 210 (91.7%) | 137 (67.8%) |
| 45 to 54 Years | 178 (80.9%) | 175 (98.9%) |
| 55 to 64 Years | 193 (84.7%) | 199 (82.6%) |
| 65 to 74 Years | 202 (100.0%) | 156 (88.1%) |
| 75 Years and over | 109 (78.4%) | 190 (90.5%) |
| Total | 1,558 (89.5%) | 1,514 (85.0%) |
Income Below Poverty Among Married-Couple Families in Two Harbors
The poverty statistics for married-couple families in Two Harbors show that 5.1% or 34 of the total 661 families live below the poverty line. Families with no children have the highest poverty rate of 7.1%, comprising of 25 families. On the other hand, families with 3 or 4 children have the lowest poverty rate of 0.0%, which includes 0 families.
| Children | Above Poverty | Below Poverty |
| No Children | 329 (92.9%) | 25 (7.1%) |
| 1 or 2 Children | 231 (96.3%) | 9 (3.7%) |
| 3 or 4 Children | 49 (100.0%) | 0 (0.0%) |
| 5 or more Children | 18 (100.0%) | 0 (0.0%) |
| Total | 627 (94.9%) | 34 (5.1%) |
Income Below Poverty Among Single-Parent Households in Two Harbors
| Children | Single Father | Single Mother |
| No Children | 0 (0.0%) | 10 (8.4%) |
| 1 or 2 Children | 0 (0.0%) | 59 (71.1%) |
| 3 or 4 Children | 0 (0.0%) | 12 (63.2%) |
| 5 or more Children | 0 (0.0%) | 0 (0.0%) |
| Total | 0 (0.0%) | 81 (36.6%) |
Income Below Poverty Among Married-Couple vs Single-Parent Households in Two Harbors
The poverty data for Two Harbors shows that 34 of the married-couple family households (5.1%) and 81 of the single-parent households (25.8%) are living below the poverty level. Within the married-couple family households, those with no children have the highest poverty rate, with 25 households (7.1%) falling below the poverty line. Among the single-parent households, those with 1 or 2 children have the highest poverty rate, with 59 household (43.7%) living below poverty.
| Children | Married-Couple Families | Single-Parent Households |
| No Children | 25 (7.1%) | 10 (7.8%) |
| 1 or 2 Children | 9 (3.7%) | 59 (43.7%) |
| 3 or 4 Children | 0 (0.0%) | 12 (23.5%) |
| 5 or more Children | 0 (0.0%) | 0 (0.0%) |
| Total | 34 (5.1%) | 81 (25.8%) |
Employment Characteristics in Two Harbors
Employment by Class of Employer in Two Harbors
Among the 1,700 employed individuals in Two Harbors, private company employees (1,346 | 79.2%), not-for-profit organizations (180 | 10.6%), and local government employees (72 | 4.2%) make up the most common classes of employment.
| Employer Class | # Employees | % Employees |
| Private Company Employees | 1,346 | 79.2% |
| Self-Employed (Incorporated) | 25 | 1.5% |
| Self-Employed (Not Incorporated) | 32 | 1.9% |
| Not-for-profit Organizations | 180 | 10.6% |
| Local Government Employees | 72 | 4.2% |
| State Government Employees | 37 | 2.2% |
| Federal Government Employees | 8 | 0.5% |
| Unpaid Family Workers | 0 | 0.0% |
| Total | 1,700 | 100.0% |
Employment Status by Age in Two Harbors
According to the labor force statistics for Two Harbors, out of the total population over 16 years of age (2,894), 60.0% or 1,736 individuals are in the labor force, with 1.6% or 28 of them unemployed. The age group with the highest labor force participation rate is 45 to 54 years, with 94.0% or 373 individuals in the labor force. Within the labor force, the 25 to 29 years age range has the highest percentage of unemployed individuals, with 10.9% or 19 of them being unemployed.
| Age Bracket | In Labor Force | Unemployed |
| 16 to 19 Years | 122 (64.2%) | 0 (0.0%) |
| 20 to 24 Years | 112 (66.3%) | 0 (0.0%) |
| 25 to 29 Years | 175 (76.1%) | 19 (10.9%) |
| 30 to 34 Years | 170 (83.7%) | 0 (0.0%) |
| 35 to 44 Years | 379 (87.9%) | 2 (0.5%) |
| 45 to 54 Years | 373 (94.0%) | 3 (0.8%) |
| 55 to 59 Years | 254 (83.0%) | 3 (1.2%) |
| 60 to 64 Years | 116 (70.7%) | 0 (0.0%) |
| 65 to 74 Years | 24 (6.0%) | 0 (0.0%) |
| 75 Years and over | 12 (3.0%) | 0 (0.0%) |
| Total | 1,736 (60.0%) | 28 (1.6%) |
Employment Status by Educational Attainment in Two Harbors
According to labor force statistics for Two Harbors, 84.7% of individuals (1,466) out of the total population between 25 and 64 years of age (1,731) are in the labor force, with 1.8% or 26 of them being unemployed. The group with the highest labor force participation rate are those with the educational attainment of college / associate degree, with 91.7% or 688 individuals in the labor force. Within the labor force, individuals with less than high school education have the highest percentage of unemployment, with 2.9% or 4 of them being unemployed.
| Educational Attainment | In Labor Force | Unemployed |
| Less than High School | 138 (71.5%) | 6 (2.9%) |
| High School Diploma | 297 (72.3%) | 8 (2.0%) |
| College / Associate Degree | 688 (91.7%) | 19 (2.5%) |
| Bachelor's Degree or higher | 344 (91.2%) | 0 (0.0%) |
| Total | 1,466 (84.7%) | 31 (1.8%) |
Employment Occupations by Sex in Two Harbors
Management, Business, Science and Arts Occupations
The most common Management, Business, Science and Arts occupations in Two Harbors are Management (176 | 10.3%), Health Diagnosing & Treating (161 | 9.4%), Business & Financial (99 | 5.8%), Health Technologists (87 | 5.1%), and Computers, Engineering & Science (68 | 4.0%).
Management, Business, Science and Arts Occupations by Sex
Within the Management, Business, Science and Arts occupations in Two Harbors, the most male-oriented occupations are Architecture & Engineering (100.0%), Life, Physical & Social Science (100.0%), and Arts, Media & Entertainment (100.0%), while the most female-oriented occupations are Education Instruction & Library (100.0%), Health Diagnosing & Treating (72.7%), and Health Technologists (71.3%).
| Occupation | Male | Female |
| Management | 57 (32.4%) | 119 (67.6%) |
| Business & Financial | 50 (50.5%) | 49 (49.5%) |
| Computers, Engineering & Science | 53 (77.9%) | 15 (22.1%) |
| Computers & Mathematics | 7 (31.8%) | 15 (68.2%) |
| Architecture & Engineering | 36 (100.0%) | 0 (0.0%) |
| Life, Physical & Social Science | 10 (100.0%) | 0 (0.0%) |
| Community & Social Service | 13 (39.4%) | 20 (60.6%) |
| Education, Arts & Media | 6 (54.5%) | 5 (45.5%) |
| Legal Services & Support | 0 (0.0%) | 0 (0.0%) |
| Education Instruction & Library | 0 (0.0%) | 15 (100.0%) |
| Arts, Media & Entertainment | 7 (100.0%) | 0 (0.0%) |
| Health Diagnosing & Treating | 44 (27.3%) | 117 (72.7%) |
| Health Technologists | 25 (28.7%) | 62 (71.3%) |
| Total (Category) | 217 (40.4%) | 320 (59.6%) |
| Total (Overall) | 931 (54.4%) | 779 (45.6%) |
Services Occupations
The most common Services occupations in Two Harbors are Food Preparation & Serving (154 | 9.0%), Cleaning & Maintenance (138 | 8.1%), Healthcare Support (58 | 3.4%), Personal Care & Service (45 | 2.6%), and Security & Protection (15 | 0.9%).
Services Occupations by Sex
Within the Services occupations in Two Harbors, the most male-oriented occupations are Security & Protection (100.0%), Law Enforcement (100.0%), and Personal Care & Service (64.4%), while the most female-oriented occupations are Healthcare Support (86.2%), Food Preparation & Serving (75.3%), and Cleaning & Maintenance (66.7%).
| Occupation | Male | Female |
| Healthcare Support | 8 (13.8%) | 50 (86.2%) |
| Security & Protection | 15 (100.0%) | 0 (0.0%) |
| Firefighting & Prevention | 0 (0.0%) | 0 (0.0%) |
| Law Enforcement | 15 (100.0%) | 0 (0.0%) |
| Food Preparation & Serving | 38 (24.7%) | 116 (75.3%) |
| Cleaning & Maintenance | 46 (33.3%) | 92 (66.7%) |
| Personal Care & Service | 29 (64.4%) | 16 (35.6%) |
| Total (Category) | 136 (33.2%) | 274 (66.8%) |
| Total (Overall) | 931 (54.4%) | 779 (45.6%) |
Sales and Office Occupations
The most common Sales and Office occupations in Two Harbors are Sales & Related (129 | 7.5%), and Office & Administration (128 | 7.5%).
Sales and Office Occupations by Sex
| Occupation | Male | Female |
| Sales & Related | 108 (83.7%) | 21 (16.3%) |
| Office & Administration | 38 (29.7%) | 90 (70.3%) |
| Total (Category) | 146 (56.8%) | 111 (43.2%) |
| Total (Overall) | 931 (54.4%) | 779 (45.6%) |
Natural Resources, Construction and Maintenance Occupations
The most common Natural Resources, Construction and Maintenance occupations in Two Harbors are Installation, Maintenance & Repair (138 | 8.1%), and Construction & Extraction (111 | 6.5%).
Natural Resources, Construction and Maintenance Occupations by Sex
| Occupation | Male | Female |
| Farming, Fishing & Forestry | 0 (0.0%) | 0 (0.0%) |
| Construction & Extraction | 111 (100.0%) | 0 (0.0%) |
| Installation, Maintenance & Repair | 132 (95.7%) | 6 (4.3%) |
| Total (Category) | 243 (97.6%) | 6 (2.4%) |
| Total (Overall) | 931 (54.4%) | 779 (45.6%) |
Production, Transportation and Moving Occupations
The most common Production, Transportation and Moving occupations in Two Harbors are Material Moving (104 | 6.1%), Production (97 | 5.7%), and Transportation (56 | 3.3%).
Production, Transportation and Moving Occupations by Sex
| Occupation | Male | Female |
| Production | 66 (68.0%) | 31 (32.0%) |
| Transportation | 56 (100.0%) | 0 (0.0%) |
| Material Moving | 67 (64.4%) | 37 (35.6%) |
| Total (Category) | 189 (73.5%) | 68 (26.5%) |
| Total (Overall) | 931 (54.4%) | 779 (45.6%) |
Employment Industries by Sex in Two Harbors
Employment Industries in Two Harbors
The major employment industries in Two Harbors include Accommodation & Food Services (263 | 15.4%), Health Care & Social Assistance (259 | 15.1%), Manufacturing (238 | 13.9%), Retail Trade (200 | 11.7%), and Construction (174 | 10.2%).
Employment Industries by Sex in Two Harbors
The Two Harbors industries that see more men than women are Wholesale Trade (100.0%), Construction (89.7%), and Mining, Quarrying, & Extraction (85.5%), whereas the industries that tend to have a higher number of women are Administrative & Support (100.0%), Educational Services (100.0%), and Arts, Entertainment & Recreation (100.0%).
| Industry | Male | Female |
| Agriculture, Fishing & Hunting | 0 (0.0%) | 0 (0.0%) |
| Mining, Quarrying, & Extraction | 53 (85.5%) | 9 (14.5%) |
| Construction | 156 (89.7%) | 18 (10.3%) |
| Manufacturing | 187 (78.6%) | 51 (21.4%) |
| Wholesale Trade | 41 (100.0%) | 0 (0.0%) |
| Retail Trade | 120 (60.0%) | 80 (40.0%) |
| Transportation & Warehousing | 64 (79.0%) | 17 (21.0%) |
| Utilities | 0 (0.0%) | 0 (0.0%) |
| Information | 0 (0.0%) | 0 (0.0%) |
| Finance & Insurance | 20 (24.4%) | 62 (75.6%) |
| Real Estate, Rental & Leasing | 16 (34.8%) | 30 (65.2%) |
| Professional & Scientific | 18 (52.9%) | 16 (47.1%) |
| Enterprise Management | 0 (0.0%) | 0 (0.0%) |
| Administrative & Support | 0 (0.0%) | 18 (100.0%) |
| Educational Services | 0 (0.0%) | 28 (100.0%) |
| Health Care & Social Assistance | 70 (27.0%) | 189 (73.0%) |
| Arts, Entertainment & Recreation | 0 (0.0%) | 22 (100.0%) |
| Accommodation & Food Services | 71 (27.0%) | 192 (73.0%) |
| Public Administration | 41 (63.1%) | 24 (36.9%) |
| Total | 931 (54.4%) | 779 (45.6%) |
Education in Two Harbors
School Enrollment in Two Harbors
The most common levels of schooling among the 755 students in Two Harbors are elementary school (195 | 25.8%), high school (188 | 24.9%), and middle school (170 | 22.5%).
| School Level | # Students | % Students |
| Nursery / Preschool | 27 | 3.6% |
| Kindergarten | 48 | 6.4% |
| Elementary School | 195 | 25.8% |
| Middle School | 170 | 22.5% |
| High School | 188 | 24.9% |
| College / Undergraduate | 103 | 13.6% |
| Graduate / Professional | 24 | 3.2% |
| Total | 755 | 100.0% |
School Enrollment by Age by Funding Source in Two Harbors
Out of a total of 755 students who are enrolled in schools in Two Harbors, 72 (9.5%) attend a private institution, while the remaining 683 (90.5%) are enrolled in public schools. The age group of 18 to 19 year olds has the highest likelihood of being enrolled in private schools, with 1 (100.0% in the age bracket) enrolled. Conversely, the age group of 5 to 9 year old has the lowest likelihood of being enrolled in a private school, with 244 (100.0% in the age bracket) attending a public institution.
| Age Bracket | Public School | Private School |
| 3 to 4 Year Olds | 8 (36.4%) | 14 (63.6%) |
| 5 to 9 Year Old | 244 (100.0%) | 0 (0.0%) |
| 10 to 14 Year Olds | 155 (87.1%) | 23 (12.9%) |
| 15 to 17 Year Olds | 161 (93.6%) | 11 (6.4%) |
| 18 to 19 Year Olds | 0 (0.0%) | 1 (100.0%) |
| 20 to 24 Year Olds | 32 (71.1%) | 13 (28.9%) |
| 25 to 34 Year Olds | 28 (100.0%) | 0 (0.0%) |
| 35 Years and over | 55 (84.6%) | 10 (15.4%) |
| Total | 683 (90.5%) | 72 (9.5%) |
Educational Attainment by Field of Study in Two Harbors
Business (137 | 21.6%), science & technology (94 | 14.8%), education (76 | 12.0%), literature & languages (75 | 11.8%), and engineering (50 | 7.9%) are the most common fields of study among 635 individuals in Two Harbors who have obtained a bachelor's degree or higher.
| Field of Study | # Graduates | % Graduates |
| Computers & Mathematics | 10 | 1.6% |
| Bio, Nature & Agricultural | 37 | 5.8% |
| Physical & Health Sciences | 0 | 0.0% |
| Psychology | 28 | 4.4% |
| Social Sciences | 31 | 4.9% |
| Engineering | 50 | 7.9% |
| Multidisciplinary Studies | 10 | 1.6% |
| Science & Technology | 94 | 14.8% |
| Business | 137 | 21.6% |
| Education | 76 | 12.0% |
| Literature & Languages | 75 | 11.8% |
| Liberal Arts & History | 48 | 7.6% |
| Visual & Performing Arts | 10 | 1.6% |
| Communications | 15 | 2.4% |
| Arts & Humanities | 14 | 2.2% |
| Total | 635 | 100.0% |
Transportation & Commute in Two Harbors
Vehicle Availability by Sex in Two Harbors
The most prevalent vehicle ownership categories in Two Harbors are males with 2 vehicles (395, accounting for 43.4%) and females with 2 vehicles (277, making up 50.7%).
| Vehicles Available | Male | Female |
| No Vehicle | 9 (1.0%) | 7 (0.9%) |
| 1 Vehicle | 178 (19.5%) | 185 (23.7%) |
| 2 Vehicles | 395 (43.4%) | 277 (35.6%) |
| 3 Vehicles | 234 (25.7%) | 205 (26.3%) |
| 4 Vehicles | 95 (10.4%) | 105 (13.5%) |
| 5 or more Vehicles | 0 (0.0%) | 0 (0.0%) |
| Total | 911 (100.0%) | 779 (100.0%) |
Commute Time in Two Harbors
The most frequently occuring commute durations in Two Harbors are 5 to 9 minutes (384 commuters, 23.7%), 45 to 59 minutes (220 commuters, 13.6%), and less than 5 minutes (219 commuters, 13.5%).
| Commute Time | # Commuters | % Commuters |
| Less than 5 Minutes | 219 | 13.5% |
| 5 to 9 Minutes | 384 | 23.7% |
| 10 to 14 Minutes | 187 | 11.5% |
| 15 to 19 Minutes | 103 | 6.4% |
| 20 to 24 Minutes | 26 | 1.6% |
| 25 to 29 Minutes | 33 | 2.0% |
| 30 to 34 Minutes | 115 | 7.1% |
| 35 to 39 Minutes | 117 | 7.2% |
| 40 to 44 Minutes | 88 | 5.4% |
| 45 to 59 Minutes | 220 | 13.6% |
| 60 to 89 Minutes | 74 | 4.6% |
| 90 or more Minutes | 57 | 3.5% |
Commute Time by Sex in Two Harbors
The most common commute times in Two Harbors are 5 to 9 minutes (166 commuters, 18.8%) for males and 5 to 9 minutes (218 commuters, 29.5%) for females.
| Commute Time | Male | Female |
| Less than 5 Minutes | 105 (11.9%) | 114 (15.4%) |
| 5 to 9 Minutes | 166 (18.8%) | 218 (29.5%) |
| 10 to 14 Minutes | 68 (7.7%) | 119 (16.1%) |
| 15 to 19 Minutes | 28 (3.2%) | 75 (10.2%) |
| 20 to 24 Minutes | 26 (2.9%) | 0 (0.0%) |
| 25 to 29 Minutes | 19 (2.1%) | 14 (1.9%) |
| 30 to 34 Minutes | 56 (6.3%) | 59 (8.0%) |
| 35 to 39 Minutes | 100 (11.3%) | 17 (2.3%) |
| 40 to 44 Minutes | 79 (8.9%) | 9 (1.2%) |
| 45 to 59 Minutes | 121 (13.7%) | 99 (13.4%) |
| 60 to 89 Minutes | 60 (6.8%) | 14 (1.9%) |
| 90 or more Minutes | 57 (6.4%) | 0 (0.0%) |
Time of Departure to Work by Sex in Two Harbors
The most frequent times of departure to work in Two Harbors are 6:00 AM to 6:29 AM (155, 17.5%) for males and 9:00 AM to 9:59 AM (95, 12.9%) for females.
| Time of Departure | Male | Female |
| 12:00 AM to 4:59 AM | 20 (2.3%) | 0 (0.0%) |
| 5:00 AM to 5:29 AM | 90 (10.2%) | 40 (5.4%) |
| 5:30 AM to 5:59 AM | 52 (5.9%) | 51 (6.9%) |
| 6:00 AM to 6:29 AM | 155 (17.5%) | 70 (9.5%) |
| 6:30 AM to 6:59 AM | 144 (16.3%) | 51 (6.9%) |
| 7:00 AM to 7:29 AM | 50 (5.7%) | 66 (8.9%) |
| 7:30 AM to 7:59 AM | 63 (7.1%) | 59 (8.0%) |
| 8:00 AM to 8:29 AM | 57 (6.4%) | 77 (10.4%) |
| 8:30 AM to 8:59 AM | 70 (7.9%) | 71 (9.6%) |
| 9:00 AM to 9:59 AM | 35 (4.0%) | 95 (12.9%) |
| 10:00 AM to 10:59 AM | 15 (1.7%) | 11 (1.5%) |
| 11:00 AM to 11:59 AM | 28 (3.2%) | 62 (8.4%) |
| 12:00 PM to 3:59 PM | 53 (6.0%) | 85 (11.5%) |
| 4:00 PM to 11:59 PM | 53 (6.0%) | 0 (0.0%) |
| Total | 885 (100.0%) | 738 (100.0%) |
Housing Occupancy in Two Harbors
Occupancy by Ownership in Two Harbors
Of the total 1,634 dwellings in Two Harbors, owner-occupied units account for 1,161 (71.1%), while renter-occupied units make up 473 (28.9%).
| Occupancy | # Housing Units | % Housing Units |
| Owner Occupied Housing Units | 1,161 | 71.1% |
| Renter-Occupied Housing Units | 473 | 28.9% |
| Total Occupied Housing Units | 1,634 | 100.0% |
Occupancy by Household Size in Two Harbors
| Household Size | # Housing Units | % Housing Units |
| 1-Person Household | 619 | 37.9% |
| 2-Person Household | 444 | 27.2% |
| 3-Person Household | 257 | 15.7% |
| 4+ Person Household | 314 | 19.2% |
| Total Housing Units | 1,634 | 100.0% |
Occupancy by Ownership by Household Size in Two Harbors
| Household Size | Owner-occupied | Renter-occupied |
| 1-Person Household | 364 (58.8%) | 255 (41.2%) |
| 2-Person Household | 351 (79.0%) | 93 (20.9%) |
| 3-Person Household | 202 (78.6%) | 55 (21.4%) |
| 4+ Person Household | 244 (77.7%) | 70 (22.3%) |
| Total Housing Units | 1,161 (71.1%) | 473 (28.9%) |
Occupancy by Educational Attainment in Two Harbors
| Household Size | Owner-occupied | Renter-occupied |
| Less than High School | 85 (58.6%) | 60 (41.4%) |
| High School Diploma | 346 (68.2%) | 161 (31.8%) |
| College/Associate Degree | 461 (69.9%) | 199 (30.1%) |
| Bachelor's Degree or higher | 269 (83.5%) | 53 (16.5%) |
Occupancy by Age of Householder in Two Harbors
| Age Bracket | # Households | % Households |
| Under 35 Years | 237 | 14.5% |
| 35 to 44 Years | 351 | 21.5% |
| 45 to 54 Years | 193 | 11.8% |
| 55 to 64 Years | 308 | 18.9% |
| 65 to 74 Years | 286 | 17.5% |
| 75 to 84 Years | 175 | 10.7% |
| 85 Years and Over | 84 | 5.1% |
| Total | 1,634 | 100.0% |
Housing Finances in Two Harbors
Median Income by Occupancy in Two Harbors
| Occupancy Type | # Households | Median Income |
| Owner-Occupied | 1,161 (71.1%) | $71,523 |
| Renter-Occupied | 473 (28.9%) | $24,754 |
| Average | 1,634 (100.0%) | $63,565 |
Occupancy by Householder Income Bracket in Two Harbors
| Income Bracket | Owner-occupied | Renter-occupied |
| Less than $5,000 | 26 (2.2%) | 10 (2.1%) |
| $5,000 to $9,999 | 13 (1.1%) | 37 (7.8%) |
| $10,000 to $14,999 | 46 (4.0%) | 56 (11.8%) |
| $15,000 to $19,999 | 0 (0.0%) | 83 (17.5%) |
| $20,000 to $24,999 | 106 (9.1%) | 56 (11.8%) |
| $25,000 to $34,999 | 38 (3.3%) | 36 (7.6%) |
| $35,000 to $49,999 | 75 (6.5%) | 26 (5.5%) |
| $50,000 to $74,999 | 307 (26.4%) | 74 (15.6%) |
| $75,000 to $99,999 | 166 (14.3%) | 66 (14.0%) |
| $100,000 to $149,999 | 308 (26.5%) | 29 (6.1%) |
| $150,000 or more | 76 (6.6%) | 0 (0.0%) |
| Total | 1,161 (100.0%) | 473 (100.0%) |
Monthly Housing Cost Tiers in Two Harbors
| Monthly Cost | Owner-occupied | Renter-occupied |
| Less than $300 | 22 (1.9%) | 70 (14.8%) |
| $300 to $499 | 238 (20.5%) | 67 (14.2%) |
| $500 to $799 | 141 (12.1%) | 162 (34.3%) |
| $800 to $999 | 208 (17.9%) | 10 (2.1%) |
| $1,000 to $1,499 | 340 (29.3%) | 120 (25.4%) |
| $1,500 to $1,999 | 132 (11.4%) | 12 (2.5%) |
| $2,000 to $2,499 | 73 (6.3%) | 0 (0.0%) |
| $2,500 to $2,999 | 7 (0.6%) | 0 (0.0%) |
| $3,000 or more | 0 (0.0%) | 32 (6.8%) |
| Total | 1,161 (100.0%) | 473 (100.0%) |
Physical Housing Characteristics in Two Harbors
Housing Structures in Two Harbors
| Structure Type | # Housing Units | % Housing Units |
| Single Unit, Detached | 1,132 | 69.3% |
| Single Unit, Attached | 55 | 3.4% |
| 2 Unit Apartments | 85 | 5.2% |
| 3 or 4 Unit Apartments | 31 | 1.9% |
| 5 to 9 Unit Apartments | 99 | 6.1% |
| 10 or more Apartments | 223 | 13.7% |
| Mobile Home / Other | 9 | 0.5% |
| Total | 1,634 | 100.0% |
Housing Structures by Occupancy in Two Harbors
| Structure Type | Owner-occupied | Renter-occupied |
| Single Unit, Detached | 1,122 (99.1%) | 10 (0.9%) |
| Single Unit, Attached | 24 (43.6%) | 31 (56.4%) |
| 2 Unit Apartments | 6 (7.1%) | 79 (92.9%) |
| 3 or 4 Unit Apartments | 0 (0.0%) | 31 (100.0%) |
| 5 to 9 Unit Apartments | 0 (0.0%) | 99 (100.0%) |
| 10 or more Apartments | 0 (0.0%) | 223 (100.0%) |
| Mobile Home / Other | 9 (100.0%) | 0 (0.0%) |
| Total | 1,161 (71.1%) | 473 (28.9%) |
Housing Structures by Number of Rooms in Two Harbors
| Number of Rooms | Owner-occupied | Renter-occupied |
| 1 Room | 0 (0.0%) | 0 (0.0%) |
| 2 or 3 Rooms | 34 (2.9%) | 173 (36.6%) |
| 4 or 5 Rooms | 390 (33.6%) | 242 (51.2%) |
| 6 or 7 Rooms | 321 (27.7%) | 50 (10.6%) |
| 8 or more Rooms | 416 (35.8%) | 8 (1.7%) |
| Total | 1,161 (100.0%) | 473 (100.0%) |
Housing Structure by Heating Type in Two Harbors
| Heating Type | Owner-occupied | Renter-occupied |
| Utility Gas | 1,067 (91.9%) | 271 (57.3%) |
| Bottled, Tank, or LP Gas | 45 (3.9%) | 17 (3.6%) |
| Electricity | 15 (1.3%) | 169 (35.7%) |
| Fuel Oil or Kerosene | 34 (2.9%) | 0 (0.0%) |
| Coal or Coke | 0 (0.0%) | 0 (0.0%) |
| All other Fuels | 0 (0.0%) | 16 (3.4%) |
| No Fuel Used | 0 (0.0%) | 0 (0.0%) |
| Total | 1,161 (100.0%) | 473 (100.0%) |
Household Vehicle Usage in Two Harbors
| Vehicles per Household | Owner-occupied | Renter-occupied |
| No Vehicle | 9 (0.8%) | 109 (23.0%) |
| 1 Vehicle | 375 (32.3%) | 214 (45.2%) |
| 2 Vehicles | 447 (38.5%) | 118 (24.9%) |
| 3 or more Vehicles | 330 (28.4%) | 32 (6.8%) |
| Total | 1,161 (100.0%) | 473 (100.0%) |
Real Estate & Mortgages in Two Harbors
Real Estate and Mortgage Overview in Two Harbors
| Characteristic | Without Mortgage | With Mortgage |
| Housing Units | 348 | 813 |
| Median Property Value | $157,400 | $173,500 |
| Median Household Income | $64,861 | $76 |
| Monthly Housing Costs | $433 | $0 |
| Real Estate Taxes | $1,155 | $23 |
Property Value by Mortgage Status in Two Harbors
| Property Value | Without Mortgage | With Mortgage |
| Less than $50,000 | 0 (0.0%) | 21 (2.6%) |
| $50,000 to $99,999 | 25 (7.2%) | 46 (5.7%) |
| $100,000 to $299,999 | 301 (86.5%) | 705 (86.7%) |
| $300,000 to $499,999 | 22 (6.3%) | 41 (5.0%) |
| $500,000 to $749,999 | 0 (0.0%) | 0 (0.0%) |
| $750,000 to $999,999 | 0 (0.0%) | 0 (0.0%) |
| $1,000,000 or more | 0 (0.0%) | 0 (0.0%) |
| Total | 348 (100.0%) | 813 (100.0%) |
Household Income by Mortgage Status in Two Harbors
| Household Income | Without Mortgage | With Mortgage |
| Less than $10,000 | 16 (4.6%) | 10 (1.2%) |
| $10,000 to $24,999 | 105 (30.2%) | 23 (2.8%) |
| $25,000 to $34,999 | 0 (0.0%) | 47 (5.8%) |
| $35,000 to $49,999 | 13 (3.7%) | 38 (4.7%) |
| $50,000 to $74,999 | 74 (21.3%) | 62 (7.6%) |
| $75,000 to $99,999 | 75 (21.5%) | 233 (28.7%) |
| $100,000 to $149,999 | 65 (18.7%) | 91 (11.2%) |
| $150,000 or more | 0 (0.0%) | 243 (29.9%) |
| Total | 348 (100.0%) | 813 (100.0%) |
Property Value to Household Income Ratio in Two Harbors
| Value-to-Income Ratio | Without Mortgage | With Mortgage |
| Less than 2.0x | 114 (32.8%) | 75,795 (9,322.9%) |
| 2.0x to 2.9x | 69 (19.8%) | 394 (48.5%) |
| 3.0x to 3.9x | 23 (6.6%) | 186 (22.9%) |
| 4.0x or more | 142 (40.8%) | 53 (6.5%) |
| Total | 348 (100.0%) | 813 (100.0%) |
Real Estate Taxes by Mortgage Status in Two Harbors
| Property Taxes | Without Mortgage | With Mortgage |
| Less than $800 | 89 (25.6%) | 0 (0.0%) |
| $800 to $1,499 | 190 (54.6%) | 67 (8.2%) |
| $800 to $1,499 | 69 (19.8%) | 319 (39.2%) |
| Total | 348 (100.0%) | 813 (100.0%) |
Health & Disability in Two Harbors
Health Insurance Coverage by Age in Two Harbors
| Age Bracket | With Coverage | Without Coverage |
| Under 6 Years | 254 (100.0%) | 0 (0.0%) |
| 6 to 18 Years | 628 (97.2%) | 18 (2.8%) |
| 19 to 25 Years | 227 (83.2%) | 46 (16.9%) |
| 26 to 34 Years | 312 (93.7%) | 21 (6.3%) |
| 35 to 44 Years | 389 (90.3%) | 42 (9.7%) |
| 45 to 54 Years | 371 (93.4%) | 26 (6.6%) |
| 55 to 64 Years | 454 (96.8%) | 15 (3.2%) |
| 65 to 74 Years | 379 (100.0%) | 0 (0.0%) |
| 75 Years and older | 349 (100.0%) | 0 (0.0%) |
| Total | 3,363 (95.2%) | 168 (4.8%) |
Health Insurance Coverage by Citizenship Status in Two Harbors
| Citizenship Status | With Coverage | Without Coverage |
| Native Born | 254 (100.0%) | 0 (0.0%) |
| Foreign Born, Citizen | 628 (97.2%) | 18 (2.8%) |
| Foreign Born, not a Citizen | 227 (83.2%) | 46 (16.9%) |
Health Insurance Coverage by Household Income in Two Harbors
| Household Income | With Coverage | Without Coverage |
| Under $25,000 | 613 (100.0%) | 0 (0.0%) |
| $25,000 to $49,999 | 297 (87.9%) | 41 (12.1%) |
| $50,000 to $74,999 | 877 (97.2%) | 25 (2.8%) |
| $75,000 to $99,999 | 325 (81.7%) | 73 (18.3%) |
| $100,000 and over | 1,178 (97.6%) | 29 (2.4%) |
Public vs Private Health Insurance Coverage by Age in Two Harbors
| Age Bracket | Public Insurance | Private Insurance |
| Under 6 | 182 (71.7%) | 134 (52.8%) |
| 6 to 18 Years | 281 (43.5%) | 428 (66.2%) |
| 19 to 25 Years | 99 (36.3%) | 153 (56.0%) |
| 25 to 34 Years | 93 (27.9%) | 240 (72.1%) |
| 35 to 44 Years | 104 (24.1%) | 292 (67.7%) |
| 45 to 54 Years | 47 (11.8%) | 345 (86.9%) |
| 55 to 64 Years | 112 (23.9%) | 342 (72.9%) |
| 65 to 74 Years | 379 (100.0%) | 209 (55.1%) |
| 75 Years and over | 349 (100.0%) | 235 (67.3%) |
| Total | 1,646 (46.6%) | 2,378 (67.3%) |
Disability Status by Sex by Age in Two Harbors
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 0 (0.0%) |
| 5 to 17 Years | 46 (15.2%) | 19 (5.3%) |
| 18 to 34 Years | 14 (4.6%) | 44 (13.3%) |
| 35 to 64 Years | 149 (22.0%) | 85 (13.7%) |
| 65 to 74 Years | 31 (15.3%) | 46 (26.0%) |
| 75 Years and over | 108 (77.7%) | 126 (60.0%) |
Disability Class by Sex by Age in Two Harbors
Disability Class: Hearing Difficulty
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 0 (0.0%) |
| 5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
| 18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
| 35 to 64 Years | 59 (8.7%) | 3 (0.5%) |
| 65 to 74 Years | 26 (12.9%) | 10 (5.7%) |
| 75 Years and over | 39 (28.1%) | 83 (39.5%) |
Disability Class: Vision Difficulty
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 0 (0.0%) |
| 5 to 17 Years | 0 (0.0%) | 8 (2.2%) |
| 18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
| 35 to 64 Years | 0 (0.0%) | 2 (0.3%) |
| 65 to 74 Years | 2 (1.0%) | 0 (0.0%) |
| 75 Years and over | 39 (28.1%) | 45 (21.4%) |
Disability Class: Cognitive Difficulty
| Age Bracket | Male | Female |
| 5 to 17 Years | 46 (15.2%) | 11 (3.1%) |
| 18 to 34 Years | 14 (4.6%) | 24 (7.2%) |
| 35 to 64 Years | 121 (17.9%) | 74 (11.9%) |
| 65 to 74 Years | 2 (1.0%) | 5 (2.8%) |
| 75 Years and over | 46 (33.1%) | 6 (2.9%) |
Disability Class: Ambulatory Difficulty
| Age Bracket | Male | Female |
| 5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
| 18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
| 35 to 64 Years | 32 (4.7%) | 20 (3.2%) |
| 65 to 74 Years | 5 (2.5%) | 27 (15.2%) |
| 75 Years and over | 77 (55.4%) | 126 (60.0%) |
Disability Class: Self-Care Difficulty
| Age Bracket | Male | Female |
| 5 to 17 Years | 22 (7.3%) | 0 (0.0%) |
| 18 to 34 Years | 6 (2.0%) | 0 (0.0%) |
| 35 to 64 Years | 3 (0.4%) | 5 (0.8%) |
| 65 to 74 Years | 2 (1.0%) | 5 (2.8%) |
| 75 Years and over | 24 (17.3%) | 62 (29.5%) |
Technology Access in Two Harbors
Computing Device Access in Two Harbors
| Device Type | # Households | % Households |
| Desktop or Laptop | 1,220 | 74.7% |
| Smartphone | 1,330 | 81.4% |
| Tablet | 971 | 59.4% |
| No Computing Device | 176 | 10.8% |
| Total | 1,634 | 100.0% |
Internet Access in Two Harbors
| Internet Type | # Households | % Households |
| Dial-Up Internet | 0 | 0.0% |
| Broadband Home | 1,032 | 63.2% |
| Cellular Data Only | 308 | 18.9% |
| Satellite Internet | 137 | 8.4% |
| No Internet | 242 | 14.8% |
| Total | 1,634 | 100.0% |
Two Harbors Summary
Harbors, Minnesota is a small city located on the north shore of Lake Superior in the state of Minnesota. It is the county seat of Lake County and is the only city in the county. The city is located on the shore of Agate Bay, which is part of the larger Lake Superior. The city is known for its natural beauty, with its rocky shoreline, sandy beaches, and lush forests.
History
The area that is now Two Harbors was first inhabited by the Ojibwe people, who called the area “Gichi-biitoobiig”, meaning “big bay”. The first European settlers arrived in the area in the late 1800s, and the city was officially incorporated in 1888. The city was named after two nearby harbors, Agate Bay and Burlington Bay.
The city quickly grew in the late 19th and early 20th centuries, becoming a major port for the iron ore industry. The city was also home to a number of lumber mills, which provided jobs for many of the city’s residents. The city was also home to a number of resorts, which attracted tourists from all over the country.
In the late 20th century, the city began to diversify its economy, with the development of a number of new industries, including tourism, manufacturing, and technology. The city has also become a popular destination for outdoor recreation, with its many parks, trails, and lakes.
Geography
Two Harbors is located on the north shore of Lake Superior, in the state of Minnesota. The city is located on the shore of Agate Bay, which is part of the larger Lake Superior. The city is surrounded by a number of lakes, including Lake Superior, Lake Vermilion, and Lake Superior State Park. The city is also located near the Boundary Waters Canoe Area Wilderness, which is a popular destination for outdoor recreation.
The city has a total area of 8.3 square miles, of which 8.2 square miles is land and 0.1 square miles is water. The city is located at an elevation of 602 feet above sea level.
Economy
Two Harbors is home to a number of industries, including tourism, manufacturing, and technology. The city is also home to a number of resorts, which attract tourists from all over the country. The city is also home to a number of lumber mills, which provide jobs for many of the city’s residents.
The city is also home to a number of technology companies, including the Two Harbors Technology Center, which is a research and development center for the University of Minnesota. The city is also home to a number of manufacturing companies, including the Two Harbors Manufacturing Company, which produces a variety of products, including furniture, appliances, and electronics.
Demographics
As of the 2010 census, the population of Two Harbors was 3,745. The racial makeup of the city was 95.2% White, 0.7% African American, 0.3% Native American, 0.7% Asian, 0.1% Pacific Islander, 0.7% from other races, and 2.2% from two or more races. Hispanic or Latino of any race were 1.7% of the population.
The median income for a household in the city was $41,944, and the median income for a family was $50,917. The per capita income for the city was $20,945. About 11.2% of families and 14.2% of the population were below the poverty line, including 19.2% of those under age 18 and 8.2% of those age 65 or over.
Common Questions
What is the Total Population of Two Harbors?
Total Population of Two Harbors is 3,620.
What is the Total Male Population of Two Harbors?
Total Male Population of Two Harbors is 1,778.
What is the Total Female Population of Two Harbors?
Total Female Population of Two Harbors is 1,842.
What is the Ratio of Males per 100 Females in Two Harbors?
There are 96.53 Males per 100 Females in Two Harbors.
What is the Ratio of Females per 100 Males in Two Harbors?
There are 103.60 Females per 100 Males in Two Harbors.
What is the Median Population Age in Two Harbors?
Median Population Age in Two Harbors is 42.5 Years.
What is the Average Family Size in Two Harbors
Average Family Size in Two Harbors is 2.8 People.
What is the Average Household Size in Two Harbors
Average Household Size in Two Harbors is 2.1 People.
What is Per Capita Income in Two Harbors?
Per Capita income in Two Harbors is $32,222.
What is the Median Family Income in Two Harbors?
Median Family Income in Two Harbors is $70,806.
What is the Median Household income in Two Harbors?
Median Household Income in Two Harbors is $63,565.
What is Income or Wage Gap in Two Harbors?
Income or Wage Gap in Two Harbors is 49.5%.
Women in Two Harbors earn 50.5 cents for every dollar earned by a man.
What is Family Income Deficit in Two Harbors?
Family Income Deficit in Two Harbors is $9,853.
Families that are below poverty line in Two Harbors earn $9,853 less on average than the poverty threshold level.
What is Inequality or Gini Index in Two Harbors?
Inequality or Gini Index in Two Harbors is 0.40.
How Large is the Labor Force in Two Harbors?
There are 1,736 People in the Labor Forcein in Two Harbors.
What is the Percentage of People in the Labor Force in Two Harbors?
60.0% of People are in the Labor Force in Two Harbors.
What is the Unemployment Rate in Two Harbors?
Unemployment Rate in Two Harbors is 1.6%.