Area Code 540 Zip Codes, Social, Economic & Demographic Characteristics

Area Code 540 Overview

1,762,230
TOTAL POPULATION
867,297
MALE POPULATION
894,933
FEMALE POPULATION
96.91
MALES / 100 FEMALES
103.19
FEMALES / 100 MALES
44.5
MEDIAN AGE
3.0
AVG FAMILY SIZE
2.5
AVG HOUSEHOLD SIZE
$32,471
PER CAPITA INCOME
$80,739
AVG FAMILY INCOME
$67,579
AVG HOUSEHOLD INCOME
32.0%
WAGE / INCOME GAP [ % ]
66.3¢ per $1
WAGE / INCOME GAP [ $ ]
$9,692
FAMILY INCOME DEFICIT
89.05
INEQUALITY / GINI INDEX
849,148
LABOR FORCE [ PEOPLE ]
59.7%
PERCENT IN LABOR FORCE
5.2%
UNEMPLOYMENT RATE

Area Code 540 Summary

Geography

Area code 540 is located in the state of Virginia. It covers the western and central parts of the state, including the cities of Roanoke, Winchester, Harrisonburg, and Staunton.

Social

Area code 540 is home to a diverse population of people from all walks of life. The area is known for its vibrant music and art scene, as well as its many outdoor activities.

Economics

Area code 540 is home to a number of major employers, including Carilion Clinic, Valley Health, and the University of Virginia. The area is also home to a number of small businesses, including restaurants, retail stores, and service providers.

Demographics

Area code 540 is home to a population of over 1.5 million people. The population is largely white, with a significant African American population. The median household income is around $50,000, and the median age is around 38 years old.

Common Questions

What is the Total Population of Area Code 540?
Total Population of Area Code 540 is 1,762,230.
What is the Total Male Population of Area Code 540?
Total Male Population of Area Code 540 is 867,297.
What is the Total Female Population of Area Code 540?
Total Female Population of Area Code 540 is 894,933.
What is the Ratio of Males per 100 Females in Area Code 540?
There are 96.91 Males per 100 Females in Area Code 540.
What is the Ratio of Females per 100 Males in Area Code 540?
There are 103.19 Females per 100 Males in Area Code 540.
What is the Median Population Age in Area Code 540?
Median Population Age in Area Code 540 is 44.5 Years.
What is the Average Family Size in Area Code 540
Average Family Size in Area Code 540 is 3.0 People.
What is the Average Household Size in Area Code 540
Average Household Size in Area Code 540 is 2.5 People.
What is Per Capita Income in Area Code 540?
Per Capita income in Area Code 540 is $32,471.
What is the Median Family Income in Area Code 540?
Median Family Income in Area Code 540 is $80,739.
What is the Median Household income in Area Code 540?
Median Household Income in Area Code 540 is $67,579.
What is Income or Wage Gap in Area Code 540?
Income or Wage Gap in Area Code 540 is 32.0%.
Women in Area Code 540 earn 68.0 cents for every dollar earned by a man.
What is Family Income Deficit in Area Code 540?
Family Income Deficit in Area Code 540 is $9,692.
Families that are below poverty line in Area Code 540 earn $9,692 less on average than the poverty threshold level.
What is Inequality or Gini Index in Area Code 540?
Inequality or Gini Index in Area Code 540 is 89.05.
How Large is the Labor Force in Area Code 540?
There are 849,148 People in the Labor Forcein in Area Code 540.
What is the Percentage of People in the Labor Force in Area Code 540?
59.7% of People are in the Labor Force in Area Code 540.
What is the Unemployment Rate in Area Code 540?
Unemployment Rate in Area Code 540 is 5.2%.

Race in Area Code 540

Race# Population% Population
Asian49,0992.8%
Black / African American173,4719.8%
Hawaian / Pacific1,0650.1%
Native / Alaskan4,6600.3%
White / Caucasian1,443,00681.9%
Two or more Races59,4383.4%
Some other Race31,4911.8%
Total1,762,230100.0%

Ancestry in Area Code 540

Race# Population% Population
Afghan1,3270.1%
African7,5840.4%
Alaska Native540.0%
Alaskan Athabascan450.0%
Albanian3110.0%
Aleut360.0%
Alsatian360.0%
American193,21211.0%
Apache1190.0%
Arab9,6230.5%
Argentinean8140.1%
Armenian7310.0%
Australian3270.0%
Austrian2,8070.2%
Bahamian520.0%
Bangladeshi2720.0%
Barbadian2890.0%
Basque1440.0%
Belgian1,0340.1%
Belizean1860.0%
Bermudan780.0%
Bhutanese1610.0%
Blackfeet4750.0%
Bolivian1,7210.1%
Brazilian7530.0%
British16,8431.0%
British West Indian700.0%
Bulgarian3300.0%
Burmese2790.0%
Cajun890.0%
Cambodian4070.0%
Canadian3,3280.2%
Cape Verdean830.0%
Carpatho Rusyn760.0%
Celtic3040.0%
Central American37,8632.1%
Central American Indian1100.0%
Cherokee5,0940.3%
Cheyenne550.0%
Chickasaw910.0%
Chilean1,1680.1%
Chinese10,7820.6%
Chippewa1640.0%
Choctaw4130.0%
Colombian2,9820.2%
Comanche290.0%
Costa Rican7110.0%
Cree180.0%
Creek1880.0%
Croatian1,1590.1%
Crow40.0%
Cuban4,3740.3%
Cypriot660.0%
Czech4,3340.3%
Czechoslovakian1,9860.1%
Danish3,5970.2%
Delaware590.0%
Dominican2,7150.2%
Dutch17,9941.0%
Dutch West Indian500.0%
Eastern European3,2890.2%
Ecuadorian1,1280.1%
Egyptian1,3310.1%
English179,90210.2%
Estonian1100.0%
Ethiopian1,4530.1%
European40,8642.3%
Fijian240.0%
Filipino12,3880.7%
Finnish1,7900.1%
French31,6061.8%
French American Indian230.0%
French Canadian7,0530.4%
German248,40114.1%
German Russian1650.0%
Ghanaian1,4010.1%
Greek5,6770.3%
Guamanian / Chamorro5830.0%
Guatemalan5,1240.3%
Guyanese2590.0%
Haitian1,2350.1%
Hmong1190.0%
Honduran7,9040.4%
Hungarian6,1850.4%
Icelander2220.0%
Indian (Asian)15,2350.9%
Indonesian2670.0%
Inupiat150.0%
Iranian2,3270.1%
Iraqi1,0340.1%
Irish182,93210.4%
Iroquois6920.0%
Israeli2630.0%
Italian69,1773.9%
Jamaican3,5510.2%
Japanese3,7530.2%
Jordanian2150.0%
Kenyan730.0%
Kiowa700.0%
Korean7,4880.4%
Laotian8860.1%
Latvian7760.0%
Lebanese1,9270.1%
Liberian2780.0%
Lithuanian2,4820.1%
Lumbee3620.0%
Luxembourger750.0%
Macedonian440.0%
Malaysian2490.0%
Maltese1120.0%
Menominee10.0%
Mexican45,5352.6%
Mexican American Indian2810.0%
Mongolian1420.0%
Moroccan5170.0%
Native Hawaiian8420.1%
Navajo1060.0%
Nepalese6830.0%
New Zealander1210.0%
Nicaraguan1,5180.1%
Nigerian8600.1%
Northern European2,7800.2%
Norwegian9,9020.6%
Okinawan40.0%
Osage860.0%
Ottawa300.0%
Pakistani3,8240.2%
Palestinian9000.1%
Panamanian1,1360.1%
Paraguayan1080.0%
Pennsylvania German9100.1%
Peruvian4,4760.3%
Pima470.0%
Polish31,1901.8%
Portuguese3,2370.2%
Potawatomi1590.0%
Pueblo180.0%
Puerto Rican19,8411.1%
Puget Sound Salish80.0%
Romanian1,3810.1%
Russian8,3560.5%
Salvadoran21,3261.2%
Samoan3730.0%
Scandinavian4,9080.3%
Scotch-Irish36,0622.1%
Scottish41,4542.4%
Seminole3320.0%
Serbian6590.0%
Shoshone110.0%
Sierra Leonean850.0%
Sioux3590.0%
Slavic6800.0%
Slovak3,3320.2%
Slovene3500.0%
Somali6290.0%
South African3730.0%
South American14,1430.8%
South American Indian5000.0%
Spaniard3,1410.2%
Spanish2,3700.1%
Spanish American510.0%
Spanish American Indian610.0%
Sri Lankan880.0%
Subsaharan African13,9440.8%
Sudanese500.0%
Swedish10,8070.6%
Swiss7,0490.4%
Syrian8370.1%
Taiwanese5300.0%
Thai1,8150.1%
Tlingit-Haida20.0%
Tohono O'Odham560.0%
Tongan210.0%
Trinidadian and Tobagonian8050.1%
Tsimshian120.0%
Turkish1,0100.1%
U.S. Virgin Islander330.0%
Ugandan220.0%
Ukrainian4,4650.3%
Uruguayan3680.0%
Ute170.0%
Venezuelan1,2470.1%
Vietnamese4,8850.3%
Welsh13,0830.7%
West Indian7420.0%
Yaqui430.0%
Yugoslavian9560.1%
Zimbabwean240.0%

Sex and Age in Area Code 540

Sex and Age in Area Code 540

Age BracketMaleFemale
Under 5 Years50,960 (5.9%)48,889 (5.5%)
5 to 9 Years54,284 (6.3%)52,486 (5.9%)
10 to 14 Years57,120 (6.6%)54,288 (6.1%)
15 to 19 Years65,444 (7.5%)64,642 (7.2%)
20 to 24 Years63,992 (7.4%)61,241 (6.8%)
25 to 29 Years53,577 (6.2%)53,361 (6.0%)
30 to 34 Years52,702 (6.1%)51,575 (5.8%)
35 to 39 Years52,699 (6.1%)55,106 (6.2%)
40 to 44 Years54,080 (6.2%)52,140 (5.8%)
45 to 49 Years57,718 (6.7%)58,910 (6.6%)
50 to 54 Years61,329 (7.1%)63,989 (7.1%)
55 to 59 Years61,133 (7.0%)61,883 (6.9%)
60 to 64 Years52,847 (6.1%)56,859 (6.4%)
65 to 69 Years46,310 (5.3%)50,690 (5.7%)
70 to 74 Years33,379 (3.8%)39,174 (4.4%)
75 to 79 Years22,710 (2.6%)28,986 (3.2%)
80 to 84 Years14,923 (1.7%)19,800 (2.2%)
85 Years and over12,090 (1.4%)20,914 (2.3%)
Total867,297 (100.0%)894,933 (100.0%)

Selected Sex and Age Groups in Area Code 540

Age BracketMaleFemale
5 to 14 Years111,404 (12.8%)106,774 (11.9%)
15 to 17 Years34,541 (4.0%)33,968 (3.8%)
Under 18 Years196,905 (22.7%)189,631 (21.2%)
18 to 24 Years94,895 (10.9%)91,915 (10.3%)
15 to 44 Years342,494 (39.5%)338,065 (37.8%)
16 Years and over693,640 (80.0%)727,765 (81.3%)
18 Years and over670,392 (77.3%)705,302 (78.8%)
21 Years and over624,919 (72.1%)660,354 (73.8%)
60 Years and over182,259 (21.0%)216,423 (24.2%)
62 Years and over159,825 (18.4%)192,764 (21.5%)
65 Years and over129,412 (14.9%)159,564 (17.8%)
75 Years and over49,723 (5.7%)69,700 (7.8%)
Total867,297 (100.0%)894,933 (100.0%)

Families and Households in Area Code 540

Median Family Size in Area Code 540

Family Type# FamiliesFamily Size
Married-Couple Families347,873 (78.0%)3.01
Single Male/Father28,895 (6.5%)2.85
Single Female/Mother69,198 (15.5%)3.03
All Families445,966 (100.0%)3.02

Median Household Size in Area Code 540

Household Type# HouseholdsHousehold Size
Married-Couple Families347,873 (53.2%)3.04
Single Male/Father28,895 (4.4%)3.26
Single Female/Mother69,198 (10.6%)3.28
Nonfamily Households207,894 (31.8%)1.29
All Households653,860 (100.0%)2.54

Household Size by Family Status in Area Code 540

Household SizeFamily HouseholdsNonfamily Households
1-Person Households-166,319 (25.4%)
2-Person Households203,638 (31.1%)31,887 (4.9%)
3-Person Households97,510 (14.9%)5,483 (0.8%)
4-Person Households82,475 (12.6%)3,431 (0.5%)
5-Person Households38,308 (5.9%)535 (0.1%)
6-Person Households15,392 (2.4%)140 (0.0%)
7+ Person Households8,643 (1.3%)99 (0.0%)
Total445,966 (68.2%)207,894 (31.8%)

Female Fertility in Area Code 540

Fertility by Age in Area Code 540

Age BracketWomen with BirthsBirths / 1,000 Women
15 to 19 years540 (2.7%)66.5
20 to 34 years14,725 (74.3%)144.2
35 to 50 years4,558 (23.0%)52.2
Total19,823 (100.0%)70.4

Fertility by Age by Marriage Status in Area Code 540

Age BracketMarriedUnmarried
15 to 19 years10 (1.8%)530 (98.2%)
20 to 34 years8,094 (55.0%)6,631 (45.0%)
35 to 50 years2,268 (49.8%)2,290 (50.2%)
Total11,652 (58.8%)8,171 (41.2%)

Fertility by Education in Area Code 540

Educational AttainmentWomen with BirthsBirths / 1,000 Women
Less than High School1,724 (8.7%)80.0
High School Diploma4,574 (23.1%)115.9
College or Associate's Degree6,236 (31.5%)99.0
Bachelor's Degree4,961 (25.0%)144.0
Graduate Degree2,328 (11.7%)128.4
Total19,823 (100.0%)70.4

Fertility by Education by Marriage Status in Area Code 540

Educational AttainmentMarriedUnmarried
Less than High School374 (21.7%)1,350 (78.3%)
High School Diploma1,436 (31.4%)3,138 (68.6%)
College or Associate's Degree2,724 (43.7%)3,512 (56.3%)
Bachelor's Degree3,126 (63.0%)1,835 (37.0%)
Graduate Degree1,848 (79.4%)480 (20.6%)
Total11,652 (58.8%)8,171 (41.2%)

Income in Area Code 540

Income Overview in Area Code 540

CharacteristicNumberMeasure
Per Capita Income1,762,230$32,471
Median Family Income445,966$80,739
Mean Family Income445,966$21,028,750
Median Household Income653,860$67,579
Mean Household Income653,860$18,544,402
Income Deficit445,966$9,692
Wage / Icome Gap (%)1,762,23031.96%
Wage / Income Gap ($)1,762,23066.28¢ per $1
Gini / Inequality Index1,762,23089.05

Earnings by Sex in Area Code 540

SexNumberMedian Income
Male500,440 (52.5%)$43,121
Female453,579 (47.5%)$29,143
Average954,019 (100.0%)$35,157

Earnings by Sex by Income Bracket in Area Code 540

IncomeMaleFemale
$2,499 or less27,192 (5.4%)35,346 (7.8%)
$2,500 to $4,99920,416 (4.1%)24,930 (5.5%)
$5,000 to $7,49916,413 (3.3%)21,869 (4.8%)
$7,500 to $9,99911,675 (2.3%)16,255 (3.6%)
$10,000 to $12,49914,571 (2.9%)21,819 (4.8%)
$12,500 to $14,99911,206 (2.2%)15,397 (3.4%)
$15,000 to $17,49913,905 (2.8%)18,922 (4.2%)
$17,500 to $19,9999,774 (1.9%)13,473 (3.0%)
$20,000 to $22,49915,919 (3.2%)18,952 (4.2%)
$22,500 to $24,99910,904 (2.2%)13,536 (3.0%)
$25,000 to $29,99925,597 (5.1%)29,890 (6.6%)
$30,000 to $34,99928,608 (5.7%)31,306 (6.9%)
$35,000 to $39,99924,267 (4.9%)24,061 (5.3%)
$40,000 to $44,99926,942 (5.4%)24,080 (5.3%)
$45,000 to $49,99922,141 (4.4%)21,369 (4.7%)
$50,000 to $54,99926,844 (5.4%)20,257 (4.5%)
$55,000 to $64,99936,977 (7.4%)27,117 (6.0%)
$65,000 to $74,99926,040 (5.2%)17,009 (3.7%)
$75,000 to $99,99946,821 (9.4%)28,511 (6.3%)
$100,000+84,228 (16.8%)29,480 (6.5%)
Total500,440 (100.0%)453,579 (100.0%)

Earnings by Sex by Educational Attainment in Area Code 540

Educational AttainmentMale IncomeFemale Income
Less than High School$4,152,479$1,688,754
High School Diploma$7,682,905$4,340,712
College or Associate's Degree$8,953,985$5,554,305
Bachelor's Degree$10,090,957$6,609,154
Graduate Degree$11,073,267$7,441,388
Total$10,055,248$6,757,077

Family Income in Area Code 540

Family Income Brackets in Area Code 540

Income Bracket# Families% Families
Less than $10,0002,595,968582.1%
$10,000 to $14,9991,920,776430.7%
$15,000 to $24,9995,331,9691,195.6%
$25,000 to $34,9997,452,0921,671.0%
$35,000 to $49,99913,619,3563,053.9%
$50,000 to $74,99922,347,3565,011.0%
$75,000 to $99,99916,891,4083,787.6%
$100,000 to $149,99918,411,2604,128.4%
$150,000 to $199,9997,478,8501,677.0%
$200,000+7,859,7051,762.4%

Family Income by Famaliy Size in Area Code 540

Income Bracket# FamiliesMedian Income
2-Person Families215,766 (48.4%)$74,783
3-Person Families95,275 (21.4%)$86,324
4-Person Families79,018 (17.7%)$100,119
5-Person Families35,329 (7.9%)$101,336
6-Person Families13,456 (3.0%)$114,769
7+ Person Families7,122 (1.6%)$147,726
Total445,966 (100.0%)$80,739

Family Income by Number of Earners in Area Code 540

Number of Earners# FamiliesMedian Income
No Earners63,967 (14.3%)$50,186
1 Earner138,218 (31.0%)$63,675
2 Earners192,864 (43.2%)$99,283
3+ Earners50,917 (11.4%)$128,467
Total445,966 (100.0%)$80,739

Household Income in Area Code 540

Household Income Brackets in Area Code 540

Income Bracket# Households% Households
Less than $10,0006,789,6821,038.4%
$10,000 to $14,9995,644,773863.3%
$15,000 to $24,99913,067,3921,998.5%
$25,000 to $34,99912,763,3471,952.0%
$35,000 to $49,99920,692,0543,164.6%
$50,000 to $74,99931,177,3534,768.2%
$75,000 to $99,99922,877,2543,498.8%
$100,000 to $149,99922,143,6233,386.6%
$150,000 to $199,9999,019,3451,379.4%
$200,000+8,836,9181,351.5%

Household Income by Householder Age in Area Code 540

Income Bracket# HouseholdsMedian Income
15 to 24 Years24,547 (3.7%)$40,131
25 to 44 Years192,904 (29.5%)$73,913
45 to 64 Years261,708 (40.0%)$81,924
65+ Years174,701 (26.7%)$52,801
Total653,860 (100.0%)$67,579

Poverty in Area Code 540

Income Below Poverty by Sex and Age in Area Code 540

Age BracketMaleFemale
Under 5 Years6,405 (12.8%)6,137 (12.8%)
5 Years1,222 (11.4%)1,671 (16.1%)
6 to 11 Years8,226 (12.7%)7,629 (12.1%)
12 to 14 Years3,620 (10.7%)3,374 (10.8%)
15 Years1,297 (11.6%)1,425 (12.4%)
16 and 17 Years2,307 (10.1%)3,009 (13.6%)
18 to 24 Years19,946 (25.4%)22,208 (29.4%)
25 to 34 Years8,643 (8.4%)13,256 (12.7%)
35 to 44 Years6,661 (6.4%)10,951 (10.2%)
45 to 54 Years7,412 (6.3%)10,086 (8.2%)
55 to 64 Years8,277 (7.3%)10,626 (9.0%)
65 to 74 Years4,107 (5.2%)6,484 (7.3%)
75 Years and over2,652 (5.5%)6,140 (9.3%)
Total80,775 (9.7%)102,996 (11.9%)

Income Above Poverty by Sex and Age in Area Code 540

Age BracketMaleFemale
Under 5 Years43,685 (87.2%)41,677 (87.2%)
5 Years9,501 (88.6%)8,743 (84.0%)
6 to 11 Years56,332 (87.3%)55,430 (87.9%)
12 to 14 Years30,239 (89.3%)27,906 (89.2%)
15 Years9,918 (88.4%)10,056 (87.6%)
16 and 17 Years20,535 (89.9%)19,168 (86.4%)
18 to 24 Years58,742 (74.7%)53,362 (70.6%)
25 to 34 Years94,140 (91.6%)91,060 (87.3%)
35 to 44 Years97,407 (93.6%)95,915 (89.7%)
45 to 54 Years109,818 (93.7%)112,504 (91.8%)
55 to 64 Years104,264 (92.6%)107,775 (91.0%)
65 to 74 Years74,772 (94.8%)82,575 (92.7%)
75 Years and over45,668 (94.5%)59,563 (90.6%)
Total755,021 (90.3%)765,734 (88.1%)

Income Below Poverty Among Married-Couple Families in Area Code 540

ChildrenAbove PovertyBelow Poverty
No Children200,771 (97.6%)5,048 (2.5%)
1 or 2 Children106,697 (97.1%)3,201 (2.9%)
3 or 4 Children27,192 (92.4%)2,248 (7.6%)
5 or more Children2,479 (91.3%)237 (8.7%)
Total337,139 (96.9%)10,734 (3.1%)

Income Below Poverty Among Single Parent Households in Area Code 540

ChildrenMaleFemale
No Children848 (7.0%)2,141 (8.2%)
1 or 2 Children1,631 (11.5%)8,953 (25.2%)
3 or 4 Children535 (24.3%)3,470 (50.6%)
5 or more Children135 (37.4%)556 (71.7%)
Total3,149 (10.9%)15,120 (21.8%)

Income Below Poverty Among Married-Couple vs Single-Parent Households in Area Code 540

ChildrenMarried-Couple FamiliesSingle-Parent Households
No Children5,048 (2.5%)12,093 (31.8%)
1 or 2 Children3,201 (2.9%)14,239 (28.6%)
3 or 4 Children2,248 (7.6%)2,202 (24.3%)
5 or more Children237 (8.7%)361 (31.8%)

Employment Characteristics in Area Code 540

Employment by Class of Employer in Area Code 540

Employer Class# Employees% Employees
Private Company Employees537,70863.9%
Self-Employed / Incorporated28,5573.4%
Self-Employed / Not Incorporated44,2425.3%
Not-for-profit Organizations63,5097.5%
Local Government Employees70,6448.4%
State Government Employees41,3524.9%
Federal Government Employees54,5686.5%
Unpaid Family Workers1,3130.2%
Total841,893100.0%

Employment Status by Age in Area Code 540

Age BracketIn Labor ForceUnemployed
16 to 19 Years9,059,291 (8,443.9%)2,634,028 (2,455.1%)
20 to 24 Years20,458,689 (16,336.5%)2,150,877 (1,717.5%)
25 to 29 Years17,358,925 (16,232.7%)1,565,679 (1,464.1%)
30 to 34 Years17,926,363 (17,191.1%)856,740 (821.6%)
35 to 44 Years38,435,680 (17,958.5%)1,813,862 (847.5%)
45 to 54 Years41,993,357 (17,356.5%)1,388,770 (574.0%)
55 to 59 Years19,209,071 (15,615.1%)500,183 (406.6%)
60 to 64 Years13,796,846 (12,576.2%)439,702 (400.8%)
65 to 74 Years9,833,226 (5,799.5%)608,187 (358.7%)
75 Years and over1,971,077 (1,650.5%)279,092 (233.7%)
Total849,148 (59.7%)73,554 (5.2%)

Employment Status by Educational Attainment in Area Code 540

Educational AttainmentIn Labor ForceUnemployed
Less than High School9,897,718 (12,270.0%)1,088,668 (1,349.6%)
High School Diploma42,365,097 (16,394.4%)2,555,178 (988.8%)
College / Associate Degree44,245,586 (16,988.0%)1,528,072 (586.7%)
Bachelor's Degree or higher56,358,723 (18,762.6%)1,423,792 (474.0%)
Total157,636,884 (17,517.0%)7,067,877 (785.4%)

Employment Occupations by Sex in Area Code 540

Management, Business, Science and Arts Occupations

Management, Business, Science and Arts Occupations by Sex

OccupationMaleFemale
Management56,744 (61.0%)36,265 (39.0%)
Business & Financial21,210 (46.7%)24,261 (53.3%)
Computer, Engineering & Science42,547 (74.7%)14,418 (25.3%)
Computer & Mathematics25,173 (73.6%)9,041 (26.4%)
Architecture & Engineering13,636 (87.2%)2,004 (12.8%)
Life, Physical & Social Science3,738 (52.6%)3,373 (47.4%)
Community & Social Service 31,719 (33.1%)64,111 (66.9%)
Education, Arts & Media5,085 (34.6%)9,623 (65.4%)
Legal Services & Support3,688 (51.4%)3,492 (48.6%)
Education Instruction & Library16,660 (27.7%)43,491 (72.3%)
Arts, Media & Entertainment6,286 (45.6%)7,505 (54.4%)
Health Diagnosing & Treating10,331 (21.7%)37,266 (78.3%)
Health Technologists7,344 (24.0%)23,304 (76.0%)
Total (Category)162,551 (48.0%)176,321 (52.0%)
Total (Overall)447,570 (52.4%)406,199 (47.6%)

Services Occupations

Services Occupations by Sex

OccupationMaleFemale
Healthcare Support2,597 (11.1%)20,840 (88.9%)
Security & Protection19,048 (82.2%)4,121 (17.8%)
Firefighting & Prevention9,454 (81.4%)2,155 (18.6%)
Law Enforcement9,594 (83.0%)1,966 (17.0%)
Food Preparation & Serving18,945 (42.7%)25,404 (57.3%)
Cleaning & Maintenance18,847 (59.6%)12,796 (40.4%)
Personal Care and Service5,554 (21.8%)19,874 (78.2%)
Total (Category)64,991 (43.9%)83,035 (56.1%)
Total (Overall)447,570 (52.4%)406,199 (47.6%)

Sales and Office Occupations

Sales and Office Occupations by Sex

OccupationMaleFemale
Sales & Related40,728 (48.1%)43,996 (51.9%)
Office & Administration21,952 (23.7%)70,711 (76.3%)
Total (Category)62,680 (35.3%)114,707 (64.7%)
Total (Overall)447,570 (52.4%)406,199 (47.6%)

Natural Resources, Construction and Maintenance Occupations

Natural Resources, Construction and Maintenance Occupations by Sex

OccupationMaleFemale
Farming, Fishing & Forestry4,381 (75.6%)1,415 (24.4%)
Construction & Extraction42,486 (97.3%)1,195 (2.7%)
Installation, Maintenance & Repair27,683 (95.6%)1,286 (4.4%)
Total (Category)74,550 (95.0%)3,896 (5.0%)
Total (Overall)447,570 (52.4%)406,199 (47.6%)

Production, Transportation and Moving Occupations

Production, Transportation and Moving Occupations by Sex

OccupationMaleFemale
Production33,837 (70.3%)14,273 (29.7%)
Transportation27,292 (82.1%)5,940 (17.9%)
Material Moving21,669 (73.0%)8,027 (27.0%)
Total (Category)82,798 (74.6%)28,240 (25.4%)
Total (Overall)447,570 (52.4%)406,199 (47.6%)

Employment Industries by Sex in Area Code 540

Employment Industries in Area Code 540

Employment Industries by Sex in Area Code 540

IndustryMaleFemale
Agriculture, Fishing & Hunting8,929 (74.1%)3,115 (25.9%)
Mining, Quarrying, & Extraction1,185 (87.0%)177 (13.0%)
Construction56,179 (90.2%)6,076 (9.8%)
Manufacturing54,276 (71.3%)21,820 (28.7%)
Wholesale Trade13,297 (73.2%)4,873 (26.8%)
Retail Trade48,999 (50.0%)49,025 (50.0%)
Transportation & Warehousing25,270 (75.6%)8,134 (24.3%)
Utilities6,123 (81.7%)1,370 (18.3%)
Information9,292 (62.3%)5,621 (37.7%)
Finance & Insurance11,104 (36.3%)19,466 (63.7%)
Real Estate, Rental & Leasing6,488 (46.7%)7,407 (53.3%)
Professional & Scientific41,193 (59.4%)28,175 (40.6%)
Enterprise Management338 (39.4%)521 (60.7%)
Administrative & Support19,561 (61.7%)12,156 (38.3%)
Educational Services30,542 (32.0%)64,955 (68.0%)
Health Care & Social Assistance20,872 (19.4%)86,620 (80.6%)
Arts, Entertainment & Recreation7,763 (51.1%)7,415 (48.8%)
Accommodation & Food Services27,650 (45.4%)33,259 (54.6%)
Public Administration39,447 (62.5%)23,623 (37.5%)
Total447,570 (52.4%)406,199 (47.6%)

Education in Area Code 540

School Enrollment in Area Code 540

School Level# Students% Students
Nursery / Preschool24,2095.4%
Kindergarten20,7034.6%
Elementary School84,94518.8%
Middle School88,34319.6%
High School91,74020.3%
College / Undegraduate116,26025.8%
Graduate / Professional24,8895.5%
Total451,089100.0%

School Enrollment by Age by Funding Source in Area Code 540

Age BracketPublic SchoolPrivate School
3 to 4 Year Olds8,486 (46.3%)9,856 (53.7%)
5 to 9 Year Old87,834 (86.4%)13,832 (13.6%)
10 to 14 Year Olds96,941 (88.6%)12,516 (11.4%)
15 to 17 Year Olds60,665 (90.9%)6,084 (9.1%)
18 to 19 Year Olds42,335 (85.5%)7,171 (14.5%)
20 to 24 Year Olds48,740 (83.6%)9,549 (16.4%)
25 to 34 Year Olds17,784 (75.8%)5,665 (24.2%)
35 Years and over16,478 (69.7%)7,153 (30.3%)
Total379,263 (84.1%)71,826 (15.9%)

Educational Attainment by Field of Study in Area Code 540

Field of Study# Graduates% Graduates
Computers and Mathematics22,5505.5%
Bio, Nature & Agricultural27,9466.8%
Physical and Health Sciences14,2523.5%
Psychology22,1535.4%
Social Sciences35,0818.6%
Engineering29,8717.3%
Multidisciplinary Studies4,2711.1%
Science and Engineering34,5888.5%
Business70,21317.2%
Education48,00511.7%
Literature and Languages20,2034.9%
Liberal Arts and History24,7476.1%
Visual and Performing Arts15,3343.7%
Communications12,8983.2%
Arts and Humanities26,4476.5%
Total408,559100.0%

Educational Attainment by Sex by Age in Area Code 540

By Age Bracket: 18 to 24 Years

Education AttainmentMaleFemale
Less than 9th Grade890 (0.9%)645 (0.7%)
9th to 12th Grade8,332 (8.8%)6,686 (7.3%)
High School Diploma33,583 (35.4%)26,911 (29.3%)
College / No Degree39,401 (41.5%)40,969 (44.6%)
Associate's Degree4,370 (4.6%)5,449 (5.9%)
Bachelor's Degree7,842 (8.3%)9,939 (10.8%)
Graduate Degree477 (0.5%)1,316 (1.4%)
Total94,895 (100.0%)91,915 (100.0%)

By Age Bracket: 25 to 34 Years

Education AttainmentMaleFemale
Less than 9th Grade2,565 (2.4%)1,817 (1.7%)
9th to 12th Grade6,492 (6.1%)5,343 (5.1%)
High School Diploma36,350 (34.2%)25,034 (23.9%)
College / No Degree21,966 (20.7%)23,309 (22.2%)
Associate's Degree8,475 (8.0%)10,829 (10.3%)
Bachelor's Degree22,169 (20.9%)25,234 (24.0%)
Graduate Degree8,262 (7.8%)13,370 (12.7%)
Total106,279 (100.0%)104,936 (100.0%)

By Age Bracket: 35 to 44 Years

Education AttainmentMaleFemale
Less than 9th Grade3,755 (3.5%)3,257 (3.0%)
9th to 12th Grade6,584 (6.2%)5,218 (4.9%)
High School Diploma32,145 (30.1%)22,218 (20.7%)
College / No Degree20,768 (19.5%)20,361 (19.0%)
Associate's Degree7,315 (6.9%)11,659 (10.9%)
Bachelor's Degree21,832 (20.4%)26,273 (24.5%)
Graduate Degree14,380 (13.5%)18,260 (17.0%)
Total106,779 (100.0%)107,246 (100.0%)

By Age Bracket: 45 to 64 Years

Education AttainmentMaleFemale
Less than 9th Grade8,743 (3.7%)5,509 (2.3%)
9th to 12th Grade18,127 (7.8%)13,256 (5.5%)
High School Diploma73,087 (31.4%)69,578 (28.8%)
College / No Degree43,446 (18.6%)51,280 (21.2%)
Associate's Degree16,128 (6.9%)24,916 (10.3%)
Bachelor's Degree42,239 (18.1%)46,220 (19.1%)
Graduate Degree31,257 (13.4%)30,882 (12.8%)
Total233,027 (100.0%)241,641 (100.0%)

By Age Bracket: 65 Years and over

Education AttainmentMaleFemale
Less than 9th Grade10,730 (8.3%)10,891 (6.8%)
9th to 12th Grade10,814 (8.4%)14,454 (9.1%)
High School Diploma36,430 (28.1%)57,059 (35.8%)
College / No Degree22,519 (17.4%)30,847 (19.3%)
Associate's Degree7,200 (5.6%)9,885 (6.2%)
Bachelor's Degree20,459 (15.8%)21,494 (13.5%)
Graduate Degree21,260 (16.4%)14,934 (9.4%)
Total129,412 (100.0%)159,564 (100.0%)

Transportation & Commute in Area Code 540

Vehicle Availability by Sex in Area Code 540

Vehicles AvailableMaleFemale
No Vehicle8,192 (1.9%)6,760 (1.8%)
1 Vehicle52,419 (12.4%)65,399 (17.4%)
2 Vehicles165,247 (39.0%)140,778 (37.4%)
3 Vehicles111,322 (26.3%)92,724 (24.6%)
4 Vehicles53,963 (12.7%)45,240 (12.0%)
5 or more Vehicles32,794 (7.7%)25,815 (6.9%)
Total423,937 (100.0%)376,716 (100.0%)

Commute Time in Area Code 540

Commute Time# Commuters% Commuters
Less than 5 Minutes22,3622.8%
5 to 9 Minutes74,5969.4%
10 to 14 Minutes98,85412.4%
15 to 19 Minutes116,25014.6%
20 to 24 Minutes97,49112.2%
25 to 29 Minutes43,6365.5%
30 to 34 Minutes103,52713.0%
35 to 39 Minutes22,6372.9%
40 to 44 Minutes30,2743.8%
45 to 59 Minutes72,1059.1%
60 to 89 Minutes70,9038.9%
90 or more Minutes42,8875.4%

Commute Time by Sex in Area Code 540

Commute TimeMaleFemale
Less than 5 Minutes11,657 (2.8%)10,705 (2.9%)
5 to 9 Minutes34,860 (8.3%)39,736 (10.6%)
10 to 14 Minutes46,425 (11.0%)52,429 (14.1%)
15 to 19 Minutes56,689 (13.4%)59,561 (16.0%)
20 to 24 Minutes47,531 (11.3%)49,960 (13.4%)
25 to 29 Minutes21,972 (5.2%)21,664 (5.8%)
30 to 34 Minutes55,690 (13.2%)47,837 (12.8%)
35 to 39 Minutes11,782 (2.8%)10,855 (2.9%)
40 to 44 Minutes16,280 (3.8%)13,994 (3.7%)
45 to 59 Minutes43,458 (10.3%)28,647 (7.7%)
60 to 89 Minutes46,602 (11.0%)24,301 (6.5%)
90 or more Minutes29,428 (7.0%)13,459 (3.6%)

Time of Departure to Work by Sex in Area Code 540

Time of DepartureMaleFemale
12:00 AM to 4:59 AM37,978 (9.0%)13,515 (3.6%)
5:00 AM to 5:29 AM26,539 (6.3%)10,473 (2.8%)
5:30 AM to 5:59 AM29,008 (6.9%)14,670 (3.9%)
6:00 AM to 6:29 AM46,516 (11.0%)27,870 (7.5%)
6:30 AM to 6:59 AM43,333 (10.3%)33,518 (9.0%)
7:00 AM to 7:29 AM53,441 (12.7%)55,290 (14.8%)
7:30 AM to 7:59 AM42,132 (10.0%)55,226 (14.8%)
8:00 AM to 8:29 AM36,323 (8.6%)45,383 (12.2%)
8:30 AM to 8:59 AM17,642 (4.2%)23,498 (6.3%)
9:00 AM to 9:59 AM21,365 (5.1%)24,833 (6.7%)
10:00 AM to 10:59 AM9,050 (2.1%)12,083 (3.2%)
11:00 AM to 11:59 AM5,304 (1.3%)5,422 (1.5%)
12:00 PM to 3:59 PM25,778 (6.1%)25,842 (6.9%)
4:00 PM to 11:59 PM27,965 (6.6%)25,525 (6.8%)
Total422,374 (100.0%)373,148 (100.0%)

Housing Occupancy in Area Code 540

Occupancy by Ownership in Area Code 540

Occupancy# Housing Units% Housing Units
Owner Occupied Housing Units464,58771.1%
Renter-Occupied Housing Units189,27328.9%
Total Occupied Housing Units653,860100.0%

Occupancy by Household Size in Area Code 540

Household Size# Housing Units% Housing Units
1-Person Household166,31925.4%
2-Person Household235,52536.0%
3-Person Household102,99315.8%
4+ Person Household149,02322.8%
Total Housing Units653,860100.0%

Occupancy by Ownership by Household Size in Area Code 540

Household SizeOwner-occupiedRenter-occupied
1-Person Household98,385 (59.2%)67,934 (40.8%)
2-Person Household183,002 (77.7%)52,523 (22.3%)
3-Person Household73,711 (71.6%)29,282 (28.4%)
4+ Person Household109,489 (73.5%)39,534 (26.5%)
Total Housing Units464,587 (71.1%)189,273 (28.9%)

Occupancy by Educational Attainment in Area Code 540

Household SizeOwner-occupiedRenter-occupied
Less than High School36,593 (59.0%)25,417 (41.0%)
High School Diploma115,646 (67.1%)56,698 (32.9%)
College/Associate Degree133,473 (68.8%)60,491 (31.2%)
Bachelor's Degree or higher178,875 (79.3%)46,667 (20.7%)

Occupancy by Age of Householder in Area Code 540

Age Bracket# Households% Households
Under 35 Years110,19216.9%
35 to 44 Years107,25916.4%
45 to 54 Years130,78920.0%
55 to 64 Years130,91920.0%
65 to 74 Years100,65115.4%
75 to 84 Years53,4188.2%
85 Years and Over20,6323.2%
Total653,860100.0%

Occupancy by Ownership by Age of Householder in Area Code 540

Age BracketOwner-occupiedRenter-occupied
Under 35 Years44,747 (40.6%)65,445 (59.4%)
35 to 44 Years70,527 (65.7%)36,732 (34.3%)
45 to 54 Years98,764 (75.5%)32,025 (24.5%)
55 to 64 Years105,184 (80.3%)25,735 (19.7%)
65 to 74 Years85,140 (84.6%)15,511 (15.4%)
75 to 84 Years44,996 (84.2%)8,422 (15.8%)
85 Years and Over15,229 (73.8%)5,403 (26.2%)
Total464,587 (71.1%)189,273 (28.9%)

Households by Occupants per Room in Area Code 540

Occupants per RoomOwner-occupiedRenter-occupied
1.00 or less460,912 (99.2%)182,950 (96.7%)
1.01 to 1.503,063 (0.7%)4,419 (2.3%)
1.51 or more612 (0.1%)1,904 (1.0%)
Total464,587 (100.0%)189,273 (100.0%)

Occupancy by Move-In Year in Area Code 540

Move-In YearOwner-occupiedRenter-occupied
2017 or later25,582 (5.5%)39,296 (20.8%)
2015 to 201640,609 (8.7%)52,389 (27.7%)
2010 to 201486,923 (18.7%)62,066 (32.8%)
2000 to 2009149,209 (32.1%)24,065 (12.7%)
1990 to 199976,557 (16.5%)6,336 (3.4%)
1989 or earlier85,707 (18.4%)5,121 (2.7%)
Total464,587 (100.0%)189,273 (100.0%)

Housing Finances in Area Code 540

Median Income by Occupancy in Area Code 540

Occupancy Type# HouseholdsMedian Income
Owner-Occupied464,587 (71.1%)$16,103,664
Renter-Occupied189,273 (28.9%)$7,492,511
Average653,860 (100.0%)$14,529,440

Occupancy by Householder Income Bracket in Area Code 540

Income BracketOwner-occupiedRenter-occupied
Less than $5,0007,361 (1.6%)10,330 (5.5%)
$5,000 to $9,9995,078 (1.1%)9,888 (5.2%)
$10,000 to $14,99910,745 (2.3%)13,538 (7.1%)
$15,000 to $19,99912,414 (2.7%)12,856 (6.8%)
$20,000 to $24,99913,460 (2.9%)11,716 (6.2%)
$25,000 to $34,99929,046 (6.2%)23,172 (12.2%)
$35,000 to $49,99948,229 (10.4%)30,249 (16.0%)
$50,000 to $74,99982,736 (17.8%)34,947 (18.5%)
$75,000 to $99,99968,880 (14.8%)18,985 (10.0%)
$100,000 to $149,99990,652 (19.5%)15,339 (8.1%)
$150,000 or more95,986 (20.7%)8,253 (4.4%)
Total464,587 (100.0%)189,273 (100.0%)

Housing Costs in Area Code 540

Monthly Median Housing Costs in Area Code 540

Monthly Housing Costs as Percentage of Income in Area Code 540

Occupancy TypeMedian IncomeHousing Costs
Owner-Occupied$16,103,664$231,517 x 12mo (17.2%)
Renter-Occupied$7,492,511$170,689 x 12mo (27.3%)
Average$14,529,440$222,581 x 12mo (18.4%)

Monthly Housing Cost Tiers in Area Code 540

Monthly CostOwner-occupiedRenter-occupied
Less than $30034,614 (7.4%)6,240 (3.3%)
$300 to $49971,378 (15.4%)9,249 (4.9%)
$500 to $79961,302 (13.2%)41,859 (22.1%)
$800 to $99936,018 (7.7%)33,207 (17.5%)
$1,000 to $1,49991,229 (19.6%)52,201 (27.6%)
$1,500 to $1,99966,050 (14.2%)21,777 (11.5%)
$2,000 to $2,49942,339 (9.1%)7,532 (4.0%)
$2,500 to $2,99926,952 (5.8%)2,445 (1.3%)
$3,000 or more34,705 (7.5%)1,746 (0.9%)
Total464,587 (100.0%)189,273 (100.0%)

Housing Costs as Percentage of Income in Area Code 540

Housing Costs as Percentage of Income: Less than $20,000

Housing Costs / IncomeOwner-occupiedRenter-occupied
Less than 20 percent34 (20.9%)29 (11.9%)
20 to 29 percent42 (25.8%)49 (19.7%)
30 percent or more121 (75.2%)222 (89.9%)
Total161 (100.0%)246 (100.0%)

Housing Costs as Percentage of Income: $20,000 to $34,999

Housing Costs / IncomeOwner-occupiedRenter-occupied
Less than 20 percent94 (44.9%)26 (13.2%)
20 to 29 percent54 (25.7%)60 (30.0%)
30 percent or more99 (47.3%)178 (89.7%)
Total209 (100.0%)198 (100.0%)

Housing Costs as Percentage of Income: $35,000 to $49,999

Housing Costs / IncomeOwner-occupiedRenter-occupied
Less than 20 percent114 (49.4%)53 (29.1%)
20 to 29 percent63 (27.3%)95 (52.1%)
30 percent or more92 (40.2%)104 (57.5%)
Total230 (100.0%)181 (100.0%)

Housing Costs as Percentage of Income: $50,000 to $74,999

Housing Costs / IncomeOwner-occupiedRenter-occupied
Less than 20 percent209 (54.4%)94 (46.8%)
20 to 29 percent125 (32.6%)110 (54.7%)
30 percent or more100 (26.1%)79 (39.4%)
Total385 (100.0%)202 (100.0%)

Housing Costs as Percentage of Income: $75,000 or more

Housing Costs / IncomeOwner-occupiedRenter-occupied
Less than 20 percent851 (73.3%)185 (78.9%)
20 to 29 percent291 (25.0%)94 (40.0%)
30 percent or more111 (9.6%)43 (18.4%)
Total1,161 (100.0%)235 (100.0%)

Physical Housing Characteristics in Area Code 540

Housing Structures in Area Code 540

Structure Type# Housing Units% Housing Units
Single Unit, Detached473,67972.4%
Single Unit, Attached49,7927.6%
2 Unit Apartments11,0511.7%
3 or 4 Unit Apartments13,6192.1%
5 to 9 Unit Apartments19,3353.0%
10 or more Apartments48,8947.5%
Mobile Home / Other37,4905.7%
Total653,860100.0%

Housing Structures by Occupancy in Area Code 540

Structure TypeOwner-occupiedRenter-occupied
Single Unit, Detached403,885 (85.3%)69,794 (14.7%)
Single Unit, Attached28,460 (57.2%)21,332 (42.8%)
2 Unit Apartments833 (7.5%)10,218 (92.5%)
3 or 4 Unit Apartments825 (6.1%)12,794 (93.9%)
5 to 9 Unit Apartments1,395 (7.2%)17,940 (92.8%)
10 or more Apartments3,440 (7.0%)45,454 (93.0%)
Mobile Home / Other25,749 (68.7%)11,741 (31.3%)
Total464,587 (71.1%)189,273 (28.9%)

Housing Structures by Year Built in Area Code 540

Year Built# Structures% Structures
2014 or later18,4042.8%
2010 to 201322,5613.5%
2000 to 2009124,60219.1%
1980 to 1999203,60131.1%
1960 to 1979149,38022.9%
1940 to 195973,73211.3%
1939 or earlier61,5809.4%
Total653,860100.0%

Housing Structures by Occupancy by Year Built in Area Code 540

Year BuiltOwner-occupiedRenter-occupied
2014 or later13,662 (2.9%)4,742 (2.5%)
2010 to 201316,242 (3.5%)6,319 (3.3%)
2000 to 2009100,903 (21.7%)23,699 (12.5%)
1980 to 1999145,323 (31.3%)58,278 (30.8%)
1960 to 1979100,593 (21.6%)48,787 (25.8%)
1940 to 195948,676 (10.5%)25,056 (13.2%)
1939 or earlier39,188 (8.4%)22,392 (11.8%)
Total464,587 (100.0%)189,273 (100.0%)

Housing Structures by Number of Rooms in Area Code 540

Number of RoomsOwner-occupiedRenter-occupied
1 Room585 (0.1%)6,216 (3.3%)
2 or 3 Rooms5,735 (1.2%)30,824 (16.3%)
4 or 5 Rooms103,416 (22.3%)90,464 (47.8%)
6 or 7 Rooms162,458 (35.0%)42,142 (22.3%)
8 or more Rooms192,393 (41.4%)19,627 (10.4%)
Total464,587 (100.0%)189,273 (100.0%)

Housing Structure by Heating Type in Area Code 540

Heating TypeOwner-occupiedRenter-occupied
Utility Gas120,101 (25.9%)39,159 (20.7%)
Bottled, Tank, or LP Gas45,524 (9.8%)6,281 (3.3%)
Electricity232,267 (50.0%)126,215 (66.7%)
Fuel Oil or Kerosene35,773 (7.7%)9,813 (5.2%)
Coal or Coke319 (0.1%)97 (0.1%)
All other Fuels29,234 (6.3%)6,602 (3.5%)
No Fuel Used1,369 (0.3%)1,106 (0.6%)
Total464,587 (100.0%)189,273 (100.0%)

Household Vehicle Usage in Area Code 540

Vehicles per HouseholdOwner-occupiedRenter-occupied
No Vehicle10,605 (2.3%)21,874 (11.6%)
1 Vehicle90,451 (19.5%)80,947 (42.8%)
2 Vehicles186,002 (40.0%)60,272 (31.8%)
3 or more Vehicles177,529 (38.2%)26,180 (13.8%)
Total464,587 (100.0%)189,273 (100.0%)

Real Estate & Mortgages in Area Code 540

Real Estate and Mortgage Overview in Area Code 540

CharacteristicWithout MortgageWith Mortgage
Housing Units156,051308,536
Median Property Value$44,827,100$52,562,700
Median Household Income$11,737,963$18,123,307
Monthly Housing Costs$89,394$310,831
Real Estate Taxes$321,692$356,676

Property Value by Mortgage Status in Area Code 540

Property ValueWithout MortgageWith Mortgage
Less than $50,00014,185 (9.1%)5,334 (1.7%)
$50,000 to $99,99915,723 (10.1%)15,287 (5.0%)
$100,000 to $299,99981,157 (52.0%)159,283 (51.6%)
$300,000 to $499,99930,172 (19.3%)86,771 (28.1%)
$500,000 to $749,9998,983 (5.8%)29,170 (9.5%)
$750,000 to $999,9992,771 (1.8%)8,688 (2.8%)
$1,000,000 or more3,060 (2.0%)4,003 (1.3%)
Total156,051 (100.0%)308,536 (100.0%)

Household Income by Mortgage Status in Area Code 540

Household IncomeWithout MortgageWith Mortgage
Less than $10,0007,565 (4.9%)4,874 (1.6%)
$10,000 to $24,99923,906 (15.3%)12,713 (4.1%)
$25,000 to $34,99915,595 (10.0%)13,451 (4.4%)
$35,000 to $49,99922,529 (14.4%)25,700 (8.3%)
$50,000 to $74,99930,000 (19.2%)52,736 (17.1%)
$75,000 to $99,99918,826 (12.1%)50,054 (16.2%)
$100,000 to $149,99920,120 (12.9%)70,532 (22.9%)
$150,000 or more17,510 (11.2%)78,476 (25.4%)
Total156,051 (100.0%)308,536 (100.0%)

Housing Costs by Income Bracket by Mortgage Status in Area Code 540

Housing Costs as Percentage of Income: Less than $20,000

Relative Housing CostsWithout MortgageWith MOrtgage
Less than 20 percent34 (31.3%)17 (22.3%)
20 to 29 percent41 (37.7%)16 (21.6%)
30 percent or more69 (64.2%)76 (98.9%)
Total108 (100.0%)76 (100.0%)

Housing Costs as Percentage of Income: $20,000 to $34,999

Relative Housing CostsWithout MortgageWith MOrtgage
Less than 20 percent92 (71.7%)14 (13.6%)
20 to 29 percent41 (32.4%)30 (29.9%)
30 percent or more25 (19.8%)88 (87.3%)
Total128 (100.0%)101 (100.0%)

Housing Costs as Percentage of Income: $35,000 to $49,999

Relative Housing CostsWithout MortgageWith MOrtgage
Less than 20 percent102 (92.2%)28 (20.1%)
20 to 29 percent25 (22.6%)57 (41.1%)
30 percent or more14 (12.9%)90 (64.5%)
Total111 (100.0%)139 (100.0%)

Housing Costs as Percentage of Income: $50,000 to $74,999

Relative Housing CostsWithout MortgageWith MOrtgage
Less than 20 percent143 (96.5%)91 (35.2%)
20 to 29 percent21 (14.1%)122 (47.4%)
30 percent or more17 (11.7%)100 (38.8%)
Total149 (100.0%)257 (100.0%)

Housing Costs as Percentage of Income: $75,000 or more

Relative Housing CostsWithout MortgageWith MOrtgage
Less than 20 percent270 (100.1%)622 (66.5%)
20 to 29 percent18 (6.6%)290 (31.0%)
30 percent or more9 (3.3%)111 (11.9%)
Total270 (100.0%)935 (100.0%)

Property Value to Household Income Ratio in Area Code 540

Value-to-Income RatioWithout MortgageWith Mortgage
Less than 2.0x42,821 (27.4%)93,484 (30.3%)
2.0x to 2.9x28,641 (18.3%)90,460 (29.3%)
3.0x to 3.9x20,217 (13.0%)50,302 (16.3%)
4.0x or more62,359 (40.0%)73,124 (23.7%)
Total156,051 (100.0%)308,536 (100.0%)

Median Housing Costs without a Mortgage in Area Code 540

Housing Costs# Households# Households
Less than $2009,8966.3%
$200 to $39960,36038.7%
$400 to $59950,62132.4%
$600 to $99928,00817.9%
$1,000 to $1,2994,3712.8%
$1,300 to $1,4991,0340.7%
$1,500 or more1,7611.1%
Total156,051100.0%

Median Housing Costs with a Mortgage in Area Code 540

Housing Costs# Households# Households
Less than $200440.0%
$200 to $3991,8210.6%
$400 to $5997,5912.5%
$600 to $79917,1715.6%
$800 to $99927,8009.0%
$1,000 to $1,49985,82427.8%
$1,500 to $1,99964,93921.0%
$2,000 to $2,49942,03213.6%
$2,500 to $2,99926,6398.6%
$3,000 or more34,67511.2%
Total308,536100.0%

Real Estate Taxes by Mortgage Status in Area Code 540

Property TaxesWithout MortgageWith Mortgage
Less than $80033,514 (21.5%)39,607 (12.8%)
$800 to $1,49944,386 (28.4%)84,016 (27.2%)
$800 to $1,49971,504 (45.8%)179,492 (58.2%)
Total156,051 (100.0%)308,536 (100.0%)

Health & Disability in Area Code 540

Health Insurance Coverage by Age in Area Code 540

Age BracketWith CoverageWithout Coverage
Under 6 Years115,782 (95.3%)5,695 (4.7%)
6 to 18 Years279,332 (94.6%)15,930 (5.4%)
19 to 25 Years153,785 (87.7%)21,518 (12.3%)
26 to 34 Years152,918 (83.3%)30,572 (16.7%)
35 to 44 Years182,495 (87.2%)26,868 (12.8%)
45 to 54 Years214,256 (89.6%)24,734 (10.3%)
55 to 64 Years211,713 (91.7%)19,196 (8.3%)
65 to 74 Years167,059 (99.5%)879 (0.5%)
75 Years and older113,649 (99.7%)374 (0.3%)
Total1,590,989 (91.6%)145,766 (8.4%)

Health Insurance Coverage by Citizenship Status in Area Code 540

Citizenship StatusWith CoverageWithout Coverage
Native Born115,782 (95.3%)5,695 (4.7%)
Foreign Born, Citizen279,332 (94.6%)15,930 (5.4%)
Foreign Born, not a Citizen153,785 (87.7%)21,518 (12.3%)

Health Insurance Coverage by Household Income in Area Code 540

Household IncomeWith CoverageWithout Coverage
Under $25,000165,164 (85.7%)27,562 (14.3%)
$25,000 to $49,999246,536 (85.5%)41,870 (14.5%)
$50,000 to $74,999265,288 (89.9%)29,656 (10.1%)
$75,000 to $99,999230,333 (92.9%)17,586 (7.1%)
$100,000 and over652,071 (96.1%)26,778 (3.9%)

Public vs Private Health Insurance Coverage by Age in Area Code 540

Age BracketPublic InsurancePrivate Insurance
Under 638,383 (31.6%)80,841 (66.5%)
6 to 18 Years72,117 (24.4%)216,277 (73.3%)
19 to 25 Years13,556 (7.7%)143,321 (81.8%)
25 to 34 Years22,095 (12.0%)135,686 (74.0%)
35 to 44 Years22,286 (10.6%)166,999 (79.8%)
45 to 54 Years27,390 (11.5%)197,211 (82.5%)
55 to 64 Years38,411 (16.6%)186,887 (80.9%)
65 to 74 Years160,576 (95.6%)111,681 (66.5%)
75 Years and over112,668 (98.8%)78,843 (69.2%)
Total507,482 (29.2%)1,317,746 (75.9%)

Disability Status by Sex by Age in Area Code 540

Age BracketMaleFemale
Under 5 Years372 (0.7%)306 (0.6%)
5 to 17 Years9,094 (6.2%)5,077 (3.6%)
18 to 34 Years13,777 (7.1%)11,071 (5.7%)
35 to 64 Years36,816 (11.1%)41,043 (11.8%)
65 to 74 Years19,820 (25.1%)18,936 (21.3%)
75 Years and over22,588 (46.8%)31,018 (47.2%)

Disability Class by Sex by Age in Area Code 540

Disability Class: Hearing Difficulty

Age BracketMaleFemale
Under 5 Years259 (0.5%)213 (0.4%)
5 to 17 Years763 (0.5%)669 (0.5%)
18 to 34 Years2,112 (1.1%)1,518 (0.8%)
35 to 64 Years11,144 (3.4%)6,927 (2.0%)
65 to 74 Years10,049 (12.7%)4,651 (5.2%)
75 Years and over12,926 (26.8%)11,872 (18.1%)

Disability Class: Vision Difficulty

Age BracketMaleFemale
Under 5 Years261 (0.5%)182 (0.4%)
5 to 17 Years780 (0.5%)882 (0.6%)
18 to 34 Years2,429 (1.3%)2,217 (1.1%)
35 to 64 Years5,594 (1.7%)7,068 (2.0%)
65 to 74 Years2,879 (3.6%)3,591 (4.0%)
75 Years and over4,281 (8.9%)6,356 (9.7%)

Disability Class: Cognitive Difficulty

Age BracketMaleFemale
5 to 17 Years7,424 (5.1%)3,756 (2.7%)
18 to 34 Years9,049 (4.7%)7,137 (3.6%)
35 to 64 Years12,368 (3.7%)14,735 (4.2%)
65 to 74 Years3,822 (4.9%)3,514 (4.0%)
75 Years and over5,542 (11.5%)8,408 (12.8%)

Disability Class: Ambulatory Difficulty

Age BracketMaleFemale
5 to 17 Years891 (0.6%)776 (0.5%)
18 to 34 Years2,644 (1.4%)2,150 (1.1%)
35 to 64 Years18,690 (5.6%)24,351 (7.0%)
65 to 74 Years9,922 (12.6%)12,925 (14.5%)
75 Years and over12,577 (26.0%)21,729 (33.1%)

Disability Class: Self-Care Difficulty

Age BracketMaleFemale
5 to 17 Years2,232 (1.5%)1,140 (0.8%)
18 to 34 Years2,082 (1.1%)1,200 (0.6%)
35 to 64 Years6,752 (2.0%)7,506 (2.2%)
65 to 74 Years3,012 (3.8%)3,489 (3.9%)
75 Years and over4,894 (10.1%)8,992 (13.7%)

Technology Access in Area Code 540

Computing Device Access in Area Code 540

Device Type# Households% Households
Desktop or Laptop508,89577.8%
Smartphone513,89178.6%
Tablet388,99459.5%
No Computing Device68,85610.5%
Total653,860100.0%

Internet Access in Area Code 540

Internet Type# Households% Households
Dial-Up Internet3,2370.5%
Broadband Home419,27564.1%
Cellular Data Only69,91410.7%
Satellite Internet50,4237.7%
No Internet118,22618.1%
Total653,860100.0%