Zip Code 04538 Social, Economic & Demographic Characteristics
Zip Code 04538 Map

Zip Code 04538 Overview
1,772
TOTAL POPULATION
731
MALE POPULATION
1,041
FEMALE POPULATION
70.22
MALES / 100 FEMALES
142.41
FEMALES / 100 MALES
61.2
MEDIAN AGE
2.8
AVG FAMILY SIZE
2.0
AVG HOUSEHOLD SIZE
$40,587
PER CAPITA INCOME
$85,000
AVG FAMILY INCOME
$56,196
AVG HOUSEHOLD INCOME
31.9%
WAGE / INCOME GAP [ % ]
68.1¢/ $1
WAGE / INCOME GAP [ $ ]
0.51
INEQUALITY / GINI INDEX
784
LABOR FORCE [ PEOPLE ]
48.2%
PERCENT IN LABOR FORCE
2.7%
UNEMPLOYMENT RATE
Zip Code 04538 Area Codes
Common Questions
What is the Total Population of Zip Code 04538?
Total Population of Zip Code 04538 is 1,772.
What is the Total Male Population of Zip Code 04538?
Total Male Population of Zip Code 04538 is 731.
What is the Total Female Population of Zip Code 04538?
Total Female Population of Zip Code 04538 is 1,041.
What is the Ratio of Males per 100 Females in Zip Code 04538?
There are 70.22 Males per 100 Females in Zip Code 04538.
What is the Ratio of Females per 100 Males in Zip Code 04538?
There are 142.41 Females per 100 Males in Zip Code 04538.
What is the Median Population Age in Zip Code 04538?
Median Population Age in Zip Code 04538 is 61.2 Years.
What is the Average Family Size in Zip Code 04538
Average Family Size in Zip Code 04538 is 2.8 People.
What is the Average Household Size in Zip Code 04538
Average Household Size in Zip Code 04538 is 2.0 People.
What is Per Capita Income in Zip Code 04538?
Per Capita income in Zip Code 04538 is $40,587.
What is the Median Family Income in Zip Code 04538?
Median Family Income in Zip Code 04538 is $85,000.
What is the Median Household income in Zip Code 04538?
Median Household Income in Zip Code 04538 is $56,196.
What is Income or Wage Gap in Zip Code 04538?
Income or Wage Gap in Zip Code 04538 is 31.9%.
Women in Zip Code 04538 earn 68.1 cents for every dollar earned by a man.
What is Inequality or Gini Index in Zip Code 04538?
Inequality or Gini Index in Zip Code 04538 is 0.51.
How Large is the Labor Force in Zip Code 04538?
There are 784 People in the Labor Forcein in Zip Code 04538.
What is the Percentage of People in the Labor Force in Zip Code 04538?
48.2% of People are in the Labor Force in Zip Code 04538.
What is the Unemployment Rate in Zip Code 04538?
Unemployment Rate in Zip Code 04538 is 2.7%.
Race in Zip Code 04538
The most populous races in Zip Code 04538 are White / Caucasian (1,661 | 93.7%), Hispanic or Latino (76 | 4.3%), and Asian (43 | 2.4%).

Race | # Population | % Population |
Asian | 43 | 2.4% |
Black / African American | 28 | 1.6% |
Hawaiian / Pacific | 0 | 0.0% |
Hispanic or Latino | 76 | 4.3% |
Native / Alaskan | 0 | 0.0% |
White / Caucasian | 1,661 | 93.7% |
Two or more Races | 35 | 2.0% |
Some other Race | 5 | 0.3% |
Total | 1,772 | 100.0% |
Ancestry in Zip Code 04538
The most populous ancestries reported in Zip Code 04538 are English (480 | 27.1%), French (236 | 13.3%), German (214 | 12.1%), Irish (210 | 11.8%), and American (133 | 7.5%), together accounting for 71.8% of all Zip Code 04538 residents.

Race | # Population | % Population |
American | 133 | 7.5% |
Austrian | 6 | 0.3% |
Belgian | 4 | 0.2% |
British | 41 | 2.3% |
Canadian | 8 | 0.4% |
Croatian | 6 | 0.3% |
Cuban | 23 | 1.3% |
Czech | 6 | 0.3% |
Dutch | 5 | 0.3% |
Eastern European | 8 | 0.4% |
English | 480 | 27.1% |
European | 27 | 1.5% |
French | 236 | 13.3% |
French Canadian | 97 | 5.5% |
German | 214 | 12.1% |
Greek | 15 | 0.9% |
Hungarian | 10 | 0.6% |
Irish | 210 | 11.8% |
Italian | 50 | 2.8% |
Jamaican | 38 | 2.1% |
Mexican | 53 | 3.0% |
Northern European | 11 | 0.6% |
Norwegian | 49 | 2.8% |
Polish | 29 | 1.6% |
Russian | 12 | 0.7% |
Scotch-Irish | 43 | 2.4% |
Scottish | 103 | 5.8% |
Slovak | 14 | 0.8% |
Swedish | 36 | 2.0% |
Swiss | 4 | 0.2% |
Vietnamese | 43 | 2.4% |
Welsh | 20 | 1.1% |
Sex and Age in Zip Code 04538
Sex and Age in Zip Code 04538
The most populous age groups in Zip Code 04538 are 70 to 74 Years (97 | 13.3%) for men and 85 Years and over (142 | 13.6%) for women.

Age Bracket | Male | Female |
Under 5 Years | 10 (1.4%) | 6 (0.6%) |
5 to 9 Years | 21 (2.9%) | 6 (0.6%) |
10 to 14 Years | 20 (2.7%) | 54 (5.2%) |
15 to 19 Years | 47 (6.4%) | 42 (4.0%) |
20 to 24 Years | 26 (3.6%) | 0 (0.0%) |
25 to 29 Years | 16 (2.2%) | 64 (6.1%) |
30 to 34 Years | 34 (4.6%) | 117 (11.2%) |
35 to 39 Years | 28 (3.8%) | 26 (2.5%) |
40 to 44 Years | 17 (2.3%) | 35 (3.4%) |
45 to 49 Years | 75 (10.3%) | 27 (2.6%) |
50 to 54 Years | 36 (4.9%) | 20 (1.9%) |
55 to 59 Years | 64 (8.8%) | 78 (7.5%) |
60 to 64 Years | 68 (9.3%) | 121 (11.6%) |
65 to 69 Years | 92 (12.6%) | 122 (11.7%) |
70 to 74 Years | 97 (13.3%) | 102 (9.8%) |
75 to 79 Years | 34 (4.6%) | 53 (5.1%) |
80 to 84 Years | 6 (0.8%) | 26 (2.5%) |
85 Years and over | 40 (5.5%) | 142 (13.6%) |
Total | 731 (100.0%) | 1,041 (100.0%) |
Selected Sex and Age Groups in Zip Code 04538
Age Bracket | Male | Female |
5 to 14 Years | 41 (5.6%) | 60 (5.8%) |
15 to 17 Years | 47 (6.4%) | 7 (0.7%) |
Under 18 Years | 98 (13.4%) | 73 (7.0%) |
18 to 24 Years | 26 (3.6%) | 35 (3.4%) |
15 to 44 Years | 168 (23.0%) | 284 (27.3%) |
16 Years and over | 652 (89.2%) | 975 (93.7%) |
18 Years and over | 633 (86.6%) | 968 (93.0%) |
21 Years and over | 615 (84.1%) | 933 (89.6%) |
60 Years and over | 337 (46.1%) | 566 (54.4%) |
62 Years and over | 311 (42.5%) | 521 (50.0%) |
65 Years and over | 269 (36.8%) | 445 (42.7%) |
75 Years and over | 80 (10.9%) | 221 (21.2%) |
Total | 731 (100.0%) | 1,041 (100.0%) |
Families and Households in Zip Code 04538
Median Family Size in Zip Code 04538
The median family size in Zip Code 04538 is 2.77 persons per family, with single female/mother families (71 | 17.5%) accounting for the largest median family size of 2.96 persons per family. On the other hand, single male/father families (28 | 6.9%) represent the smallest median family size with 2.39 persons per family.

Family Type | # Families | Family Size |
Married-Couple | 307 (75.6%) | 2.77 |
Single Male/Father | 28 (6.9%) | 2.39 |
Single Female/Mother | 71 (17.5%) | 2.96 |
Total Families | 406 (100.0%) | 2.77 |
Median Household Size in Zip Code 04538
The median household size in Zip Code 04538 is 2.03 persons per household, with single male/father households (28 | 3.4%) accounting for the largest median household size of 4.61 persons per household. non-family households (430 | 51.4%) represent the smallest median household size with 1.16 persons per household.

Household Type | # Households | Household Size |
Married-Couple | 307 (36.7%) | 2.77 |
Single Male/Father | 28 (3.4%) | 4.61 |
Single Female/Mother | 71 (8.5%) | 3.15 |
Non-family | 430 (51.4%) | 1.16 |
Total Households | 836 (100.0%) | 2.03 |
Household Size by Marriage Status in Zip Code 04538
Out of a total of 836 households in Zip Code 04538, 406 (48.6%) are family households, while 430 (51.4%) are nonfamily households. The most numerous type of family households are 2-person households, comprising 247, and the most common type of nonfamily households are 1-person households, comprising 379.

Household Size | Family Households | Nonfamily Households |
1-Person Households | - | 379 (45.3%) |
2-Person Households | 247 (29.5%) | 37 (4.4%) |
3-Person Households | 83 (9.9%) | 14 (1.7%) |
4-Person Households | 70 (8.4%) | 0 (0.0%) |
5-Person Households | 6 (0.7%) | 0 (0.0%) |
6-Person Households | 0 (0.0%) | 0 (0.0%) |
7+ Person Households | 0 (0.0%) | 0 (0.0%) |
Total | 406 (48.6%) | 430 (51.4%) |
Female Fertility in Zip Code 04538
Fertility by Age in Zip Code 04538

Age Bracket | Women with Births | Births / 1,000 Women |
15 to 19 years | 0 (0.0%) | 0.0 |
20 to 34 years | 0 (0.0%) | 0.0 |
35 to 50 years | 0 (0.0%) | 0.0 |
Total | 0 (0.0%) | 0.0 |
Fertility by Age by Marriage Status in Zip Code 04538

Age Bracket | Married | Unmarried |
15 to 19 years | 0 (0.0%) | 0 (0.0%) |
20 to 34 years | 0 (0.0%) | 0 (0.0%) |
35 to 50 years | 0 (0.0%) | 0 (0.0%) |
Total | 0 (0.0%) | 0 (0.0%) |
Fertility by Education in Zip Code 04538

Educational Attainment | Women with Births | Births / 1,000 Women |
Less than High School | 0 (0.0%) | 0.0 |
High School Diploma | 0 (0.0%) | 0.0 |
College or Associate's Degree | 0 (0.0%) | 0.0 |
Bachelor's Degree | 0 (0.0%) | 0.0 |
Graduate Degree | 0 (0.0%) | 0.0 |
Total | 0 (0.0%) | 0.0 |
Fertility by Education by Marriage Status in Zip Code 04538

Educational Attainment | Married | Unmarried |
Less than High School | 0 (0.0%) | 0 (0.0%) |
High School Diploma | 0 (0.0%) | 0 (0.0%) |
College or Associate's Degree | 0 (0.0%) | 0 (0.0%) |
Bachelor's Degree | 0 (0.0%) | 0 (0.0%) |
Graduate Degree | 0 (0.0%) | 0 (0.0%) |
Total | 0 (0.0%) | 0 (0.0%) |
Income in Zip Code 04538
Income Overview in Zip Code 04538
Per Capita Income in Zip Code 04538 is $40,587, while median incomes of families and households are $85,000 and $56,196 respectively.
Characteristic | Number | Measure |
Per Capita Income | 1,772 | $40,587 |
Median Family Income | 406 | $85,000 |
Mean Family Income | 406 | $119,759 |
Median Household Income | 836 | $56,196 |
Mean Household Income | 836 | $80,410 |
Income Deficit | 406 | $0 |
Wage / Income Gap (%) | 1,772 | 31.92% |
Wage / Income Gap ($) | 1,772 | 68.08¢per $1 |
Gini / Inequality Index | 1,772 | 0.51 |
Earnings by Sex in Zip Code 04538
Average Earnings in Zip Code 04538 are $24,258, $32,656 for men and $22,232 for women, a difference of 31.9%.

Sex | Number | Average Earnings |
Male | 434 (43.9%) | $32,656 |
Female | 555 (56.1%) | $22,232 |
Total | 989 (100.0%) | $24,258 |
Earnings by Sex by Income Bracket in Zip Code 04538
The most common earnings brackets in Zip Code 04538 are $45,000 to $49,999 for men (52 | 12.0%) and $40,000 to $44,999 for women (96 | 17.3%).

Income | Male | Female |
$2,499 or less | 41 (9.5%) | 63 (11.4%) |
$2,500 to $4,999 | 17 (3.9%) | 15 (2.7%) |
$5,000 to $7,499 | 10 (2.3%) | 26 (4.7%) |
$7,500 to $9,999 | 44 (10.1%) | 68 (12.2%) |
$10,000 to $12,499 | 27 (6.2%) | 43 (7.7%) |
$12,500 to $14,999 | 8 (1.8%) | 9 (1.6%) |
$15,000 to $17,499 | 10 (2.3%) | 6 (1.1%) |
$17,500 to $19,999 | 8 (1.8%) | 10 (1.8%) |
$20,000 to $22,499 | 6 (1.4%) | 42 (7.6%) |
$22,500 to $24,999 | 23 (5.3%) | 36 (6.5%) |
$25,000 to $29,999 | 11 (2.5%) | 30 (5.4%) |
$30,000 to $34,999 | 27 (6.2%) | 7 (1.3%) |
$35,000 to $39,999 | 24 (5.5%) | 12 (2.2%) |
$40,000 to $44,999 | 5 (1.1%) | 96 (17.3%) |
$45,000 to $49,999 | 52 (12.0%) | 19 (3.4%) |
$50,000 to $54,999 | 12 (2.8%) | 11 (2.0%) |
$55,000 to $64,999 | 30 (6.9%) | 19 (3.4%) |
$65,000 to $74,999 | 12 (2.8%) | 6 (1.1%) |
$75,000 to $99,999 | 29 (6.7%) | 18 (3.2%) |
$100,000+ | 38 (8.8%) | 19 (3.4%) |
Total | 434 (100.0%) | 555 (100.0%) |
Earnings by Sex by Educational Attainment in Zip Code 04538
Average earnings in Zip Code 04538 are $36,042 for men and $23,299 for women, a difference of 35.4%. Men with an educational attainment of graduate degree enjoy the highest average annual earnings of $66,500, while those with bachelor's degree education earn the least with $32,273. Women with an educational attainment of graduate degree earn the most with the average annual earnings of $45,750, while those with bachelor's degree education have the smallest earnings of $22,411.

Educational Attainment | Male Income | Female Income |
Less than High School | - | - |
High School Diploma | $45,268 | $0 |
College or Associate's Degree | - | - |
Bachelor's Degree | $32,273 | $22,411 |
Graduate Degree | $66,500 | $45,750 |
Total | $36,042 | $23,299 |
Family Income in Zip Code 04538
Family Income Brackets in Zip Code 04538
According to the Zip Code 04538 family income data, there are 100 families falling into the $75,000 to $99,999 income range, which is the most common income bracket and makes up 24.6% of all families.

Income Bracket | # Families | % Families |
Less than $10,000 | 0 | 0.0% |
$10,000 to $14,999 | 9 | 2.2% |
$15,000 to $24,999 | 0 | 0.0% |
$25,000 to $34,999 | 32 | 7.9% |
$35,000 to $49,999 | 47 | 11.6% |
$50,000 to $74,999 | 89 | 21.9% |
$75,000 to $99,999 | 100 | 24.6% |
$100,000 to $149,999 | 62 | 15.3% |
$150,000 to $199,999 | 30 | 7.4% |
$200,000+ | 37 | 9.1% |
Family Income by Famaliy Size in Zip Code 04538
4-person families (42 | 10.3%) account for the highest median family income in Zip Code 04538 with $155,769 per family, while 2-person families (279 | 68.7%) have the highest median income of $41,384 per family member.

Income Bracket | # Families | Median Income |
2-Person Families | 279 (68.7%) | $82,768 |
3-Person Families | 79 (19.5%) | $69,779 |
4-Person Families | 42 (10.3%) | $155,769 |
5-Person Families | 6 (1.5%) | $0 |
6-Person Families | 0 (0.0%) | $0 |
7+ Person Families | 0 (0.0%) | $0 |
Total | 406 (100.0%) | $85,000 |
Family Income by Number of Earners in Zip Code 04538
The median family income in Zip Code 04538 is $85,000, with families comprising 2 earners (108) having the highest median family income of $97,500, while families with 1 earner (108) have the lowest median family income of $53,750, accounting for 26.6% and 26.6% of families, respectively.

Number of Earners | # Families | Median Income |
No Earners | 116 (28.6%) | $82,813 |
1 Earner | 108 (26.6%) | $53,750 |
2 Earners | 108 (26.6%) | $97,500 |
3+ Earners | 74 (18.2%) | $96,250 |
Total | 406 (100.0%) | $85,000 |
Household Income in Zip Code 04538
Household Income Brackets in Zip Code 04538
With 163 households falling in the category, the $50,000 to $74,999 income range is the most frequent in Zip Code 04538, accounting for 19.5% of all households. In contrast, only 28 households (3.4%) fall into the less than $10,000 income bracket, making it the least populous group.

Income Bracket | # Households | % Households |
Less than $10,000 | 28 | 3.3% |
$10,000 to $14,999 | 99 | 11.8% |
$15,000 to $24,999 | 60 | 7.2% |
$25,000 to $34,999 | 71 | 8.5% |
$35,000 to $49,999 | 127 | 15.2% |
$50,000 to $74,999 | 163 | 19.5% |
$75,000 to $99,999 | 102 | 12.2% |
$100,000 to $149,999 | 115 | 13.8% |
$150,000 to $199,999 | 30 | 3.6% |
$200,000+ | 41 | 4.9% |
Household Income by Householder Age in Zip Code 04538
The median household income in Zip Code 04538 is $56,196, with the highest median household income of $69,063 found in the 45 to 64 years age bracket for the primary householder. A total of 257 households (30.7%) fall into this category.

Income Bracket | # Households | Median Income |
15 to 24 Years | 0 (0.0%) | $0 |
25 to 44 Years | 121 (14.5%) | $0 |
45 to 64 Years | 257 (30.7%) | $69,063 |
65+ Years | 458 (54.8%) | $50,750 |
Total | 836 (100.0%) | $56,196 |
Poverty in Zip Code 04538
Income Below Poverty by Sex and Age in Zip Code 04538
With 6.9% poverty level for males and 16.4% for females among the residents of Zip Code 04538, 12 to 14 year old males and 25 to 34 year old females are the most vulnerable to poverty, with 8 males (66.7%) and 70 females (38.7%) in their respective age groups living below the poverty level.

Age Bracket | Male | Female |
Under 5 Years | 0 (0.0%) | 0 (0.0%) |
5 Years | 0 (0.0%) | 0 (0.0%) |
6 to 11 Years | 0 (0.0%) | 0 (0.0%) |
12 to 14 Years | 8 (66.7%) | 0 (0.0%) |
15 Years | 14 (50.0%) | 0 (0.0%) |
16 and 17 Years | 0 (0.0%) | 0 (0.0%) |
18 to 24 Years | 0 (0.0%) | 0 (0.0%) |
25 to 34 Years | 0 (0.0%) | 70 (38.7%) |
35 to 44 Years | 0 (0.0%) | 19 (31.1%) |
45 to 54 Years | 17 (15.3%) | 7 (14.9%) |
55 to 64 Years | 9 (6.8%) | 37 (18.8%) |
65 to 74 Years | 1 (0.5%) | 24 (10.7%) |
75 Years and over | 0 (0.0%) | 4 (2.5%) |
Total | 49 (6.9%) | 161 (16.4%) |
Income Above Poverty by Sex and Age in Zip Code 04538
According to the poverty statistics in Zip Code 04538, males aged under 5 years and females aged under 5 years are the age groups that are most secure financially, with 100.0% of males and 100.0% of females in these age groups living above the poverty line.

Age Bracket | Male | Female |
Under 5 Years | 10 (100.0%) | 6 (100.0%) |
5 Years | 0 (0.0%) | 0 (0.0%) |
6 to 11 Years | 16 (100.0%) | 13 (100.0%) |
12 to 14 Years | 4 (33.3%) | 47 (100.0%) |
15 Years | 14 (50.0%) | 0 (0.0%) |
16 and 17 Years | 19 (100.0%) | 7 (100.0%) |
18 to 24 Years | 26 (100.0%) | 35 (100.0%) |
25 to 34 Years | 50 (100.0%) | 111 (61.3%) |
35 to 44 Years | 45 (100.0%) | 42 (68.9%) |
45 to 54 Years | 94 (84.7%) | 40 (85.1%) |
55 to 64 Years | 123 (93.2%) | 160 (81.2%) |
65 to 74 Years | 188 (99.5%) | 200 (89.3%) |
75 Years and over | 72 (100.0%) | 159 (97.6%) |
Total | 661 (93.1%) | 820 (83.6%) |
Income Below Poverty Among Married-Couple Families in Zip Code 04538

Children | Above Poverty | Below Poverty |
No Children | 257 (100.0%) | 0 (0.0%) |
1 or 2 Children | 50 (100.0%) | 0 (0.0%) |
3 or 4 Children | 0 (0.0%) | 0 (0.0%) |
5 or more Children | 0 (0.0%) | 0 (0.0%) |
Total | 307 (100.0%) | 0 (0.0%) |
Income Below Poverty Among Single-Parent Households in Zip Code 04538

Children | Single Father | Single Mother |
No Children | 0 (0.0%) | 0 (0.0%) |
1 or 2 Children | 0 (0.0%) | 9 (24.3%) |
3 or 4 Children | 0 (0.0%) | 0 (0.0%) |
5 or more Children | 0 (0.0%) | 0 (0.0%) |
Total | 0 (0.0%) | 9 (12.7%) |
Income Below Poverty Among Married-Couple vs Single-Parent Households in Zip Code 04538

Children | Married-Couple Families | Single-Parent Households |
No Children | 0 (0.0%) | 0 (0.0%) |
1 or 2 Children | 0 (0.0%) | 9 (22.0%) |
3 or 4 Children | 0 (0.0%) | 0 (0.0%) |
5 or more Children | 0 (0.0%) | 0 (0.0%) |
Total | 0 (0.0%) | 9 (9.1%) |
Employment Characteristics in Zip Code 04538
Employment by Class of Employer in Zip Code 04538
Among the 742 employed individuals in Zip Code 04538, private company employees (409 | 55.1%), self-employed (not incorporated) (119 | 16.0%), and not-for-profit organizations (86 | 11.6%) make up the most common classes of employment.

Employer Class | # Employees | % Employees |
Private Company Employees | 409 | 55.1% |
Self-Employed (Incorporated) | 58 | 7.8% |
Self-Employed (Not Incorporated) | 119 | 16.0% |
Not-for-profit Organizations | 86 | 11.6% |
Local Government Employees | 42 | 5.7% |
State Government Employees | 15 | 2.0% |
Federal Government Employees | 13 | 1.8% |
Unpaid Family Workers | 0 | 0.0% |
Total | 742 | 100.0% |
Employment Status by Age in Zip Code 04538
According to the labor force statistics for Zip Code 04538, out of the total population over 16 years of age (1,627), 48.2% or 784 individuals are in the labor force, with 2.7% or 21 of them unemployed. The age group with the highest labor force participation rate is 20 to 24 years, with 100.0% or 26 individuals in the labor force. Within the labor force, the 65 to 74 years age range has the highest percentage of unemployed individuals, with 10.8% or 12 of them being unemployed.

Age Bracket | In Labor Force | Unemployed |
16 to 19 Years | 25 (41.0%) | 0 (0.0%) |
20 to 24 Years | 26 (100.0%) | 0 (0.0%) |
25 to 29 Years | 28 (35.0%) | 0 (0.0%) |
30 to 34 Years | 118 (78.1%) | 0 (0.0%) |
35 to 44 Years | 92 (86.8%) | 0 (0.0%) |
45 to 54 Years | 149 (94.3%) | 0 (0.0%) |
55 to 59 Years | 86 (60.6%) | 5 (5.8%) |
60 to 64 Years | 135 (71.4%) | 4 (3.0%) |
65 to 74 Years | 111 (26.9%) | 12 (10.8%) |
75 Years and over | 14 (4.7%) | 0 (0.0%) |
Total | 784 (48.2%) | 21 (2.7%) |
Employment Status by Educational Attainment in Zip Code 04538
According to labor force statistics for Zip Code 04538, 73.6% of individuals (608) out of the total population between 25 and 64 years of age (826) are in the labor force, with 1.5% or 9 of them being unemployed. The group with the highest labor force participation rate are those with the educational attainment of college / associate degree, with 87.6% or 148 individuals in the labor force. Within the labor force, individuals with high school diploma education have the highest percentage of unemployment, with 2.1% or 4 of them being unemployed.

Educational Attainment | In Labor Force | Unemployed |
Less than High School | 10 (12.7%) | 0 (0.0%) |
High School Diploma | 195 (69.6%) | 6 (2.1%) |
College / Associate Degree | 148 (87.6%) | 0 (0.0%) |
Bachelor's Degree or higher | 255 (85.6%) | 6 (2.0%) |
Total | 608 (73.6%) | 12 (1.5%) |
Employment Occupations by Sex in Zip Code 04538
Management, Business, Science and Arts Occupations
The most common Management, Business, Science and Arts occupations in Zip Code 04538 are Management (76 | 10.0%), Community & Social Service (74 | 9.7%), Computers, Engineering & Science (61 | 8.0%), Health Diagnosing & Treating (48 | 6.3%), and Health Technologists (48 | 6.3%).

Management, Business, Science and Arts Occupations by Sex
Within the Management, Business, Science and Arts occupations in Zip Code 04538, the most male-oriented occupations are Architecture & Engineering (100.0%), Computers & Mathematics (84.8%), and Computers, Engineering & Science (82.0%), while the most female-oriented occupations are Business & Financial (100.0%), Legal Services & Support (100.0%), and Education Instruction & Library (89.1%).

Occupation | Male | Female |
Management | 54 (71.1%) | 22 (28.9%) |
Business & Financial | 0 (0.0%) | 35 (100.0%) |
Computers, Engineering & Science | 50 (82.0%) | 11 (18.0%) |
Computers & Mathematics | 39 (84.8%) | 7 (15.2%) |
Architecture & Engineering | 6 (100.0%) | 0 (0.0%) |
Life, Physical & Social Science | 5 (55.6%) | 4 (44.4%) |
Community & Social Service | 17 (23.0%) | 57 (77.0%) |
Education, Arts & Media | 0 (0.0%) | 0 (0.0%) |
Legal Services & Support | 0 (0.0%) | 5 (100.0%) |
Education Instruction & Library | 5 (10.9%) | 41 (89.1%) |
Arts, Media & Entertainment | 12 (52.2%) | 11 (47.8%) |
Health Diagnosing & Treating | 14 (29.2%) | 34 (70.8%) |
Health Technologists | 14 (29.2%) | 34 (70.8%) |
Total (Category) | 135 (45.9%) | 159 (54.1%) |
Total (Overall) | 340 (44.6%) | 423 (55.4%) |
Services Occupations
The most common Services occupations in Zip Code 04538 are Food Preparation & Serving (100 | 13.1%), and Cleaning & Maintenance (28 | 3.7%).

Services Occupations by Sex
Within the Services occupations in Zip Code 04538, the most male-oriented occupations are Food Preparation & Serving (62.0%), and Cleaning & Maintenance (21.4%), while the most female-oriented occupations are Cleaning & Maintenance (78.6%), and Food Preparation & Serving (38.0%).

Occupation | Male | Female |
Healthcare Support | 0 (0.0%) | 0 (0.0%) |
Security & Protection | 0 (0.0%) | 0 (0.0%) |
Firefighting & Prevention | 0 (0.0%) | 0 (0.0%) |
Law Enforcement | 0 (0.0%) | 0 (0.0%) |
Food Preparation & Serving | 62 (62.0%) | 38 (38.0%) |
Cleaning & Maintenance | 6 (21.4%) | 22 (78.6%) |
Personal Care & Service | 0 (0.0%) | 0 (0.0%) |
Total (Category) | 68 (53.1%) | 60 (46.9%) |
Total (Overall) | 340 (44.6%) | 423 (55.4%) |
Sales and Office Occupations
The most common Sales and Office occupations in Zip Code 04538 are Sales & Related (88 | 11.5%), and Office & Administration (74 | 9.7%).

Sales and Office Occupations by Sex

Occupation | Male | Female |
Sales & Related | 9 (10.2%) | 79 (89.8%) |
Office & Administration | 0 (0.0%) | 74 (100.0%) |
Total (Category) | 9 (5.6%) | 153 (94.4%) |
Total (Overall) | 340 (44.6%) | 423 (55.4%) |
Natural Resources, Construction and Maintenance Occupations
The most common Natural Resources, Construction and Maintenance occupations in Zip Code 04538 are Construction & Extraction (64 | 8.4%), Farming, Fishing & Forestry (33 | 4.3%), and Installation, Maintenance & Repair (4 | 0.5%).

Natural Resources, Construction and Maintenance Occupations by Sex

Occupation | Male | Female |
Farming, Fishing & Forestry | 33 (100.0%) | 0 (0.0%) |
Construction & Extraction | 64 (100.0%) | 0 (0.0%) |
Installation, Maintenance & Repair | 4 (100.0%) | 0 (0.0%) |
Total (Category) | 101 (100.0%) | 0 (0.0%) |
Total (Overall) | 340 (44.6%) | 423 (55.4%) |
Production, Transportation and Moving Occupations
The most common Production, Transportation and Moving occupations in Zip Code 04538 are Production (45 | 5.9%), Transportation (18 | 2.4%), and Material Moving (15 | 2.0%).

Production, Transportation and Moving Occupations by Sex

Occupation | Male | Female |
Production | 0 (0.0%) | 45 (100.0%) |
Transportation | 12 (66.7%) | 6 (33.3%) |
Material Moving | 15 (100.0%) | 0 (0.0%) |
Total (Category) | 27 (34.6%) | 51 (65.4%) |
Total (Overall) | 340 (44.6%) | 423 (55.4%) |
Employment Industries by Sex in Zip Code 04538
Employment Industries in Zip Code 04538
The major employment industries in Zip Code 04538 include Retail Trade (199 | 26.1%), Construction (81 | 10.6%), Accommodation & Food Services (73 | 9.6%), Professional & Scientific (71 | 9.3%), and Health Care & Social Assistance (64 | 8.4%).

Employment Industries by Sex in Zip Code 04538
The Zip Code 04538 industries that see more men than women are Agriculture, Fishing & Hunting (100.0%), Real Estate, Rental & Leasing (100.0%), and Construction (97.5%), whereas the industries that tend to have a higher number of women are Information (100.0%), Finance & Insurance (100.0%), and Arts, Entertainment & Recreation (100.0%).

Industry | Male | Female |
Agriculture, Fishing & Hunting | 33 (100.0%) | 0 (0.0%) |
Mining, Quarrying, & Extraction | 0 (0.0%) | 0 (0.0%) |
Construction | 79 (97.5%) | 2 (2.5%) |
Manufacturing | 13 (59.1%) | 9 (40.9%) |
Wholesale Trade | 0 (0.0%) | 0 (0.0%) |
Retail Trade | 51 (25.6%) | 148 (74.4%) |
Transportation & Warehousing | 5 (27.8%) | 13 (72.2%) |
Utilities | 0 (0.0%) | 0 (0.0%) |
Information | 0 (0.0%) | 10 (100.0%) |
Finance & Insurance | 0 (0.0%) | 14 (100.0%) |
Real Estate, Rental & Leasing | 14 (100.0%) | 0 (0.0%) |
Professional & Scientific | 37 (52.1%) | 34 (47.9%) |
Enterprise Management | 0 (0.0%) | 0 (0.0%) |
Administrative & Support | 5 (50.0%) | 5 (50.0%) |
Educational Services | 26 (41.3%) | 37 (58.7%) |
Health Care & Social Assistance | 14 (21.9%) | 50 (78.1%) |
Arts, Entertainment & Recreation | 0 (0.0%) | 35 (100.0%) |
Accommodation & Food Services | 63 (86.3%) | 10 (13.7%) |
Public Administration | 0 (0.0%) | 6 (100.0%) |
Total | 340 (44.6%) | 423 (55.4%) |
Education in Zip Code 04538
School Enrollment in Zip Code 04538
The most common levels of schooling among the 181 students in Zip Code 04538 are middle school (84 | 46.4%), high school (46 | 25.4%), and elementary school (27 | 14.9%).

School Level | # Students | % Students |
Nursery / Preschool | 5 | 2.8% |
Kindergarten | 0 | 0.0% |
Elementary School | 27 | 14.9% |
Middle School | 84 | 46.4% |
High School | 46 | 25.4% |
College / Undergraduate | 6 | 3.3% |
Graduate / Professional | 13 | 7.2% |
Total | 181 | 100.0% |
School Enrollment by Age by Funding Source in Zip Code 04538

Age Bracket | Public School | Private School |
3 to 4 Year Olds | 0 (0.0%) | 5 (100.0%) |
5 to 9 Year Old | 27 (100.0%) | 0 (0.0%) |
10 to 14 Year Olds | 47 (63.5%) | 27 (36.5%) |
15 to 17 Year Olds | 54 (100.0%) | 0 (0.0%) |
18 to 19 Year Olds | 0 (0.0%) | 0 (0.0%) |
20 to 24 Year Olds | 0 (0.0%) | 0 (0.0%) |
25 to 34 Year Olds | 6 (42.9%) | 8 (57.1%) |
35 Years and over | 2 (28.6%) | 5 (71.4%) |
Total | 0 (0.0%) | 0 (0.0%) |
Educational Attainment by Field of Study in Zip Code 04538
Business (156 | 21.0%), communications (88 | 11.9%), education (80 | 10.8%), visual & performing arts (77 | 10.4%), and liberal arts & history (72 | 9.7%) are the most common fields of study among 741 individuals in Zip Code 04538 who have obtained a bachelor's degree or higher.

Field of Study | # Graduates | % Graduates |
Computers & Mathematics | 11 | 1.5% |
Bio, Nature & Agricultural | 19 | 2.6% |
Physical & Health Sciences | 13 | 1.8% |
Psychology | 26 | 3.5% |
Social Sciences | 65 | 8.8% |
Engineering | 22 | 3.0% |
Multidisciplinary Studies | 0 | 0.0% |
Science & Technology | 48 | 6.5% |
Business | 156 | 21.0% |
Education | 80 | 10.8% |
Literature & Languages | 39 | 5.3% |
Liberal Arts & History | 72 | 9.7% |
Visual & Performing Arts | 77 | 10.4% |
Communications | 88 | 11.9% |
Arts & Humanities | 25 | 3.4% |
Total | 741 | 100.0% |
Educational Attainment by Sex by Age in Zip Code 04538
Education By Age Bracket: 18 to 24 Years
The predominant educational accomplishment among men aged 18 to 24 years in Zip Code 04538 is 9th to 12th grade, with 18 individuals or 69.2% of the male population in this age range. Women in the same age category tend to have high school diploma, with 25 individuals or 71.4%.

Education Attainment | Male | Female |
Less than 9th Grade | 0 (0.0%) | 0 (0.0%) |
9th to 12th Grade | 18 (69.2%) | 0 (0.0%) |
High School Diploma | 0 (0.0%) | 25 (71.4%) |
Some College / No Degree | 0 (0.0%) | 10 (28.6%) |
Associate's Degree | 8 (30.8%) | 0 (0.0%) |
Bachelor's Degree | 0 (0.0%) | 0 (0.0%) |
Graduate Degree | 0 (0.0%) | 0 (0.0%) |
Total | 26 (100.0%) | 35 (100.0%) |
Education By Age Bracket: 25 to 34 Years
The predominant educational accomplishment among men aged 25 to 34 years in Zip Code 04538 is high school diploma, with 41 individuals or 82.0% of the male population in this age range. Women in the same age category tend to have bachelor's degree, with 84 individuals or 46.4%.

Education Attainment | Male | Female |
Less than 9th Grade | 0 (0.0%) | 0 (0.0%) |
9th to 12th Grade | 0 (0.0%) | 43 (23.8%) |
High School Diploma | 41 (82.0%) | 42 (23.2%) |
Some College / No Degree | 0 (0.0%) | 12 (6.6%) |
Associate's Degree | 0 (0.0%) | 0 (0.0%) |
Bachelor's Degree | 9 (18.0%) | 84 (46.4%) |
Graduate Degree | 0 (0.0%) | 0 (0.0%) |
Total | 50 (100.0%) | 181 (100.0%) |
Education By Age Bracket: 35 to 44 Years
The predominant educational accomplishment among men aged 35 to 44 years in Zip Code 04538 is high school diploma, with 33 individuals or 73.3% of the male population in this age range. Women in the same age category tend to have high school diploma, with 25 individuals or 41.0%.

Education Attainment | Male | Female |
Less than 9th Grade | 0 (0.0%) | 0 (0.0%) |
9th to 12th Grade | 0 (0.0%) | 7 (11.5%) |
High School Diploma | 33 (73.3%) | 25 (41.0%) |
Some College / No Degree | 0 (0.0%) | 9 (14.7%) |
Associate's Degree | 0 (0.0%) | 4 (6.6%) |
Bachelor's Degree | 12 (26.7%) | 11 (18.0%) |
Graduate Degree | 0 (0.0%) | 5 (8.2%) |
Total | 45 (100.0%) | 61 (100.0%) |
Education By Age Bracket: 45 to 64 Years
The predominant educational accomplishment among men aged 45 to 64 years in Zip Code 04538 is high school diploma, with 86 individuals or 35.4% of the male population in this age range. Women in the same age category tend to have high school diploma, with 53 individuals or 21.5%.

Education Attainment | Male | Female |
Less than 9th Grade | 10 (4.1%) | 19 (7.7%) |
9th to 12th Grade | 0 (0.0%) | 0 (0.0%) |
High School Diploma | 86 (35.4%) | 53 (21.5%) |
Some College / No Degree | 21 (8.6%) | 44 (17.9%) |
Associate's Degree | 39 (16.1%) | 40 (16.3%) |
Bachelor's Degree | 69 (28.4%) | 48 (19.5%) |
Graduate Degree | 18 (7.4%) | 42 (17.1%) |
Total | 243 (100.0%) | 246 (100.0%) |
Education By Age Bracket: 65 Years and over
The predominant educational accomplishment among men aged 65 years and over in Zip Code 04538 is bachelor's degree, with 90 individuals or 33.5% of the male population in this age range. Women in the same age category tend to have bachelor's degree, with 152 individuals or 34.2%.

Education Attainment | Male | Female |
Less than 9th Grade | 16 (5.9%) | 0 (0.0%) |
9th to 12th Grade | 14 (5.2%) | 4 (0.9%) |
High School Diploma | 34 (12.6%) | 130 (29.2%) |
Some College / No Degree | 43 (16.0%) | 65 (14.6%) |
Associate's Degree | 31 (11.5%) | 43 (9.7%) |
Bachelor's Degree | 90 (33.5%) | 152 (34.2%) |
Graduate Degree | 41 (15.2%) | 51 (11.5%) |
Total | 269 (100.0%) | 445 (100.0%) |
Transportation & Commute in Zip Code 04538
Vehicle Availability by Sex in Zip Code 04538

Vehicles Available | Male | Female |
No Vehicle | 0 (0.0%) | 28 (6.7%) |
1 Vehicle | 66 (20.4%) | 128 (30.6%) |
2 Vehicles | 106 (32.7%) | 80 (19.1%) |
3 Vehicles | 69 (21.3%) | 161 (38.5%) |
4 Vehicles | 69 (21.3%) | 14 (3.4%) |
5 or more Vehicles | 14 (4.3%) | 7 (1.7%) |
Total | 324 (100.0%) | 418 (100.0%) |
Commute Time in Zip Code 04538

Commute Time | # Commuters | % Commuters |
Less than 5 Minutes | 57 | 8.9% |
5 to 9 Minutes | 215 | 33.7% |
10 to 14 Minutes | 121 | 18.9% |
15 to 19 Minutes | 67 | 10.5% |
20 to 24 Minutes | 62 | 9.7% |
25 to 29 Minutes | 5 | 0.8% |
30 to 34 Minutes | 49 | 7.7% |
35 to 39 Minutes | 0 | 0.0% |
40 to 44 Minutes | 13 | 2.0% |
45 to 59 Minutes | 35 | 5.5% |
60 to 89 Minutes | 10 | 1.6% |
90 or more Minutes | 5 | 0.8% |
Commute Time by Sex in Zip Code 04538

Commute Time | Male | Female |
Less than 5 Minutes | 51 (18.2%) | 6 (1.7%) |
5 to 9 Minutes | 105 (37.5%) | 110 (30.6%) |
10 to 14 Minutes | 58 (20.7%) | 63 (17.5%) |
15 to 19 Minutes | 27 (9.6%) | 40 (11.1%) |
20 to 24 Minutes | 6 (2.1%) | 56 (15.6%) |
25 to 29 Minutes | 0 (0.0%) | 5 (1.4%) |
30 to 34 Minutes | 8 (2.9%) | 41 (11.4%) |
35 to 39 Minutes | 0 (0.0%) | 0 (0.0%) |
40 to 44 Minutes | 0 (0.0%) | 13 (3.6%) |
45 to 59 Minutes | 20 (7.1%) | 15 (4.2%) |
60 to 89 Minutes | 0 (0.0%) | 10 (2.8%) |
90 or more Minutes | 5 (1.8%) | 0 (0.0%) |
Time of Departure to Work by Sex in Zip Code 04538

Time of Departure | Male | Female |
12:00 AM to 4:59 AM | 29 (10.4%) | 0 (0.0%) |
5:00 AM to 5:29 AM | 15 (5.4%) | 0 (0.0%) |
5:30 AM to 5:59 AM | 5 (1.8%) | 0 (0.0%) |
6:00 AM to 6:29 AM | 55 (19.6%) | 5 (1.4%) |
6:30 AM to 6:59 AM | 6 (2.1%) | 21 (5.9%) |
7:00 AM to 7:29 AM | 23 (8.2%) | 14 (3.9%) |
7:30 AM to 7:59 AM | 23 (8.2%) | 58 (16.2%) |
8:00 AM to 8:29 AM | 38 (13.6%) | 69 (19.2%) |
8:30 AM to 8:59 AM | 0 (0.0%) | 83 (23.1%) |
9:00 AM to 9:59 AM | 28 (10.0%) | 45 (12.5%) |
10:00 AM to 10:59 AM | 15 (5.4%) | 11 (3.1%) |
11:00 AM to 11:59 AM | 22 (7.9%) | 5 (1.4%) |
12:00 PM to 3:59 PM | 19 (6.8%) | 20 (5.6%) |
4:00 PM to 11:59 PM | 2 (0.7%) | 28 (7.8%) |
Total | 280 (100.0%) | 359 (100.0%) |
Housing Occupancy in Zip Code 04538
Occupancy by Ownership in Zip Code 04538

Occupancy | # Housing Units | % Housing Units |
Owner Occupied Housing Units | 611 | 73.1% |
Renter-Occupied Housing Units | 225 | 26.9% |
Total Occupied Housing Units | 836 | 100.0% |
Occupancy by Household Size in Zip Code 04538

Household Size | # Housing Units | % Housing Units |
1-Person Household | 379 | 45.3% |
2-Person Household | 284 | 34.0% |
3-Person Household | 97 | 11.6% |
4+ Person Household | 76 | 9.1% |
Total Housing Units | 836 | 100.0% |
Occupancy by Ownership by Household Size in Zip Code 04538

Household Size | Owner-occupied | Renter-occupied |
1-Person Household | 217 (57.3%) | 162 (42.7%) |
2-Person Household | 252 (88.7%) | 32 (11.3%) |
3-Person Household | 88 (90.7%) | 9 (9.3%) |
4+ Person Household | 54 (71.1%) | 22 (28.9%) |
Total Housing Units | 611 (73.1%) | 225 (26.9%) |
Occupancy by Educational Attainment in Zip Code 04538

Household Size | Owner-occupied | Renter-occupied |
Less than High School | 51 (100.0%) | 0 (0.0%) |
High School Diploma | 146 (78.1%) | 41 (21.9%) |
College/Associate Degree | 153 (61.7%) | 95 (38.3%) |
Bachelor's Degree or higher | 261 (74.6%) | 89 (25.4%) |
Occupancy by Age of Householder in Zip Code 04538

Age Bracket | # Households | % Households |
Under 35 Years | 79 | 9.5% |
35 to 44 Years | 42 | 5.0% |
45 to 54 Years | 70 | 8.4% |
55 to 64 Years | 187 | 22.4% |
65 to 74 Years | 277 | 33.1% |
75 to 84 Years | 90 | 10.8% |
85 Years and Over | 91 | 10.9% |
Total | 836 | 100.0% |
Occupancy by Ownership by Age of Householder in Zip Code 04538

Age Bracket | Owner-occupied | Renter-occupied |
Under 35 Years | 50 (63.3%) | 29 (36.7%) |
35 to 44 Years | 26 (61.9%) | 16 (38.1%) |
45 to 54 Years | 39 (55.7%) | 31 (44.3%) |
55 to 64 Years | 144 (77.0%) | 43 (23.0%) |
65 to 74 Years | 214 (77.3%) | 63 (22.7%) |
75 to 84 Years | 90 (100.0%) | 0 (0.0%) |
85 Years and Over | 48 (52.7%) | 43 (47.2%) |
Total | 611 (73.1%) | 225 (26.9%) |
Households by Occupants per Room in Zip Code 04538

Occupants per Room | Owner-occupied | Renter-occupied |
1.00 or less | 611 (100.0%) | 225 (100.0%) |
1.01 to 1.50 | 0 (0.0%) | 0 (0.0%) |
1.51 or more | 0 (0.0%) | 0 (0.0%) |
Total | 611 (100.0%) | 225 (100.0%) |
Occupancy by Move-In Year in Zip Code 04538

Move-In Year | Owner-occupied | Renter-occupied |
2017 or later | 40 (6.6%) | 9 (4.0%) |
2015 to 2016 | 86 (14.1%) | 133 (59.1%) |
2010 to 2014 | 68 (11.1%) | 53 (23.6%) |
2000 to 2009 | 157 (25.7%) | 25 (11.1%) |
1990 to 1999 | 104 (17.0%) | 0 (0.0%) |
1989 or earlier | 156 (25.5%) | 5 (2.2%) |
Total | 611 (100.0%) | 225 (100.0%) |
Housing Finances in Zip Code 04538
Median Income by Occupancy in Zip Code 04538

Occupancy Type | # Households | Median Income |
Owner-Occupied | 611 (73.1%) | $62,017 |
Renter-Occupied | 225 (26.9%) | $29,375 |
Average | 836 (100.0%) | $56,196 |
Occupancy by Householder Income Bracket in Zip Code 04538

Income Bracket | Owner-occupied | Renter-occupied |
Less than $5,000 | 10 (1.6%) | 9 (4.0%) |
$5,000 to $9,999 | 9 (1.5%) | 0 (0.0%) |
$10,000 to $14,999 | 48 (7.9%) | 51 (22.7%) |
$15,000 to $19,999 | 10 (1.6%) | 22 (9.8%) |
$20,000 to $24,999 | 9 (1.5%) | 19 (8.4%) |
$25,000 to $34,999 | 53 (8.7%) | 18 (8.0%) |
$35,000 to $49,999 | 83 (13.6%) | 44 (19.6%) |
$50,000 to $74,999 | 133 (21.8%) | 30 (13.3%) |
$75,000 to $99,999 | 102 (16.7%) | 0 (0.0%) |
$100,000 to $149,999 | 87 (14.2%) | 28 (12.4%) |
$150,000 or more | 67 (11.0%) | 4 (1.8%) |
Total | 611 (100.0%) | 225 (100.0%) |
Housing Costs in Zip Code 04538
Monthly Median Housing Costs in Zip Code 04538

Monthly Housing Costs as Percentage of Income in Zip Code 04538

Occupancy Type | Median Income | Housing Costs |
Owner-Occupied | $62,017 | $1,064 x 12mo (20.6%) |
Renter-Occupied | $29,375 | $617 x 12mo (25.2%) |
Average | $56,196 | $974 x 12mo (20.8%) |
Monthly Housing Cost Tiers in Zip Code 04538

Monthly Cost | Owner-occupied | Renter-occupied |
Less than $300 | 17 (2.8%) | 14 (6.2%) |
$300 to $499 | 51 (8.4%) | 70 (31.1%) |
$500 to $799 | 163 (26.7%) | 34 (15.1%) |
$800 to $999 | 51 (8.4%) | 15 (6.7%) |
$1,000 to $1,499 | 140 (22.9%) | 42 (18.7%) |
$1,500 to $1,999 | 68 (11.1%) | 0 (0.0%) |
$2,000 to $2,499 | 67 (11.0%) | 13 (5.8%) |
$2,500 to $2,999 | 25 (4.1%) | 0 (0.0%) |
$3,000 or more | 29 (4.8%) | 4 (1.8%) |
Total | 611 (100.0%) | 225 (100.0%) |
Housing Costs as Percentage of Income in Zip Code 04538
Housing Costs as Percentage of Income: Less than $20,000

Housing Costs / Income | Owner-occupied | Renter-occupied |
Less than 20 percent | 0 (0.0%) | 0 (0.0%) |
20 to 29 percent | 0 (0.0%) | 41 (56.2%) |
30 percent or more | 73 (100.0%) | 32 (43.8%) |
Total | 73 (100.0%) | 73 (100.0%) |
Housing Costs as Percentage of Income: $20,000 to $34,999

Housing Costs / Income | Owner-occupied | Renter-occupied |
Less than 20 percent | 25 (40.3%) | 13 (40.6%) |
20 to 29 percent | 10 (16.1%) | 13 (40.6%) |
30 percent or more | 27 (43.5%) | 6 (18.8%) |
Total | 62 (100.0%) | 32 (100.0%) |
Housing Costs as Percentage of Income: $35,000 to $49,999

Housing Costs / Income | Owner-occupied | Renter-occupied |
Less than 20 percent | 19 (22.9%) | 0 (0.0%) |
20 to 29 percent | 13 (15.7%) | 15 (50.0%) |
30 percent or more | 51 (61.5%) | 15 (50.0%) |
Total | 83 (100.0%) | 30 (100.0%) |
Housing Costs as Percentage of Income: $50,000 to $74,999

Housing Costs / Income | Owner-occupied | Renter-occupied |
Less than 20 percent | 85 (63.9%) | 4 (13.3%) |
20 to 29 percent | 24 (18.0%) | 13 (43.3%) |
30 percent or more | 24 (18.0%) | 13 (43.3%) |
Total | 133 (100.0%) | 30 (100.0%) |
Housing Costs as Percentage of Income: $75,000 or more

Housing Costs / Income | Owner-occupied | Renter-occupied |
Less than 20 percent | 192 (75.0%) | 27 (100.0%) |
20 to 29 percent | 34 (13.3%) | 0 (0.0%) |
30 percent or more | 30 (11.7%) | 0 (0.0%) |
Total | 256 (100.0%) | 27 (100.0%) |
Physical Housing Characteristics in Zip Code 04538
Housing Structures in Zip Code 04538

Structure Type | # Housing Units | % Housing Units |
Single Unit, Detached | 583 | 69.7% |
Single Unit, Attached | 40 | 4.8% |
2 Unit Apartments | 17 | 2.0% |
3 or 4 Unit Apartments | 38 | 4.5% |
5 to 9 Unit Apartments | 48 | 5.7% |
10 or more Apartments | 76 | 9.1% |
Mobile Home / Other | 34 | 4.1% |
Total | 836 | 100.0% |
Housing Structures by Occupancy in Zip Code 04538

Structure Type | Owner-occupied | Renter-occupied |
Single Unit, Detached | 523 (89.7%) | 60 (10.3%) |
Single Unit, Attached | 40 (100.0%) | 0 (0.0%) |
2 Unit Apartments | 9 (52.9%) | 8 (47.1%) |
3 or 4 Unit Apartments | 9 (23.7%) | 29 (76.3%) |
5 to 9 Unit Apartments | 4 (8.3%) | 44 (91.7%) |
10 or more Apartments | 10 (13.2%) | 66 (86.8%) |
Mobile Home / Other | 16 (47.1%) | 18 (52.9%) |
Total | 611 (73.1%) | 225 (26.9%) |
Housing Structures by Year Built in Zip Code 04538

Year Built | # Structures | % Structures |
2014 or later | 0 | 0.0% |
2010 to 2013 | 41 | 4.9% |
2000 to 2009 | 49 | 5.9% |
1980 to 1999 | 242 | 28.9% |
1960 to 1979 | 120 | 14.3% |
1940 to 1959 | 156 | 18.7% |
1939 or earlier | 228 | 27.3% |
Total | 836 | 100.0% |
Housing Structures by Occupancy by Year Built in Zip Code 04538

Year Built | Owner-occupied | Renter-occupied |
2014 or later | 0 (0.0%) | 0 (0.0%) |
2010 to 2013 | 41 (6.7%) | 0 (0.0%) |
2000 to 2009 | 45 (7.4%) | 4 (1.8%) |
1980 to 1999 | 135 (22.1%) | 107 (47.6%) |
1960 to 1979 | 69 (11.3%) | 51 (22.7%) |
1940 to 1959 | 146 (23.9%) | 10 (4.4%) |
1939 or earlier | 175 (28.6%) | 53 (23.6%) |
Total | 611 (100.0%) | 225 (100.0%) |
Housing Structures by Number of Rooms in Zip Code 04538

Number of Rooms | Owner-occupied | Renter-occupied |
1 Room | 0 (0.0%) | 0 (0.0%) |
2 or 3 Rooms | 16 (2.6%) | 91 (40.4%) |
4 or 5 Rooms | 242 (39.6%) | 93 (41.3%) |
6 or 7 Rooms | 180 (29.5%) | 22 (9.8%) |
8 or more Rooms | 173 (28.3%) | 19 (8.4%) |
Total | 611 (100.0%) | 225 (100.0%) |
Housing Structure by Heating Type in Zip Code 04538

Heating Type | Owner-occupied | Renter-occupied |
Utility Gas | 66 (10.8%) | 13 (5.8%) |
Bottled, Tank, or LP Gas | 166 (27.2%) | 31 (13.8%) |
Electricity | 16 (2.6%) | 63 (28.0%) |
Fuel Oil or Kerosene | 323 (52.9%) | 95 (42.2%) |
Coal or Coke | 0 (0.0%) | 0 (0.0%) |
All other Fuels | 40 (6.6%) | 9 (4.0%) |
No Fuel Used | 0 (0.0%) | 14 (6.2%) |
Total | 611 (100.0%) | 225 (100.0%) |
Household Vehicle Usage in Zip Code 04538

Vehicles per Household | Owner-occupied | Renter-occupied |
No Vehicle | 21 (3.4%) | 27 (12.0%) |
1 Vehicle | 251 (41.1%) | 163 (72.4%) |
2 Vehicles | 228 (37.3%) | 13 (5.8%) |
3 or more Vehicles | 111 (18.2%) | 22 (9.8%) |
Total | 611 (100.0%) | 225 (100.0%) |
Real Estate & Mortgages in Zip Code 04538
Real Estate and Mortgage Overview in Zip Code 04538
Characteristic | Without Mortgage | With Mortgage |
Housing Units | 339 | 272 |
Median Property Value | $275,000 | $293,900 |
Median Household Income | $51,750 | $45 |
Monthly Housing Costs | $691 | $29 |
Real Estate Taxes | $2,603 | $0 |
Property Value by Mortgage Status in Zip Code 04538

Property Value | Without Mortgage | With Mortgage |
Less than $50,000 | 13 (3.8%) | 0 (0.0%) |
$50,000 to $99,999 | 16 (4.7%) | 0 (0.0%) |
$100,000 to $299,999 | 172 (50.7%) | 143 (52.6%) |
$300,000 to $499,999 | 86 (25.4%) | 83 (30.5%) |
$500,000 to $749,999 | 16 (4.7%) | 36 (13.2%) |
$750,000 to $999,999 | 4 (1.2%) | 0 (0.0%) |
$1,000,000 or more | 32 (9.4%) | 10 (3.7%) |
Total | 339 (100.0%) | 272 (100.0%) |
Household Income by Mortgage Status in Zip Code 04538

Household Income | Without Mortgage | With Mortgage |
Less than $10,000 | 10 (2.9%) | 28 (10.3%) |
$10,000 to $24,999 | 53 (15.6%) | 9 (3.3%) |
$25,000 to $34,999 | 44 (13.0%) | 14 (5.1%) |
$35,000 to $49,999 | 59 (17.4%) | 9 (3.3%) |
$50,000 to $74,999 | 82 (24.2%) | 24 (8.8%) |
$75,000 to $99,999 | 37 (10.9%) | 51 (18.8%) |
$100,000 to $149,999 | 32 (9.4%) | 65 (23.9%) |
$150,000 or more | 22 (6.5%) | 55 (20.2%) |
Total | 339 (100.0%) | 272 (100.0%) |
Housing Costs by Income Bracket by Mortgage Status in Zip Code 04538
Housing Costs as Percentage of Income: Less than $20,000

Relative Housing Costs | Without Mortgage | With Mortgage |
Less than 20 percent | 0 (0.0%) | 19 (1.2%) |
20 to 29 percent | 0 (0.0%) | 0 (0.0%) |
30 percent or more | 54 (100.0%) | 0 (0.0%) |
Total | 54 (100.0%) | 1,538 (100.0%) |
Housing Costs as Percentage of Income: $20,000 to $34,999

Relative Housing Costs | Without Mortgage | With Mortgage |
Less than 20 percent | 25 (51.0%) | 13 (68.4%) |
20 to 29 percent | 10 (20.4%) | 0 (0.0%) |
30 percent or more | 14 (28.6%) | 0 (0.0%) |
Total | 49 (100.0%) | 19 (100.0%) |
Housing Costs as Percentage of Income: $35,000 to $49,999

Relative Housing Costs | Without Mortgage | With Mortgage |
Less than 20 percent | 19 (32.2%) | 24 (184.6%) |
20 to 29 percent | 8 (13.6%) | 0 (0.0%) |
30 percent or more | 32 (54.2%) | 5 (38.5%) |
Total | 59 (100.0%) | 13 (100.0%) |
Housing Costs as Percentage of Income: $50,000 to $74,999

Relative Housing Costs | Without Mortgage | With Mortgage |
Less than 20 percent | 68 (82.9%) | 51 (268.4%) |
20 to 29 percent | 14 (17.1%) | 17 (89.5%) |
30 percent or more | 0 (0.0%) | 10 (52.6%) |
Total | 82 (100.0%) | 19 (100.0%) |
Housing Costs as Percentage of Income: $75,000 or more

Relative Housing Costs | Without Mortgage | With Mortgage |
Less than 20 percent | 86 (94.5%) | 165 (687.5%) |
20 to 29 percent | 5 (5.5%) | 106 (441.7%) |
30 percent or more | 0 (0.0%) | 29 (120.8%) |
Total | 91 (100.0%) | 24 (100.0%) |
Property Value to Household Income Ratio in Zip Code 04538

Value-to-Income Ratio | Without Mortgage | With Mortgage |
Less than 2.0x | 43 (12.7%) | 88,804 (32,648.5%) |
2.0x to 2.9x | 24 (7.1%) | 58 (21.3%) |
3.0x to 3.9x | 38 (11.2%) | 54 (19.9%) |
4.0x or more | 230 (67.8%) | 39 (14.3%) |
Total | 339 (100.0%) | 272 (100.0%) |
Median Housing Costs without a Mortgage in Zip Code 04538

Housing Costs | # Households | # Households |
Less than $200 | 0 | 0.0% |
$200 to $399 | 38 | 11.2% |
$400 to $599 | 74 | 21.8% |
$600 to $999 | 151 | 44.5% |
$1,000 to $1,299 | 25 | 7.4% |
$1,300 to $1,499 | 4 | 1.2% |
$1,500 or more | 47 | 13.9% |
Total | 339 | 100.0% |
Median Housing Costs with a Mortgage in Zip Code 04538

Housing Costs | # Households | # Households |
Less than $200 | 0 | 0.0% |
$200 to $399 | 0 | 0.0% |
$400 to $599 | 0 | 0.0% |
$600 to $799 | 5 | 1.8% |
$800 to $999 | 0 | 0.0% |
$1,000 to $1,499 | 14 | 5.1% |
$1,500 to $1,999 | 111 | 40.8% |
$2,000 to $2,499 | 58 | 21.3% |
$2,500 to $2,999 | 30 | 11.0% |
$3,000 or more | 25 | 9.2% |
Total | 272 | 100.0% |
Real Estate Taxes by Mortgage Status in Zip Code 04538

Property Taxes | Without Mortgage | With Mortgage |
Less than $800 | 38 (11.2%) | 0 (0.0%) |
$800 to $1,499 | 40 (11.8%) | 0 (0.0%) |
$800 to $1,499 | 256 (75.5%) | 46 (16.9%) |
Total | 339 (100.0%) | 272 (100.0%) |
Health & Disability in Zip Code 04538
Health Insurance Coverage by Age in Zip Code 04538

Age Bracket | With Coverage | Without Coverage |
Under 6 Years | 16 (100.0%) | 0 (0.0%) |
6 to 18 Years | 151 (83.9%) | 29 (16.1%) |
19 to 25 Years | 42 (100.0%) | 0 (0.0%) |
26 to 34 Years | 93 (41.3%) | 132 (58.7%) |
35 to 44 Years | 86 (81.1%) | 20 (18.9%) |
45 to 54 Years | 116 (73.4%) | 42 (26.6%) |
55 to 64 Years | 297 (90.3%) | 32 (9.7%) |
65 to 74 Years | 413 (100.0%) | 0 (0.0%) |
75 Years and older | 235 (100.0%) | 0 (0.0%) |
Total | 1,449 (85.0%) | 255 (15.0%) |
Health Insurance Coverage by Citizenship Status in Zip Code 04538

Citizenship Status | With Coverage | Without Coverage |
Native Born | 16 (100.0%) | 0 (0.0%) |
Foreign Born, Citizen | 151 (83.9%) | 29 (16.1%) |
Foreign Born, not a Citizen | 42 (100.0%) | 0 (0.0%) |
Health Insurance Coverage by Household Income in Zip Code 04538

Household Income | With Coverage | Without Coverage |
Under $25,000 | 167 (76.3%) | 52 (23.7%) |
$25,000 to $49,999 | 259 (86.9%) | 39 (13.1%) |
$50,000 to $74,999 | 286 (82.7%) | 60 (17.3%) |
$75,000 to $99,999 | 223 (86.4%) | 35 (13.6%) |
$100,000 and over | 509 (88.1%) | 69 (11.9%) |
Public vs Private Health Insurance Coverage by Age in Zip Code 04538

Age Bracket | Public Insurance | Private Insurance |
Under 6 | 0 (0.0%) | 16 (100.0%) |
6 to 18 Years | 37 (20.6%) | 138 (76.7%) |
19 to 25 Years | 28 (66.7%) | 24 (57.1%) |
25 to 34 Years | 21 (9.3%) | 79 (35.1%) |
35 to 44 Years | 48 (45.3%) | 50 (47.2%) |
45 to 54 Years | 18 (11.4%) | 116 (73.4%) |
55 to 64 Years | 90 (27.4%) | 244 (74.2%) |
65 to 74 Years | 408 (98.8%) | 310 (75.1%) |
75 Years and over | 230 (97.9%) | 169 (71.9%) |
Total | 880 (51.6%) | 1,146 (67.2%) |
Disability Status by Sex by Age in Zip Code 04538

Age Bracket | Male | Female |
Under 5 Years | 0 (0.0%) | 0 (0.0%) |
5 to 17 Years | 18 (20.4%) | 0 (0.0%) |
18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
35 to 64 Years | 70 (24.3%) | 31 (10.2%) |
65 to 74 Years | 22 (11.6%) | 52 (23.2%) |
75 Years and over | 40 (55.6%) | 61 (37.4%) |
Disability Class by Sex by Age in Zip Code 04538
Disability Class: Hearing Difficulty

Age Bracket | Male | Female |
Under 5 Years | 0 (0.0%) | 0 (0.0%) |
5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
35 to 64 Years | 22 (7.6%) | 4 (1.3%) |
65 to 74 Years | 16 (8.5%) | 5 (2.2%) |
75 Years and over | 16 (22.2%) | 28 (17.2%) |
Disability Class: Vision Difficulty

Age Bracket | Male | Female |
Under 5 Years | 0 (0.0%) | 0 (0.0%) |
5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
35 to 64 Years | 0 (0.0%) | 0 (0.0%) |
65 to 74 Years | 0 (0.0%) | 5 (2.2%) |
75 Years and over | 4 (5.6%) | 5 (3.1%) |
Disability Class: Cognitive Difficulty

Age Bracket | Male | Female |
5 to 17 Years | 18 (20.4%) | 0 (0.0%) |
18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
35 to 64 Years | 31 (10.8%) | 31 (10.2%) |
65 to 74 Years | 1 (0.5%) | 0 (0.0%) |
75 Years and over | 0 (0.0%) | 6 (3.7%) |
Disability Class: Ambulatory Difficulty

Age Bracket | Male | Female |
5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
35 to 64 Years | 23 (8.0%) | 30 (9.8%) |
65 to 74 Years | 5 (2.6%) | 42 (18.8%) |
75 Years and over | 24 (33.3%) | 37 (22.7%) |
Disability Class: Self-Care Difficulty

Age Bracket | Male | Female |
5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
35 to 64 Years | 8 (2.8%) | 6 (2.0%) |
65 to 74 Years | 1 (0.5%) | 0 (0.0%) |
75 Years and over | 11 (15.3%) | 1 (0.6%) |
Technology Access in Zip Code 04538
Computing Device Access in Zip Code 04538

Device Type | # Households | % Households |
Desktop or Laptop | 647 | 77.4% |
Smartphone | 643 | 76.9% |
Tablet | 457 | 54.7% |
No Computing Device | 54 | 6.5% |
Total | 836 | 100.0% |
Internet Access in Zip Code 04538

Internet Type | # Households | % Households |
Dial-Up Internet | 15 | 1.8% |
Broadband Home | 632 | 75.6% |
Cellular Data Only | 23 | 2.8% |
Satellite Internet | 15 | 1.8% |
No Internet | 155 | 18.5% |
Total | 836 | 100.0% |