Area Code 413 Zip Codes, Social, Economic & Demographic Characteristics

Q: What is the Total Population of Area Code 413?

Total Population of Area Code 413 is 814,927.

Q: What is the Total Male Population of Area Code 413?

Total Male Population of Area Code 413 is 391,630.

Q: What is the Total Female Population of Area Code 413?

Total Female Population of Area Code 413 is 423,297.

Q: What is the Ratio of Males per 100 Females in Area Code 413?

There are 92.52 Males per 100 Females in Area Code 413.

Q: What is the Ratio of Females per 100 Males in Area Code 413?

There are 108.09 Females per 100 Males in Area Code 413.

Q: What is the Median Population Age in Area Code 413?

Median Population Age in Area Code 413 is 45.4 Years.

Q: What is the Average Family Size in Area Code 413

Average Family Size in Area Code 413 is 2.9 People.

Q: What is the Average Household Size in Area Code 413

Average Household Size in Area Code 413 is 2.3 People.

Q: What is Per Capita Income in Area Code 413?

Per Capita income in Area Code 413 is $35,751.

Q: What is the Median Family Income in Area Code 413?

Median Family Income in Area Code 413 is $83,627.

On this page

Overview Summary Common Questions Race Ancestry Sex and Age Families and Households Median Family Size by Type Median Household Size by Type Household Size by Marriage Status Fertility Fertility by Age Fertility by Age by Marriage Status Fertility by Education Fertility by Education by Marriage Status Income Income Overview Earnings by Sex Earnings by Sex by Income Bracket Earnings by Sex by Education Income (Family)Family Income Brackets Family Income by Family Size Family Income by Number of Earners Income (Household)Household Income Brackets Household Income by Householder Age Poverty Income Below Poverty by Sex by Age Income Above Poverty by Sex by Age Poverty Among Married-Couple Families Poverty Among Single-Parent Households Poverty Among Married Couples vs Single Parents Employment Employment by Class of Employer Employment Status by Age Employment Status by Education Employment Occupations by Sex Employment Industries by Sex Education School Enrollment School Enrollment by Age by Funding Source Educational Attainment by Field of Study Educational Attainment by Sex by Age Transportation & Commute Vehicle Avavilability by Sex Commute Time Commute Time by Sex Time of Departure to Work by Sex Housing Occupancy Occupancy by Ownership Occupancy by Household Size Occupancy by Ownership Household Size Occupancy by Educational Attainment Occupancy by Age of Householder Occupancy by Ownership by Age of Householder Households by Occupants per Room Occupancy by Move-In Year Housing Finances Median Income by Occupancy Occupancy by Income Brackets Housing Costs Monthly Median Housing Costs Housing Costs as Percentage of Income Monthly Housing Cost Tiers Housing Costs as Percentage of Income Physical Housing Characteristics Housing Structures Housing Structures by Occupancy Housing Structures by Year Built Housing Structures by Occupancy by Year Built Housing Structures by Number of Rooms Housing Structures by Heating Type Households by Vehicle Usage Real Estate & Mortgages Real Estate & Mortgage Overview Property Value by Mortgage Status Household Income by Mortgage Status Housing Costs by Income by Mortgage Status Property Value to Household Income Ratio Median Housing Costs without Mortgage Median Housing Costs with Mortgage Real Estate Taxes by Mortgage Status Health & Disabiliy Health Insurance Coverage by Age Health Insurance Coverage by Citizenship Health Insurance Coverage by Household Income Public vs Private Health Insurance Coverage Disability Status by Sex by Age Disability Class by Sex by Age Technology Access Computing Device Access Internet Access

Area Code 413 Overview

814,927

TOTAL POPULATION

391,630

MALE POPULATION

423,297

FEMALE POPULATION

92.52

MALES / 100 FEMALES

108.09

FEMALES / 100 MALES

45.4

MEDIAN AGE

2.9

AVG FAMILY SIZE

2.3

AVG HOUSEHOLD SIZE

$35,751

PER CAPITA INCOME

$83,627

AVG FAMILY INCOME

$66,720

AVG HOUSEHOLD INCOME

26.3%

WAGE / INCOME GAP [ % ]

72.9¢ per $1

WAGE / INCOME GAP [ $ ]

$8,969

FAMILY INCOME DEFICIT

48.19

INEQUALITY / GINI INDEX

426,811

LABOR FORCE [ PEOPLE ]

63.0%

PERCENT IN LABOR FORCE

5.0%

UNEMPLOYMENT RATE

Area Code 413 Summary

Geography

Area code 413 is a telephone area code in the North American Numbering Plan (NANP) for the western third of Massachusetts. It includes the cities of Springfield, Pittsfield, Northampton, and Greenfield.

Social

Area code 413 is home to a diverse population of people from all walks of life. The area is known for its vibrant arts and culture scene, with a variety of museums, galleries, and performance venues.

Economics

Area code 413 is an important economic hub for the state of Massachusetts. It is home to a number of major employers, including Baystate Health, MassMutual, and Smith & Wesson.

Demographics

Area code 413 is home to a population of over 1.2 million people. The population is diverse, with a mix of races and ethnicities. The median household income is $60,000, and the median age is 39.

Common Questions

What is the Total Population of Area Code 413?

Total Population of Area Code 413 is 814,927.

What is the Total Male Population of Area Code 413?

Total Male Population of Area Code 413 is 391,630.

What is the Total Female Population of Area Code 413?

Total Female Population of Area Code 413 is 423,297.

What is the Ratio of Males per 100 Females in Area Code 413?

There are 92.52 Males per 100 Females in Area Code 413.

What is the Ratio of Females per 100 Males in Area Code 413?

There are 108.09 Females per 100 Males in Area Code 413.

What is the Median Population Age in Area Code 413?

Median Population Age in Area Code 413 is 45.4 Years.

What is the Average Family Size in Area Code 413

Average Family Size in Area Code 413 is 2.9 People.

What is the Average Household Size in Area Code 413

Average Household Size in Area Code 413 is 2.3 People.

What is Per Capita Income in Area Code 413?

Per Capita income in Area Code 413 is $35,751.

What is the Median Family Income in Area Code 413?

Median Family Income in Area Code 413 is $83,627.

What is the Median Household income in Area Code 413?

Median Household Income in Area Code 413 is $66,720.

What is Income or Wage Gap in Area Code 413?

Income or Wage Gap in Area Code 413 is 26.3%.

Women in Area Code 413 earn 73.7 cents for every dollar earned by a man.

What is Family Income Deficit in Area Code 413?

Family Income Deficit in Area Code 413 is $8,969.

Families that are below poverty line in Area Code 413 earn $8,969 less on average than the poverty threshold level.

What is Inequality or Gini Index in Area Code 413?

Inequality or Gini Index in Area Code 413 is 48.19.

How Large is the Labor Force in Area Code 413?

There are 426,811 People in the Labor Forcein in Area Code 413.

What is the Percentage of People in the Labor Force in Area Code 413?

63.0% of People are in the Labor Force in Area Code 413.

What is the Unemployment Rate in Area Code 413?

Unemployment Rate in Area Code 413 is 5.0%.

Race in Area Code 413

Race	# Population	% Population
Asian	22,712	2.8%
Black / African American	50,135	6.1%
Hawaian / Pacific	443	0.1%
Native / Alaskan	1,982	0.2%
White / Caucasian	691,695	84.9%
Two or more Races	24,059	2.9%
Some other Race	23,901	2.9%
Total	814,927	100.0%

Ancestry in Area Code 413

Race	# Population	% Population
African	3,332	0.4%
Alaska Native	23	0.0%
Alaskan Athabascan	13	0.0%
Albanian	941	0.1%
Aleut	7	0.0%
Alsatian	11	0.0%
American	35,299	4.3%
Apache	88	0.0%
Arab	4,617	0.6%
Argentinean	231	0.0%
Armenian	1,263	0.2%
Assyrian / Chaldean / Syriac	32	0.0%
Australian	230	0.0%
Austrian	2,358	0.3%
Bangladeshi	60	0.0%
Barbadian	278	0.0%
Basque	38	0.0%
Belgian	539	0.1%
Bermudan	27	0.0%
Bhutanese	101	0.0%
Blackfeet	321	0.0%
Bolivian	79	0.0%
Brazilian	1,201	0.2%
British	3,807	0.5%
British West Indian	104	0.0%
Bulgarian	160	0.0%
Burmese	77	0.0%
Cajun	83	0.0%
Cambodian	1,506	0.2%
Canadian	3,558	0.4%
Cape Verdean	1,377	0.2%
Celtic	306	0.0%
Central American	6,843	0.8%
Central American Indian	41	0.0%
Cherokee	889	0.1%
Chilean	115	0.0%
Chinese	7,736	0.9%
Chippewa	111	0.0%
Choctaw	252	0.0%
Colombian	1,896	0.2%
Costa Rican	308	0.0%
Cree	33	0.0%
Creek	25	0.0%
Croatian	364	0.0%
Crow	13	0.0%
Cuban	1,975	0.2%
Cypriot	15	0.0%
Czech	2,141	0.3%
Czechoslovakian	633	0.1%
Danish	1,555	0.2%
Delaware	31	0.0%
Dominican	8,219	1.0%
Dutch	4,807	0.6%
Eastern European	3,716	0.5%
Ecuadorian	2,025	0.3%
Egyptian	257	0.0%
English	71,473	8.8%
Estonian	93	0.0%
Ethiopian	125	0.0%
European	7,505	0.9%
Fijian	136	0.0%
Filipino	2,230	0.3%
Finnish	1,912	0.2%
French	81,397	10.0%
French American Indian	62	0.0%
French Canadian	44,388	5.4%
German	54,619	6.7%
Ghanaian	291	0.0%
Greek	5,821	0.7%
Guamanian / Chamorro	58	0.0%
Guatemalan	2,270	0.3%
Guyanese	171	0.0%
Haitian	1,049	0.1%
Hmong	123	0.0%
Honduran	908	0.1%
Hungarian	2,403	0.3%
Icelander	107	0.0%
Indian (Asian)	4,466	0.5%
Indonesian	163	0.0%
Iranian	420	0.1%
Iraqi	361	0.0%
Irish	130,955	16.1%
Iroquois	391	0.1%
Israeli	246	0.0%
Italian	82,991	10.2%
Jamaican	4,962	0.6%
Japanese	1,685	0.2%
Jordanian	27	0.0%
Kenyan	273	0.0%
Korean	2,449	0.3%
Laotian	317	0.0%
Latvian	231	0.0%
Lebanese	2,600	0.3%
Liberian	236	0.0%
Lithuanian	4,820	0.6%
Luxembourger	17	0.0%
Macedonian	65	0.0%
Malaysian	44	0.0%
Maltese	50	0.0%
Mexican	5,736	0.7%
Mexican American Indian	157	0.0%
Mongolian	20	0.0%
Moroccan	339	0.0%
Native Hawaiian	421	0.1%
Navajo	113	0.0%
Nepalese	895	0.1%
New Zealander	81	0.0%
Nicaraguan	513	0.1%
Nigerian	493	0.1%
Northern European	878	0.1%
Norwegian	3,884	0.5%
Okinawan	5	0.0%
Pakistani	1,598	0.2%
Palestinian	76	0.0%
Panamanian	594	0.1%
Paraguayan	69	0.0%
Pennsylvania German	163	0.0%
Peruvian	879	0.1%
Polish	80,151	9.8%
Portuguese	14,057	1.7%
Potawatomi	17	0.0%
Puerto Rican	108,976	13.4%
Romanian	1,804	0.2%
Russian	12,136	1.5%
Salvadoran	2,228	0.3%
Samoan	231	0.0%
Scandinavian	1,065	0.1%
Scotch-Irish	5,249	0.6%
Scottish	16,884	2.1%
Seminole	52	0.0%
Senegalese	46	0.0%
Serbian	148	0.0%
Sierra Leonean	17	0.0%
Sioux	64	0.0%
Slavic	280	0.0%
Slovak	965	0.1%
Slovene	119	0.0%
Somali	713	0.1%
South African	242	0.0%
South American	5,954	0.7%
South American Indian	275	0.0%
Soviet Union	29	0.0%
Spaniard	1,296	0.2%
Spanish	1,179	0.1%
Spanish American Indian	90	0.0%
Sri Lankan	283	0.0%
Subsaharan African	7,593	0.9%
Sudanese	91	0.0%
Swedish	8,362	1.0%
Swiss	1,073	0.1%
Syrian	401	0.1%
Taiwanese	122	0.0%
Thai	336	0.0%
Tlingit-Haida	7	0.0%
Tohono O'Odham	8	0.0%
Tongan	22	0.0%
Trinidadian and Tobagonian	418	0.1%
Turkish	1,536	0.2%
U.S. Virgin Islander	96	0.0%
Ugandan	75	0.0%
Ukrainian	4,946	0.6%
Uruguayan	338	0.0%
Venezuelan	267	0.0%
Vietnamese	3,694	0.4%
Welsh	3,244	0.4%
West Indian	419	0.1%
Yugoslavian	281	0.0%
Zimbabwean	150	0.0%

Sex and Age in Area Code 413

Age Bracket	Male	Female
Under 5 Years	20,436 (5.2%)	19,085 (4.5%)
5 to 9 Years	20,874 (5.3%)	21,197 (5.0%)
10 to 14 Years	24,396 (6.2%)	22,022 (5.2%)
15 to 19 Years	30,223 (7.7%)	32,140 (7.6%)
20 to 24 Years	33,921 (8.7%)	35,459 (8.4%)
25 to 29 Years	25,822 (6.6%)	25,384 (6.0%)
30 to 34 Years	24,321 (6.2%)	24,329 (5.8%)
35 to 39 Years	21,368 (5.5%)	23,106 (5.5%)
40 to 44 Years	21,853 (5.6%)	23,703 (5.6%)
45 to 49 Years	23,410 (6.0%)	25,853 (6.1%)
50 to 54 Years	26,766 (6.8%)	28,818 (6.8%)
55 to 59 Years	28,362 (7.2%)	30,575 (7.2%)
60 to 64 Years	26,572 (6.8%)	29,909 (7.1%)
65 to 69 Years	22,764 (5.8%)	25,355 (6.0%)
70 to 74 Years	16,568 (4.2%)	19,199 (4.5%)
75 to 79 Years	9,939 (2.5%)	13,502 (3.2%)
80 to 84 Years	7,260 (1.8%)	10,076 (2.4%)
85 Years and over	6,775 (1.7%)	13,585 (3.2%)
Total	391,630 (100.0%)	423,297 (100.0%)

Selected Sex and Age Groups in Area Code 413

Age Bracket	Male	Female
5 to 14 Years	45,270 (11.6%)	43,219 (10.2%)
15 to 17 Years	15,115 (3.9%)	14,560 (3.4%)
Under 18 Years	80,821 (20.6%)	76,864 (18.2%)
18 to 24 Years	49,029 (12.5%)	53,039 (12.5%)
15 to 44 Years	157,508 (40.2%)	164,121 (38.8%)
16 Years and over	321,133 (82.0%)	356,401 (84.2%)
18 Years and over	310,809 (79.4%)	346,433 (81.8%)
21 Years and over	287,701 (73.5%)	318,710 (75.3%)
60 Years and over	89,878 (23.0%)	111,626 (26.4%)
62 Years and over	78,854 (20.1%)	99,566 (23.5%)
65 Years and over	63,306 (16.2%)	81,717 (19.3%)
75 Years and over	23,974 (6.1%)	37,163 (8.8%)
Total	391,630 (100.0%)	423,297 (100.0%)

Families and Households in Area Code 413

Median Family Size in Area Code 413

Family Type	# Families	Family Size
Married-Couple Families	133,691 (68.4%)	2.90
Single Male/Father	15,432 (7.9%)	2.73
Single Female/Mother	46,331 (23.7%)	2.76
All Families	195,454 (100.0%)	2.87

Median Household Size in Area Code 413

Household Type	# Households	Household Size
Married-Couple Families	133,691 (41.9%)	2.92
Single Male/Father	15,432 (4.8%)	3.13
Single Female/Mother	46,331 (14.5%)	3.01
Nonfamily Households	123,662 (38.8%)	1.30
All Households	319,116 (100.0%)	2.34

Household Size by Family Status in Area Code 413

Household Size	Family Households	Nonfamily Households
1-Person Households	-	99,754 (31.3%)
2-Person Households	89,539 (28.1%)	19,569 (6.1%)
3-Person Households	47,871 (15.0%)	2,578 (0.8%)
4-Person Households	37,061 (11.6%)	1,398 (0.4%)
5-Person Households	14,253 (4.5%)	292 (0.1%)
6-Person Households	4,359 (1.4%)	44 (0.0%)
7+ Person Households	2,371 (0.7%)	27 (0.0%)
Total	195,454 (61.3%)	123,662 (38.8%)

Female Fertility in Area Code 413

Fertility by Age in Area Code 413

Age Bracket	Women with Births	Births / 1,000 Women
15 to 19 years	235 (2.9%)	62.1
20 to 34 years	5,769 (70.7%)	113.1
35 to 50 years	2,154 (26.4%)	50.0
Total	8,158 (100.0%)	60.5

Fertility by Age by Marriage Status in Area Code 413

Age Bracket	Married	Unmarried
15 to 19 years	0 (0.0%)	235 (100.0%)
20 to 34 years	2,938 (50.9%)	2,831 (49.1%)
35 to 50 years	914 (42.4%)	1,240 (57.6%)
Total	4,511 (55.3%)	3,647 (44.7%)

Fertility by Education in Area Code 413

Educational Attainment	Women with Births	Births / 1,000 Women
Less than High School	1,058 (13.0%)	89.2
High School Diploma	1,567 (19.2%)	98.8
College or Associate's Degree	2,525 (30.9%)	68.4
Bachelor's Degree	1,832 (22.5%)	85.5
Graduate Degree	1,176 (14.4%)	145.8
Total	8,158 (100.0%)	60.5

Fertility by Education by Marriage Status in Area Code 413

Educational Attainment	Married	Unmarried
Less than High School	204 (19.3%)	854 (80.7%)
High School Diploma	371 (23.7%)	1,196 (76.3%)
College or Associate's Degree	862 (34.1%)	1,663 (65.9%)
Bachelor's Degree	979 (53.4%)	853 (46.6%)
Graduate Degree	414 (35.2%)	762 (64.8%)
Total	4,511 (55.3%)	3,647 (44.7%)

Income in Area Code 413

Income Overview in Area Code 413

Characteristic	Number	Measure
Per Capita Income	814,927	$35,751
Median Family Income	195,454	$83,627
Mean Family Income	195,454	$11,249,917
Median Household Income	319,116	$66,720
Mean Household Income	319,116	$9,582,508
Income Deficit	195,454	$8,969
Wage / Icome Gap (%)	814,927	26.31%
Wage / Income Gap ($)	814,927	72.91¢ per $1
Gini / Inequality Index	814,927	48.19

Earnings by Sex in Area Code 413

Sex	Number	Median Income
Male	220,232 (49.4%)	$42,325
Female	225,207 (50.6%)	$31,535
Average	445,439 (100.0%)	$36,238

Earnings by Sex by Income Bracket in Area Code 413

Income	Male	Female
$2,499 or less	13,085 (5.9%)	17,661 (7.8%)
$2,500 to $4,999	10,389 (4.7%)	13,751 (6.1%)
$5,000 to $7,499	9,523 (4.3%)	11,743 (5.2%)
$7,500 to $9,999	5,667 (2.6%)	8,539 (3.8%)
$10,000 to $12,499	7,439 (3.4%)	10,158 (4.5%)
$12,500 to $14,999	4,980 (2.3%)	6,739 (3.0%)
$15,000 to $17,499	6,263 (2.8%)	8,430 (3.7%)
$17,500 to $19,999	4,700 (2.1%)	6,064 (2.7%)
$20,000 to $22,499	7,401 (3.4%)	9,691 (4.3%)
$22,500 to $24,999	4,644 (2.1%)	6,179 (2.7%)
$25,000 to $29,999	11,563 (5.2%)	14,498 (6.4%)
$30,000 to $34,999	13,821 (6.3%)	15,521 (6.9%)
$35,000 to $39,999	10,992 (5.0%)	11,530 (5.1%)
$40,000 to $44,999	11,696 (5.3%)	12,029 (5.3%)
$45,000 to $49,999	9,293 (4.2%)	8,825 (3.9%)
$50,000 to $54,999	12,442 (5.7%)	10,296 (4.6%)
$55,000 to $64,999	16,771 (7.6%)	14,915 (6.6%)
$65,000 to $74,999	12,728 (5.8%)	10,860 (4.8%)
$75,000 to $99,999	21,461 (9.7%)	15,733 (7.0%)
$100,000+	25,374 (11.5%)	12,045 (5.3%)
Total	220,232 (100.0%)	225,207 (100.0%)

Earnings by Sex by Educational Attainment in Area Code 413

Educational Attainment	Male Income	Female Income
Less than High School	$1,994,950	$913,225
High School Diploma	$4,296,935	$2,515,617
College or Associate's Degree	$4,348,078	$3,177,214
Bachelor's Degree	$4,972,893	$4,163,563
Graduate Degree	$6,242,476	$5,091,080
Total	$5,194,835	$3,858,228

Family Income in Area Code 413

Family Income Brackets in Area Code 413

Income Bracket	# Families	% Families
Less than $10,000	837,325	428.4%
$10,000 to $14,999	354,163	181.2%
$15,000 to $24,999	1,201,260	614.6%
$25,000 to $34,999	1,457,891	745.9%
$35,000 to $49,999	2,475,425	1,266.5%
$50,000 to $74,999	4,220,243	2,159.2%
$75,000 to $99,999	3,463,445	1,772.0%
$100,000 to $149,999	4,280,247	2,189.9%
$150,000 to $199,999	1,963,140	1,004.4%
$200,000+	1,831,404	937.0%

Family Income by Famaliy Size in Area Code 413

Income Bracket	# Families	Median Income
2-Person Families	96,858 (49.6%)	$74,098
3-Person Families	46,453 (23.8%)	$94,549
4-Person Families	34,091 (17.4%)	$105,077
5-Person Families	12,609 (6.5%)	$110,341
6-Person Families	3,541 (1.8%)	$126,552
7+ Person Families	1,902 (1.0%)	$93,226
Total	195,454 (100.0%)	$83,627

Family Income by Number of Earners in Area Code 413

Number of Earners	# Families	Median Income
No Earners	31,614 (16.2%)	$46,377
1 Earner	61,780 (31.6%)	$62,692
2 Earners	77,844 (39.8%)	$102,291
3+ Earners	24,216 (12.4%)	$135,932
Total	195,454 (100.0%)	$83,627

Household Income in Area Code 413

Household Income Brackets in Area Code 413

Income Bracket	# Households	% Households
Less than $10,000	1,973,413	618.4%
$10,000 to $14,999	1,696,102	531.5%
$15,000 to $24,999	3,514,105	1,101.2%
$25,000 to $34,999	3,116,487	976.6%
$35,000 to $49,999	4,298,812	1,347.1%
$50,000 to $74,999	6,407,849	2,008.0%
$75,000 to $99,999	4,997,357	1,566.0%
$100,000 to $149,999	5,816,527	1,822.7%
$150,000 to $199,999	2,329,228	729.9%
$200,000+	2,229,344	698.6%

Household Income by Householder Age in Area Code 413

Income Bracket	# Households	Median Income
15 to 24 Years	9,809 (3.1%)	$41,295
25 to 44 Years	89,629 (28.1%)	$76,228
45 to 64 Years	127,789 (40.0%)	$80,332
65+ Years	91,889 (28.8%)	$49,541
Total	319,116 (100.0%)	$66,720

Poverty in Area Code 413

Income Below Poverty by Sex and Age in Area Code 413

Age Bracket	Male	Female
Under 5 Years	4,644 (23.4%)	4,279 (22.7%)
5 Years	804 (20.4%)	1,002 (22.9%)
6 to 11 Years	5,489 (21.5%)	4,924 (19.6%)
12 to 14 Years	2,964 (20.2%)	2,344 (18.3%)
15 Years	886 (18.6%)	788 (17.2%)
16 and 17 Years	1,801 (18.2%)	1,992 (20.9%)
18 to 24 Years	7,834 (21.8%)	8,118 (24.4%)
25 to 34 Years	5,867 (11.9%)	9,018 (18.2%)
35 to 44 Years	4,649 (10.9%)	7,006 (15.0%)
45 to 54 Years	4,461 (9.0%)	6,458 (11.8%)
55 to 64 Years	5,402 (9.9%)	6,695 (11.1%)
65 to 74 Years	2,425 (6.3%)	4,101 (9.3%)
75 Years and over	1,681 (7.4%)	4,095 (11.9%)
Total	48,907 (13.1%)	60,820 (15.3%)

Income Above Poverty by Sex and Age in Area Code 413

Age Bracket	Male	Female
Under 5 Years	15,210 (76.6%)	14,593 (77.3%)
5 Years	3,141 (79.6%)	3,375 (77.1%)
6 to 11 Years	20,032 (78.5%)	20,188 (80.4%)
12 to 14 Years	11,741 (79.8%)	10,480 (81.7%)
15 Years	3,881 (81.4%)	3,785 (82.8%)
16 and 17 Years	8,111 (81.8%)	7,559 (79.1%)
18 to 24 Years	28,056 (78.2%)	25,138 (75.6%)
25 to 34 Years	43,580 (88.1%)	40,607 (81.8%)
35 to 44 Years	38,045 (89.1%)	39,730 (85.0%)
45 to 54 Years	45,209 (91.0%)	48,022 (88.1%)
55 to 64 Years	48,989 (90.1%)	53,420 (88.9%)
65 to 74 Years	36,243 (93.7%)	39,909 (90.7%)
75 Years and over	21,134 (92.6%)	30,236 (88.1%)
Total	323,372 (86.9%)	337,042 (84.7%)

Income Below Poverty Among Married-Couple Families in Area Code 413

Children	Above Poverty	Below Poverty
No Children	83,496 (96.9%)	2,677 (3.1%)
1 or 2 Children	38,206 (95.7%)	1,702 (4.3%)
3 or 4 Children	6,648 (92.1%)	566 (7.9%)
5 or more Children	257 (64.9%)	139 (35.1%)
Total	128,607 (96.2%)	5,084 (3.8%)

Income Below Poverty Among Single Parent Households in Area Code 413

Children	Male	Female
No Children	465 (6.0%)	1,754 (10.6%)
1 or 2 Children	912 (13.6%)	7,828 (31.5%)
3 or 4 Children	206 (21.1%)	2,549 (57.8%)
5 or more Children	45 (80.4%)	380 (77.4%)
Total	1,628 (10.5%)	12,511 (27.0%)

Income Below Poverty Among Married-Couple vs Single-Parent Households in Area Code 413

Children	Married-Couple Families	Single-Parent Households
No Children	2,677 (3.1%)	7,680 (31.7%)
1 or 2 Children	1,702 (4.3%)	6,722 (21.3%)
3 or 4 Children	566 (7.9%)	974 (18.1%)
5 or more Children	139 (35.1%)	56 (10.2%)

Employment Characteristics in Area Code 413

Employment by Class of Employer in Area Code 413

Employer Class	# Employees	% Employees
Private Company Employees	242,313	62.2%
Self-Employed / Incorporated	8,925	2.3%
Self-Employed / Not Incorporated	24,095	6.2%
Not-for-profit Organizations	51,573	13.2%
Local Government Employees	32,068	8.2%
State Government Employees	22,312	5.7%
Federal Government Employees	7,748	2.0%
Unpaid Family Workers	690	0.2%
Total	389,724	100.0%

Employment Status by Age in Area Code 413

Age Bracket	In Labor Force	Unemployed
16 to 19 Years	2,709,185 (5,113.6%)	1,020,872 (1,926.9%)
20 to 24 Years	5,551,302 (8,001.3%)	539,638 (777.8%)
25 to 29 Years	4,535,111 (8,856.6%)	311,486 (608.3%)
30 to 34 Years	4,467,384 (9,182.7%)	224,033 (460.5%)
35 to 44 Years	8,388,905 (9,317.9%)	373,174 (414.5%)
45 to 54 Years	9,641,835 (9,196.1%)	368,118 (351.1%)
55 to 59 Years	5,063,631 (8,591.6%)	251,307 (426.4%)
60 to 64 Years	3,930,795 (6,959.5%)	209,770 (371.4%)
65 to 74 Years	3,340,592 (3,982.3%)	232,700 (277.4%)
75 Years and over	561,666 (918.7%)	107,540 (175.9%)
Total	426,811 (63.0%)	33,993 (5.0%)

Employment Status by Educational Attainment in Area Code 413

Educational Attainment	In Labor Force	Unemployed
Less than High School	2,526,550 (6,335.7%)	354,635 (889.3%)
High School Diploma	9,447,188 (8,389.0%)	584,579 (519.1%)
College / Associate Degree	10,895,310 (9,156.8%)	522,468 (439.1%)
Bachelor's Degree or higher	13,631,556 (9,830.0%)	401,874 (289.8%)
Total	36,910,719 (8,999.3%)	1,740,681 (424.4%)

Employment Occupations by Sex in Area Code 413

Management, Business, Science and Arts Occupations

Management, Business, Science and Arts Occupations by Sex

Occupation	Male	Female
Management	20,148 (57.1%)	15,136 (42.9%)
Business & Financial	7,102 (42.1%)	9,758 (57.9%)
Computer, Engineering & Science	14,055 (74.0%)	4,932 (26.0%)
Computer & Mathematics	6,827 (78.1%)	1,911 (21.9%)
Architecture & Engineering	5,452 (83.2%)	1,101 (16.8%)
Life, Physical & Social Science	1,776 (48.0%)	1,920 (51.9%)
Community & Social Service	18,846 (33.0%)	38,238 (67.0%)
Education, Arts & Media	3,137 (29.2%)	7,616 (70.8%)
Legal Services & Support	1,266 (41.9%)	1,754 (58.1%)
Education Instruction & Library	9,879 (29.0%)	24,198 (71.0%)
Arts, Media & Entertainment	4,564 (49.4%)	4,670 (50.6%)
Health Diagnosing & Treating	5,932 (21.7%)	21,437 (78.3%)
Health Technologists	4,078 (21.9%)	14,507 (78.1%)
Total (Category)	66,083 (42.5%)	89,501 (57.5%)
Total (Overall)	195,267 (49.2%)	201,833 (50.8%)

Services Occupations

Services Occupations by Sex

Occupation	Male	Female
Healthcare Support	3,101 (15.2%)	17,343 (84.8%)
Security & Protection	7,419 (79.6%)	1,906 (20.4%)
Firefighting & Prevention	3,680 (73.7%)	1,314 (26.3%)
Law Enforcement	3,739 (86.3%)	592 (13.7%)
Food Preparation & Serving	10,803 (44.7%)	13,370 (55.3%)
Cleaning & Maintenance	10,440 (69.7%)	4,543 (30.3%)
Personal Care and Service	2,608 (20.8%)	9,923 (79.2%)
Total (Category)	34,371 (42.2%)	47,085 (57.8%)
Total (Overall)	195,267 (49.2%)	201,833 (50.8%)

Sales and Office Occupations

Sales and Office Occupations by Sex

Occupation	Male	Female
Sales & Related	18,729 (50.7%)	18,203 (49.3%)
Office & Administration	10,736 (23.9%)	34,098 (76.0%)
Total (Category)	29,465 (36.0%)	52,301 (64.0%)
Total (Overall)	195,267 (49.2%)	201,833 (50.8%)

Natural Resources, Construction and Maintenance Occupations

Natural Resources, Construction and Maintenance Occupations by Sex

Occupation	Male	Female
Farming, Fishing & Forestry	1,378 (72.3%)	528 (27.7%)
Construction & Extraction	16,620 (96.6%)	591 (3.4%)
Installation, Maintenance & Repair	9,471 (96.0%)	400 (4.1%)
Total (Category)	27,469 (94.8%)	1,519 (5.2%)
Total (Overall)	195,267 (49.2%)	201,833 (50.8%)

Production, Transportation and Moving Occupations

Production, Transportation and Moving Occupations by Sex

Occupation	Male	Female
Production	17,779 (74.6%)	6,043 (25.4%)
Transportation	10,760 (80.6%)	2,595 (19.4%)
Material Moving	9,340 (77.0%)	2,789 (23.0%)
Total (Category)	37,879 (76.8%)	11,427 (23.2%)
Total (Overall)	195,267 (49.2%)	201,833 (50.8%)

Employment Industries by Sex in Area Code 413

Employment Industries in Area Code 413

Employment Industries by Sex in Area Code 413

Industry	Male	Female
Agriculture, Fishing & Hunting	2,148 (67.8%)	1,020 (32.2%)
Mining, Quarrying, & Extraction	272 (93.8%)	18 (6.2%)
Construction	18,175 (89.5%)	2,133 (10.5%)
Manufacturing	29,204 (75.0%)	9,719 (25.0%)
Wholesale Trade	6,741 (75.4%)	2,196 (24.6%)
Retail Trade	23,639 (52.4%)	21,447 (47.6%)
Transportation & Warehousing	10,184 (72.3%)	3,907 (27.7%)
Utilities	2,959 (76.3%)	920 (23.7%)
Information	3,783 (55.0%)	3,096 (45.0%)
Finance & Insurance	7,199 (39.6%)	10,987 (60.4%)
Real Estate, Rental & Leasing	3,221 (55.0%)	2,638 (45.0%)
Professional & Scientific	10,188 (53.1%)	8,997 (46.9%)
Enterprise Management	140 (47.3%)	156 (52.7%)
Administrative & Support	8,089 (63.8%)	4,596 (36.2%)
Educational Services	20,072 (34.2%)	38,652 (65.8%)
Health Care & Social Assistance	15,354 (21.6%)	55,607 (78.4%)
Arts, Entertainment & Recreation	4,178 (48.9%)	4,371 (51.1%)
Accommodation & Food Services	12,841 (46.9%)	14,547 (53.1%)
Public Administration	9,730 (59.0%)	6,771 (41.0%)
Total	195,267 (49.2%)	201,833 (50.8%)

Education in Area Code 413

School Enrollment in Area Code 413

School Level	# Students	% Students
Nursery / Preschool	11,692	5.5%
Kindergarten	8,331	3.9%
Elementary School	33,939	15.9%
Middle School	37,224	17.4%
High School	39,843	18.6%
College / Undegraduate	70,710	33.1%
Graduate / Professional	12,029	5.6%
Total	213,768	100.0%

School Enrollment by Age by Funding Source in Area Code 413

Age Bracket	Public School	Private School
3 to 4 Year Olds	5,779 (64.4%)	3,188 (35.5%)
5 to 9 Year Old	37,018 (91.8%)	3,305 (8.2%)
10 to 14 Year Olds	41,898 (91.6%)	3,815 (8.4%)
15 to 17 Year Olds	26,095 (90.7%)	2,679 (9.3%)
18 to 19 Year Olds	20,297 (71.8%)	7,962 (28.2%)
20 to 24 Year Olds	25,017 (65.4%)	13,231 (34.6%)
25 to 34 Year Olds	9,384 (75.4%)	3,057 (24.6%)
35 Years and over	7,760 (70.3%)	3,283 (29.7%)
Total	173,248 (81.0%)	40,520 (19.0%)

Educational Attainment by Field of Study in Area Code 413

Field of Study	# Graduates	% Graduates
Computers and Mathematics	7,316	3.7%
Bio, Nature & Agricultural	12,855	6.5%
Physical and Health Sciences	5,697	2.9%
Psychology	13,203	6.7%
Social Sciences	17,528	8.9%
Engineering	10,182	5.2%
Multidisciplinary Studies	1,402	0.7%
Science and Engineering	19,132	9.7%
Business	28,919	14.7%
Education	23,921	12.1%
Literature and Languages	14,401	7.3%
Liberal Arts and History	12,333	6.3%
Visual and Performing Arts	11,063	5.6%
Communications	6,341	3.2%
Arts and Humanities	12,646	6.4%
Total	196,939	100.0%

Educational Attainment by Sex by Age in Area Code 413

By Age Bracket: 18 to 24 Years

Education Attainment	Male	Female
Less than 9th Grade	739 (1.5%)	505 (0.9%)
9th to 12th Grade	5,183 (10.6%)	3,597 (6.8%)
High School Diploma	13,905 (28.4%)	9,936 (18.7%)
College / No Degree	24,067 (49.1%)	31,822 (60.0%)
Associate's Degree	1,558 (3.2%)	1,859 (3.5%)
Bachelor's Degree	3,256 (6.6%)	4,888 (9.2%)
Graduate Degree	321 (0.6%)	432 (0.8%)
Total	49,029 (100.0%)	53,039 (100.0%)

By Age Bracket: 25 to 34 Years

Education Attainment	Male	Female
Less than 9th Grade	1,400 (2.8%)	1,068 (2.1%)
9th to 12th Grade	4,572 (9.1%)	3,500 (7.0%)
High School Diploma	15,036 (30.0%)	9,896 (19.9%)
College / No Degree	9,771 (19.5%)	10,427 (21.0%)
Associate's Degree	4,045 (8.1%)	5,077 (10.2%)
Bachelor's Degree	11,391 (22.7%)	12,318 (24.8%)
Graduate Degree	3,928 (7.8%)	7,427 (14.9%)
Total	50,143 (100.0%)	49,713 (100.0%)

By Age Bracket: 35 to 44 Years

Education Attainment	Male	Female
Less than 9th Grade	1,502 (3.5%)	1,507 (3.2%)
9th to 12th Grade	3,184 (7.4%)	2,498 (5.3%)
High School Diploma	14,161 (32.8%)	9,257 (19.8%)
College / No Degree	7,244 (16.8%)	9,249 (19.8%)
Associate's Degree	3,870 (8.9%)	4,574 (9.8%)
Bachelor's Degree	8,192 (19.0%)	10,936 (23.4%)
Graduate Degree	5,068 (11.7%)	8,788 (18.8%)
Total	43,221 (100.0%)	46,809 (100.0%)

By Age Bracket: 45 to 64 Years

Education Attainment	Male	Female
Less than 9th Grade	3,855 (3.7%)	3,442 (3.0%)
9th to 12th Grade	7,293 (6.9%)	6,057 (5.3%)
High School Diploma	35,315 (33.6%)	28,949 (25.1%)
College / No Degree	18,484 (17.6%)	21,852 (19.0%)
Associate's Degree	10,076 (9.6%)	14,317 (12.4%)
Bachelor's Degree	17,580 (16.7%)	22,126 (19.2%)
Graduate Degree	12,507 (11.9%)	18,412 (16.0%)
Total	105,110 (100.0%)	115,155 (100.0%)

By Age Bracket: 65 Years and over

Education Attainment	Male	Female
Less than 9th Grade	4,351 (6.9%)	5,409 (6.6%)
9th to 12th Grade	5,000 (7.9%)	6,756 (8.3%)
High School Diploma	18,523 (29.3%)	29,211 (35.7%)
College / No Degree	9,778 (15.4%)	11,860 (14.5%)
Associate's Degree	4,463 (7.0%)	6,190 (7.6%)
Bachelor's Degree	9,879 (15.6%)	10,771 (13.2%)
Graduate Degree	11,312 (17.9%)	11,520 (14.1%)
Total	63,306 (100.0%)	81,717 (100.0%)

Transportation & Commute in Area Code 413

Vehicle Availability by Sex in Area Code 413

Vehicles Available	Male	Female
No Vehicle	6,286 (3.3%)	6,928 (3.7%)
1 Vehicle	39,285 (20.9%)	49,266 (26.1%)
2 Vehicles	82,214 (43.7%)	78,152 (41.4%)
3 Vehicles	38,252 (20.3%)	35,130 (18.6%)
4 Vehicles	15,993 (8.5%)	14,139 (7.5%)
5 or more Vehicles	6,284 (3.3%)	5,128 (2.7%)
Total	188,314 (100.0%)	188,743 (100.0%)

Commute Time in Area Code 413

Commute Time	# Commuters	% Commuters
Less than 5 Minutes	13,339	3.6%
5 to 9 Minutes	45,040	12.2%
10 to 14 Minutes	58,830	15.9%
15 to 19 Minutes	61,818	16.7%
20 to 24 Minutes	56,951	15.4%
25 to 29 Minutes	26,041	7.0%
30 to 34 Minutes	44,645	12.1%
35 to 39 Minutes	9,988	2.7%
40 to 44 Minutes	12,894	3.5%
45 to 59 Minutes	22,174	6.0%
60 to 89 Minutes	11,614	3.1%
90 or more Minutes	6,320	1.7%

Commute Time by Sex in Area Code 413

Commute Time	Male	Female
Less than 5 Minutes	6,575 (3.6%)	6,764 (3.6%)
5 to 9 Minutes	20,163 (11.0%)	24,877 (13.3%)
10 to 14 Minutes	27,129 (14.8%)	31,701 (17.0%)
15 to 19 Minutes	29,665 (16.2%)	32,153 (17.2%)
20 to 24 Minutes	27,924 (15.3%)	29,027 (15.5%)
25 to 29 Minutes	13,035 (7.1%)	13,006 (7.0%)
30 to 34 Minutes	23,160 (12.7%)	21,485 (11.5%)
35 to 39 Minutes	5,059 (2.8%)	4,929 (2.6%)
40 to 44 Minutes	6,653 (3.6%)	6,241 (3.3%)
45 to 59 Minutes	12,479 (6.8%)	9,695 (5.2%)
60 to 89 Minutes	7,093 (3.9%)	4,521 (2.4%)
90 or more Minutes	4,093 (2.2%)	2,227 (1.2%)

Time of Departure to Work by Sex in Area Code 413

Time of Departure	Male	Female
12:00 AM to 4:59 AM	8,768 (4.8%)	2,942 (1.6%)
5:00 AM to 5:29 AM	7,425 (4.1%)	2,516 (1.3%)
5:30 AM to 5:59 AM	10,336 (5.7%)	5,271 (2.8%)
6:00 AM to 6:29 AM	18,613 (10.2%)	10,290 (5.5%)
6:30 AM to 6:59 AM	21,335 (11.7%)	17,341 (9.3%)
7:00 AM to 7:29 AM	24,027 (13.1%)	24,374 (13.1%)
7:30 AM to 7:59 AM	19,219 (10.5%)	28,508 (15.3%)
8:00 AM to 8:29 AM	16,234 (8.9%)	27,267 (14.6%)
8:30 AM to 8:59 AM	10,071 (5.5%)	15,691 (8.4%)
9:00 AM to 9:59 AM	9,691 (5.3%)	13,969 (7.5%)
10:00 AM to 10:59 AM	4,713 (2.6%)	5,710 (3.1%)
11:00 AM to 11:59 AM	2,252 (1.2%)	3,229 (1.7%)
12:00 PM to 3:59 PM	16,390 (8.9%)	16,633 (8.9%)
4:00 PM to 11:59 PM	13,954 (7.6%)	12,885 (6.9%)
Total	183,028 (100.0%)	186,626 (100.0%)

Housing Occupancy in Area Code 413

Occupancy by Ownership in Area Code 413

Occupancy	# Housing Units	% Housing Units
Owner Occupied Housing Units	204,172	64.0%
Renter-Occupied Housing Units	114,944	36.0%
Total Occupied Housing Units	319,116	100.0%

Occupancy by Household Size in Area Code 413

Household Size	# Housing Units	% Housing Units
1-Person Household	99,754	31.3%
2-Person Household	109,108	34.2%
3-Person Household	50,449	15.8%
4+ Person Household	59,805	18.7%
Total Housing Units	319,116	100.0%

Occupancy by Ownership by Household Size in Area Code 413

Household Size	Owner-occupied	Renter-occupied
1-Person Household	50,368 (50.5%)	49,386 (49.5%)
2-Person Household	78,661 (72.1%)	30,447 (27.9%)
3-Person Household	34,084 (67.6%)	16,365 (32.4%)
4+ Person Household	41,059 (68.6%)	18,746 (31.4%)
Total Housing Units	204,172 (64.0%)	114,944 (36.0%)

Occupancy by Educational Attainment in Area Code 413

Household Size	Owner-occupied	Renter-occupied
Less than High School	11,201 (35.8%)	20,078 (64.2%)
High School Diploma	50,318 (59.9%)	33,672 (40.1%)
College/Associate Degree	58,992 (62.8%)	34,969 (37.2%)
Bachelor's Degree or higher	83,661 (76.1%)	26,225 (23.9%)

Occupancy by Age of Householder in Area Code 413

Age Bracket	# Households	% Households
Under 35 Years	51,870	16.3%
35 to 44 Years	47,568	14.9%
45 to 54 Years	60,024	18.8%
55 to 64 Years	67,765	21.2%
65 to 74 Years	52,971	16.6%
75 to 84 Years	25,944	8.1%
85 Years and Over	12,974	4.1%
Total	319,116	100.0%

Occupancy by Ownership by Age of Householder in Area Code 413

Age Bracket	Owner-occupied	Renter-occupied
Under 35 Years	15,864 (30.6%)	36,006 (69.4%)
35 to 44 Years	26,716 (56.2%)	20,852 (43.8%)
45 to 54 Years	41,747 (69.6%)	18,277 (30.4%)
55 to 64 Years	50,602 (74.7%)	17,163 (25.3%)
65 to 74 Years	41,042 (77.5%)	11,929 (22.5%)
75 to 84 Years	19,363 (74.6%)	6,581 (25.4%)
85 Years and Over	8,838 (68.1%)	4,136 (31.9%)
Total	204,172 (64.0%)	114,944 (36.0%)

Households by Occupants per Room in Area Code 413

Occupants per Room	Owner-occupied	Renter-occupied
1.00 or less	202,587 (99.2%)	111,609 (97.1%)
1.01 to 1.50	1,019 (0.5%)	2,041 (1.8%)
1.51 or more	566 (0.3%)	1,294 (1.1%)
Total	204,172 (100.0%)	114,944 (100.0%)

Occupancy by Move-In Year in Area Code 413

Move-In Year	Owner-occupied	Renter-occupied
2017 or later	8,234 (4.0%)	18,400 (16.0%)
2015 to 2016	12,905 (6.3%)	26,718 (23.2%)
2010 to 2014	29,998 (14.7%)	39,645 (34.5%)
2000 to 2009	57,074 (28.0%)	20,532 (17.9%)
1990 to 1999	38,484 (18.9%)	5,744 (5.0%)
1989 or earlier	57,477 (28.1%)	3,905 (3.4%)
Total	204,172 (100.0%)	114,944 (100.0%)

Housing Finances in Area Code 413

Median Income by Occupancy in Area Code 413

Occupancy Type	# Households	Median Income
Owner-Occupied	204,172 (64.0%)	$8,487,630
Renter-Occupied	114,944 (36.0%)	$3,476,716
Average	319,116 (100.0%)	$7,339,180

Occupancy by Householder Income Bracket in Area Code 413

Income Bracket	Owner-occupied	Renter-occupied
Less than $5,000	2,960 (1.5%)	6,301 (5.5%)
$5,000 to $9,999	2,217 (1.1%)	9,004 (7.8%)
$10,000 to $14,999	3,744 (1.8%)	13,455 (11.7%)
$15,000 to $19,999	5,488 (2.7%)	11,285 (9.8%)
$20,000 to $24,999	6,514 (3.2%)	8,689 (7.6%)
$25,000 to $34,999	14,526 (7.1%)	15,161 (13.2%)
$35,000 to $49,999	22,370 (11.0%)	16,709 (14.5%)
$50,000 to $74,999	36,202 (17.7%)	16,135 (14.0%)
$75,000 to $99,999	30,908 (15.1%)	8,716 (7.6%)
$100,000 to $149,999	42,206 (20.7%)	6,774 (5.9%)
$150,000 or more	37,037 (18.1%)	2,715 (2.4%)
Total	204,172 (100.0%)	114,944 (100.0%)

Housing Costs in Area Code 413

Monthly Median Housing Costs in Area Code 413

Monthly Housing Costs as Percentage of Income in Area Code 413

Occupancy Type	Median Income	Housing Costs
Owner-Occupied	$8,487,630	$135,487 x 12mo (19.2%)
Renter-Occupied	$3,476,716	$98,330 x 12mo (33.9%)
Average	$7,339,180	$128,041 x 12mo (20.9%)

Monthly Housing Cost Tiers in Area Code 413

Monthly Cost	Owner-occupied	Renter-occupied
Less than $300	3,186 (1.6%)	9,559 (8.3%)
$300 to $499	13,525 (6.6%)	10,491 (9.1%)
$500 to $799	39,935 (19.6%)	20,264 (17.6%)
$800 to $999	19,932 (9.8%)	22,551 (19.6%)
$1,000 to $1,499	48,199 (23.6%)	34,904 (30.4%)
$1,500 to $1,999	41,048 (20.1%)	8,940 (7.8%)
$2,000 to $2,499	19,713 (9.7%)	2,458 (2.1%)
$2,500 to $2,999	9,348 (4.6%)	675 (0.6%)
$3,000 or more	9,286 (4.5%)	448 (0.4%)
Total	204,172 (100.0%)	114,944 (100.0%)

Housing Costs as Percentage of Income in Area Code 413

Housing Costs as Percentage of Income: Less than $20,000

Housing Costs / Income	Owner-occupied	Renter-occupied
Less than 20 percent	13 (10.4%)	40 (9.5%)
20 to 29 percent	18 (14.3%)	103 (24.4%)
30 percent or more	117 (92.6%)	354 (83.8%)
Total	126 (100.0%)	422 (100.0%)

Housing Costs as Percentage of Income: $20,000 to $34,999

Housing Costs / Income	Owner-occupied	Renter-occupied
Less than 20 percent	33 (16.4%)	59 (22.9%)
20 to 29 percent	59 (29.4%)	69 (27.1%)
30 percent or more	123 (61.5%)	198 (77.2%)
Total	200 (100.0%)	256 (100.0%)

Housing Costs as Percentage of Income: $35,000 to $49,999

Housing Costs / Income	Owner-occupied	Renter-occupied
Less than 20 percent	67 (31.8%)	56 (29.8%)
20 to 29 percent	59 (27.9%)	90 (47.8%)
30 percent or more	106 (50.3%)	101 (53.8%)
Total	211 (100.0%)	188 (100.0%)

Housing Costs as Percentage of Income: $50,000 to $74,999

Housing Costs / Income	Owner-occupied	Renter-occupied
Less than 20 percent	145 (44.2%)	82 (48.9%)
20 to 29 percent	112 (34.2%)	100 (59.7%)
30 percent or more	99 (30.1%)	44 (26.0%)
Total	329 (100.0%)	168 (100.0%)

Housing Costs as Percentage of Income: $75,000 or more

Housing Costs / Income	Owner-occupied	Renter-occupied
Less than 20 percent	730 (74.3%)	145 (81.4%)
20 to 29 percent	225 (22.9%)	48 (27.2%)
30 percent or more	63 (6.4%)	26 (14.7%)
Total	983 (100.0%)	178 (100.0%)

Physical Housing Characteristics in Area Code 413

Housing Structures in Area Code 413

Structure Type	# Housing Units	% Housing Units
Single Unit, Detached	191,084	59.9%
Single Unit, Attached	11,319	3.5%
2 Unit Apartments	34,090	10.7%
3 or 4 Unit Apartments	24,807	7.8%
5 to 9 Unit Apartments	21,000	6.6%
10 or more Apartments	31,869	10.0%
Mobile Home / Other	4,947	1.5%
Total	319,116	100.0%

Housing Structures by Occupancy in Area Code 413

Structure Type	Owner-occupied	Renter-occupied
Single Unit, Detached	175,044 (91.6%)	16,040 (8.4%)
Single Unit, Attached	6,540 (57.8%)	4,779 (42.2%)
2 Unit Apartments	10,255 (30.1%)	23,835 (69.9%)
3 or 4 Unit Apartments	3,366 (13.6%)	21,441 (86.4%)
5 to 9 Unit Apartments	2,039 (9.7%)	18,961 (90.3%)
10 or more Apartments	2,844 (8.9%)	29,025 (91.1%)
Mobile Home / Other	4,084 (82.6%)	863 (17.4%)
Total	204,172 (64.0%)	114,944 (36.0%)

Housing Structures by Year Built in Area Code 413

Year Built	# Structures	% Structures
2014 or later	2,542	0.8%
2010 to 2013	3,081	1.0%
2000 to 2009	16,857	5.3%
1980 to 1999	55,817	17.5%
1960 to 1979	74,195	23.3%
1940 to 1959	69,329	21.7%
1939 or earlier	97,295	30.5%
Total	319,116	100.0%

Housing Structures by Occupancy by Year Built in Area Code 413

Year Built	Owner-occupied	Renter-occupied
2014 or later	1,448 (0.7%)	1,094 (0.9%)
2010 to 2013	2,068 (1.0%)	1,013 (0.9%)
2000 to 2009	13,090 (6.4%)	3,767 (3.3%)
1980 to 1999	38,556 (18.9%)	17,261 (15.0%)
1960 to 1979	46,908 (23.0%)	27,287 (23.7%)
1940 to 1959	49,099 (24.0%)	20,230 (17.6%)
1939 or earlier	53,003 (26.0%)	44,292 (38.5%)
Total	204,172 (100.0%)	114,944 (100.0%)

Housing Structures by Number of Rooms in Area Code 413

Number of Rooms	Owner-occupied	Renter-occupied
1 Room	503 (0.3%)	6,695 (5.8%)
2 or 3 Rooms	4,632 (2.3%)	28,303 (24.6%)
4 or 5 Rooms	62,176 (30.4%)	56,505 (49.2%)
6 or 7 Rooms	83,951 (41.1%)	19,174 (16.7%)
8 or more Rooms	52,910 (25.9%)	4,267 (3.7%)
Total	204,172 (100.0%)	114,944 (100.0%)

Housing Structure by Heating Type in Area Code 413

Heating Type	Owner-occupied	Renter-occupied
Utility Gas	85,087 (41.7%)	49,170 (42.8%)
Bottled, Tank, or LP Gas	11,906 (5.8%)	4,364 (3.8%)
Electricity	15,039 (7.4%)	41,035 (35.7%)
Fuel Oil or Kerosene	77,065 (37.8%)	16,943 (14.7%)
Coal or Coke	431 (0.2%)	148 (0.1%)
All other Fuels	14,438 (7.1%)	2,090 (1.8%)
No Fuel Used	206 (0.1%)	1,194 (1.0%)
Total	204,172 (100.0%)	114,944 (100.0%)

Household Vehicle Usage in Area Code 413

Vehicles per Household	Owner-occupied	Renter-occupied
No Vehicle	6,161 (3.0%)	29,207 (25.4%)
1 Vehicle	61,625 (30.2%)	58,042 (50.5%)
2 Vehicles	90,948 (44.5%)	22,277 (19.4%)
3 or more Vehicles	45,438 (22.3%)	5,418 (4.7%)
Total	204,172 (100.0%)	114,944 (100.0%)

Real Estate & Mortgages in Area Code 413

Real Estate and Mortgage Overview in Area Code 413

Characteristic	Without Mortgage	With Mortgage
Housing Units	72,067	132,105
Median Property Value	$26,294,500	$28,906,300
Median Household Income	$6,278,289	$9,504,241
Monthly Housing Costs	$68,995	$183,486
Real Estate Taxes	$378,153	$391,063

Property Value by Mortgage Status in Area Code 413

Property Value	Without Mortgage	With Mortgage
Less than $50,000	3,181 (4.4%)	2,227 (1.7%)
$50,000 to $99,999	3,664 (5.1%)	4,103 (3.1%)
$100,000 to $299,999	45,274 (62.8%)	89,065 (67.4%)
$300,000 to $499,999	14,945 (20.7%)	28,826 (21.8%)
$500,000 to $749,999	3,050 (4.2%)	5,541 (4.2%)
$750,000 to $999,999	865 (1.2%)	1,394 (1.1%)
$1,000,000 or more	1,088 (1.5%)	949 (0.7%)
Total	72,067 (100.0%)	132,105 (100.0%)

Household Income by Mortgage Status in Area Code 413

Household Income	Without Mortgage	With Mortgage
Less than $10,000	3,123 (4.3%)	2,054 (1.5%)
$10,000 to $24,999	9,598 (13.3%)	6,148 (4.6%)
$25,000 to $34,999	8,245 (11.4%)	6,281 (4.8%)
$35,000 to $49,999	9,964 (13.8%)	12,406 (9.4%)
$50,000 to $74,999	12,788 (17.7%)	23,414 (17.7%)
$75,000 to $99,999	8,663 (12.0%)	22,245 (16.8%)
$100,000 to $149,999	9,860 (13.7%)	32,346 (24.5%)
$150,000 or more	9,826 (13.6%)	27,211 (20.6%)
Total	72,067 (100.0%)	132,105 (100.0%)

Housing Costs by Income Bracket by Mortgage Status in Area Code 413

Housing Costs as Percentage of Income: Less than $20,000

Relative Housing Costs	Without Mortgage	With MOrtgage
Less than 20 percent	13 (17.2%)	9 (16.6%)
20 to 29 percent	18 (22.6%)	7 (13.6%)
30 percent or more	69 (89.6%)	54 (99.4%)
Total	78 (100.0%)	54 (100.0%)

Housing Costs as Percentage of Income: $20,000 to $34,999

Relative Housing Costs	Without Mortgage	With MOrtgage
Less than 20 percent	33 (27.6%)	10 (10.8%)
20 to 29 percent	56 (46.9%)	15 (16.5%)
30 percent or more	48 (40.3%)	85 (95.1%)
Total	118 (100.0%)	89 (100.0%)

Housing Costs as Percentage of Income: $35,000 to $49,999

Relative Housing Costs	Without Mortgage	With MOrtgage
Less than 20 percent	61 (61.8%)	19 (15.3%)
20 to 29 percent	40 (40.4%)	33 (26.2%)
30 percent or more	19 (18.9%)	99 (78.6%)
Total	99 (100.0%)	125 (100.0%)

Housing Costs as Percentage of Income: $50,000 to $74,999

Relative Housing Costs	Without Mortgage	With MOrtgage
Less than 20 percent	111 (89.4%)	44 (20.2%)
20 to 29 percent	24 (19.6%)	101 (46.5%)
30 percent or more	10 (7.8%)	97 (44.9%)
Total	124 (100.0%)	217 (100.0%)

Housing Costs as Percentage of Income: $75,000 or more

Relative Housing Costs	Without Mortgage	With MOrtgage
Less than 20 percent	263 (98.5%)	490 (66.5%)
20 to 29 percent	15 (5.6%)	222 (30.1%)
30 percent or more	9 (3.3%)	63 (8.5%)
Total	267 (100.0%)	737 (100.0%)

Property Value to Household Income Ratio in Area Code 413

Value-to-Income Ratio	Without Mortgage	With Mortgage
Less than 2.0x	17,544 (24.3%)	47,925 (36.3%)
2.0x to 2.9x	13,465 (18.7%)	34,883 (26.4%)
3.0x to 3.9x	9,195 (12.8%)	19,050 (14.4%)
4.0x or more	31,002 (43.0%)	29,913 (22.6%)
Total	72,067 (100.0%)	132,105 (100.0%)

Median Housing Costs without a Mortgage in Area Code 413

Housing Costs	# Households	# Households
Less than $200	1,127	1.6%
$200 to $399	5,968	8.3%
$400 to $599	21,352	29.6%
$600 to $999	32,841	45.6%
$1,000 to $1,299	6,900	9.6%
$1,300 to $1,499	1,504	2.1%
$1,500 or more	2,375	3.3%
Total	72,067	100.0%

Median Housing Costs with a Mortgage in Area Code 413

Housing Costs	# Households	# Households
Less than $200	47	0.0%
$200 to $399	388	0.3%
$400 to $599	1,318	1.0%
$600 to $799	4,665	3.5%
$800 to $999	8,872	6.7%
$1,000 to $1,499	39,795	30.1%
$1,500 to $1,999	39,471	29.9%
$2,000 to $2,499	19,149	14.5%
$2,500 to $2,999	9,203	7.0%
$3,000 or more	9,197	7.0%
Total	132,105	100.0%

Real Estate Taxes by Mortgage Status in Area Code 413

Property Taxes	Without Mortgage	With Mortgage
Less than $800	1,658 (2.3%)	2,255 (1.7%)
$800 to $1,499	3,448 (4.8%)	6,162 (4.7%)
$800 to $1,499	63,693 (88.4%)	122,385 (92.6%)
Total	72,067 (100.0%)	132,105 (100.0%)

Health & Disability in Area Code 413

Health Insurance Coverage by Age in Area Code 413

Age Bracket	With Coverage	Without Coverage
Under 6 Years	47,281 (98.5%)	742 (1.5%)
6 to 18 Years	121,964 (98.4%)	2,034 (1.6%)
19 to 25 Years	92,268 (95.8%)	4,058 (4.2%)
26 to 34 Years	83,374 (93.4%)	5,919 (6.6%)
35 to 44 Years	85,291 (95.6%)	3,969 (4.4%)
45 to 54 Years	100,541 (96.6%)	3,525 (3.4%)
55 to 64 Years	111,723 (97.6%)	2,765 (2.4%)
65 to 74 Years	82,459 (99.7%)	219 (0.3%)
75 Years and older	57,084 (99.9%)	62 (0.1%)
Total	781,985 (97.1%)	23,293 (2.9%)

Health Insurance Coverage by Citizenship Status in Area Code 413

Citizenship Status	With Coverage	Without Coverage
Native Born	47,281 (98.5%)	742 (1.5%)
Foreign Born, Citizen	121,964 (98.4%)	2,034 (1.6%)
Foreign Born, not a Citizen	92,268 (95.8%)	4,058 (4.2%)

Health Insurance Coverage by Household Income in Area Code 413

Household Income	With Coverage	Without Coverage
Under $25,000	116,171 (96.4%)	4,297 (3.6%)
$25,000 to $49,999	138,761 (96.0%)	5,826 (4.0%)
$50,000 to $74,999	118,588 (96.7%)	4,092 (3.3%)
$75,000 to $99,999	102,420 (97.5%)	2,658 (2.5%)
$100,000 and over	270,013 (98.1%)	5,383 (1.9%)

Public vs Private Health Insurance Coverage by Age in Area Code 413

Age Bracket	Public Insurance	Private Insurance
Under 6	24,116 (50.2%)	25,993 (54.1%)
6 to 18 Years	54,062 (43.6%)	76,311 (61.5%)
19 to 25 Years	25,310 (26.3%)	70,612 (73.3%)
25 to 34 Years	31,276 (35.0%)	55,921 (62.6%)
35 to 44 Years	29,304 (32.8%)	60,335 (67.6%)
45 to 54 Years	26,945 (25.9%)	78,087 (75.0%)
55 to 64 Years	32,916 (28.7%)	86,017 (75.1%)
65 to 74 Years	77,291 (93.5%)	53,925 (65.2%)
75 Years and over	56,238 (98.4%)	38,880 (68.0%)
Total	357,458 (44.4%)	546,081 (67.8%)

Disability Status by Sex by Age in Area Code 413

Age Bracket	Male	Female
Under 5 Years	253 (1.2%)	115 (0.6%)
5 to 17 Years	6,626 (11.1%)	3,512 (6.1%)
18 to 34 Years	9,033 (9.2%)	7,749 (7.5%)
35 to 64 Years	20,513 (14.0%)	23,496 (14.6%)
65 to 74 Years	9,599 (24.8%)	9,813 (22.3%)
75 Years and over	10,470 (45.9%)	17,166 (50.0%)

Disability Class by Sex by Age in Area Code 413

Disability Class: Hearing Difficulty

Age Bracket	Male	Female
Under 5 Years	137 (0.7%)	103 (0.5%)
5 to 17 Years	438 (0.7%)	370 (0.6%)
18 to 34 Years	859 (0.9%)	747 (0.7%)
35 to 64 Years	3,747 (2.6%)	3,442 (2.1%)
65 to 74 Years	4,317 (11.2%)	2,406 (5.5%)
75 Years and over	5,781 (25.3%)	6,564 (19.1%)

Disability Class: Vision Difficulty

Age Bracket	Male	Female
Under 5 Years	206 (1.0%)	25 (0.1%)
5 to 17 Years	705 (1.2%)	510 (0.9%)
18 to 34 Years	1,350 (1.4%)	1,070 (1.0%)
35 to 64 Years	2,806 (1.9%)	3,875 (2.4%)
65 to 74 Years	1,473 (3.8%)	1,674 (3.8%)
75 Years and over	1,552 (6.8%)	2,938 (8.6%)

Disability Class: Cognitive Difficulty

Age Bracket	Male	Female
5 to 17 Years	5,804 (9.7%)	2,757 (4.8%)
18 to 34 Years	6,880 (7.0%)	5,041 (4.9%)
35 to 64 Years	8,331 (5.7%)	9,038 (5.6%)
65 to 74 Years	2,288 (5.9%)	2,406 (5.5%)
75 Years and over	1,934 (8.5%)	4,239 (12.3%)

Disability Class: Ambulatory Difficulty

Age Bracket	Male	Female
5 to 17 Years	511 (0.9%)	254 (0.4%)
18 to 34 Years	1,363 (1.4%)	1,631 (1.6%)
35 to 64 Years	11,126 (7.6%)	14,208 (8.8%)
65 to 74 Years	4,583 (11.8%)	6,659 (15.1%)
75 Years and over	5,788 (25.4%)	11,677 (34.0%)

Disability Class: Self-Care Difficulty

Age Bracket	Male	Female
5 to 17 Years	832 (1.4%)	461 (0.8%)
18 to 34 Years	1,135 (1.2%)	976 (0.9%)
35 to 64 Years	4,525 (3.1%)	6,031 (3.7%)
65 to 74 Years	1,661 (4.3%)	2,229 (5.1%)
75 Years and over	2,330 (10.2%)	5,346 (15.6%)

Technology Access in Area Code 413

Computing Device Access in Area Code 413

Device Type	# Households	% Households
Desktop or Laptop	242,292	75.9%
Smartphone	235,089	73.7%
Tablet	177,909	55.7%
No Computing Device	37,723	11.8%
Total	319,116	100.0%

Internet Access in Area Code 413

Internet Type	# Households	% Households
Dial-Up Internet	1,413	0.4%
Broadband Home	225,853	70.8%
Cellular Data Only	26,603	8.3%
Satellite Internet	9,258	2.9%
No Internet	58,038	18.2%
Total	319,116	100.0%