Zip Code 04981 Social, Economic & Demographic Characteristics
Zip Code 04981 Map
Zip Code 04981 Overview
2,590
TOTAL POPULATION
1,346
MALE POPULATION
1,244
FEMALE POPULATION
108.20
MALES / 100 FEMALES
92.42
FEMALES / 100 MALES
51.7
MEDIAN AGE
2.4
AVG FAMILY SIZE
2.1
AVG HOUSEHOLD SIZE
$37,851
PER CAPITA INCOME
$77,863
AVG FAMILY INCOME
$69,856
AVG HOUSEHOLD INCOME
21.8%
WAGE / INCOME GAP [ % ]
78.2¢ per $1
WAGE / INCOME GAP [ $ ]
0.39
INEQUALITY / GINI INDEX
1,323
LABOR FORCE [ PEOPLE ]
58.6%
PERCENT IN LABOR FORCE
4.5%
UNEMPLOYMENT RATE
Zip Code 04981 Area Codes
Common Questions
What is the Total Population of Zip Code 04981?
Total Population of Zip Code 04981 is 2,590.
What is the Total Male Population of Zip Code 04981?
Total Male Population of Zip Code 04981 is 1,346.
What is the Total Female Population of Zip Code 04981?
Total Female Population of Zip Code 04981 is 1,244.
What is the Ratio of Males per 100 Females in Zip Code 04981?
There are 108.20 Males per 100 Females in Zip Code 04981.
What is the Ratio of Females per 100 Males in Zip Code 04981?
There are 92.42 Females per 100 Males in Zip Code 04981.
What is the Median Population Age in Zip Code 04981?
Median Population Age in Zip Code 04981 is 51.7 Years.
What is the Average Family Size in Zip Code 04981
Average Family Size in Zip Code 04981 is 2.4 People.
What is the Average Household Size in Zip Code 04981
Average Household Size in Zip Code 04981 is 2.1 People.
What is Per Capita Income in Zip Code 04981?
Per Capita income in Zip Code 04981 is $37,851.
What is the Median Family Income in Zip Code 04981?
Median Family Income in Zip Code 04981 is $77,863.
What is the Median Household income in Zip Code 04981?
Median Household Income in Zip Code 04981 is $69,856.
What is Income or Wage Gap in Zip Code 04981?
Income or Wage Gap in Zip Code 04981 is 21.8%.
Women in Zip Code 04981 earn 78.2 cents for every dollar earned by a man.
What is Inequality or Gini Index in Zip Code 04981?
Inequality or Gini Index in Zip Code 04981 is 0.39.
How Large is the Labor Force in Zip Code 04981?
There are 1,323 People in the Labor Forcein in Zip Code 04981.
What is the Percentage of People in the Labor Force in Zip Code 04981?
58.6% of People are in the Labor Force in Zip Code 04981.
What is the Unemployment Rate in Zip Code 04981?
Unemployment Rate in Zip Code 04981 is 4.5%.
Race in Zip Code 04981
The most populous races in Zip Code 04981 are White / Caucasian (2,514 | 97.1%), Two or more Races (55 | 2.1%), and Black / African American (12 | 0.5%).
| Race | # Population | % Population |
| Asian | 9 | 0.4% |
| Black / African American | 12 | 0.5% |
| Hawaiian / Pacific | 0 | 0.0% |
| Hispanic or Latino | 11 | 0.4% |
| Native / Alaskan | 0 | 0.0% |
| White / Caucasian | 2,514 | 97.1% |
| Two or more Races | 55 | 2.1% |
| Some other Race | 0 | 0.0% |
| Total | 2,590 | 100.0% |
Ancestry in Zip Code 04981
The most populous ancestries reported in Zip Code 04981 are English (535 | 20.7%), Irish (410 | 15.8%), American (199 | 7.7%), French (193 | 7.4%), and German (193 | 7.4%), together accounting for 59.1% of all Zip Code 04981 residents.
| Race | # Population | % Population |
| American | 199 | 7.7% |
| Armenian | 4 | 0.2% |
| British | 20 | 0.8% |
| Canadian | 7 | 0.3% |
| Cherokee | 6 | 0.2% |
| Chinese | 5 | 0.2% |
| Cree | 3 | 0.1% |
| Czech | 9 | 0.4% |
| Danish | 23 | 0.9% |
| Dutch | 12 | 0.5% |
| Eastern European | 14 | 0.5% |
| English | 535 | 20.7% |
| European | 57 | 2.2% |
| Filipino | 8 | 0.3% |
| French | 193 | 7.4% |
| French Canadian | 95 | 3.7% |
| German | 193 | 7.4% |
| Greek | 3 | 0.1% |
| Hungarian | 1 | 0.0% |
| Irish | 410 | 15.8% |
| Iroquois | 1 | 0.0% |
| Italian | 43 | 1.7% |
| Jamaican | 15 | 0.6% |
| Korean | 6 | 0.2% |
| Lithuanian | 3 | 0.1% |
| Norwegian | 19 | 0.7% |
| Polish | 102 | 3.9% |
| Portuguese | 34 | 1.3% |
| Puerto Rican | 6 | 0.2% |
| Russian | 4 | 0.2% |
| Scotch-Irish | 69 | 2.7% |
| Scottish | 75 | 2.9% |
| Spaniard | 2 | 0.1% |
| Swedish | 62 | 2.4% |
| Swiss | 2 | 0.1% |
| Ukrainian | 8 | 0.3% |
| Welsh | 55 | 2.1% |
| Yugoslavian | 3 | 0.1% |
Sex and Age in Zip Code 04981
Sex and Age in Zip Code 04981
The most populous age groups in Zip Code 04981 are 60 to 64 Years (167 | 12.4%) for men and 50 to 54 Years (153 | 12.3%) for women.
| Age Bracket | Male | Female |
| Under 5 Years | 35 (2.6%) | 8 (0.6%) |
| 5 to 9 Years | 16 (1.2%) | 19 (1.5%) |
| 10 to 14 Years | 128 (9.5%) | 86 (6.9%) |
| 15 to 19 Years | 62 (4.6%) | 29 (2.3%) |
| 20 to 24 Years | 73 (5.4%) | 82 (6.6%) |
| 25 to 29 Years | 77 (5.7%) | 51 (4.1%) |
| 30 to 34 Years | 49 (3.6%) | 67 (5.4%) |
| 35 to 39 Years | 82 (6.1%) | 45 (3.6%) |
| 40 to 44 Years | 69 (5.1%) | 49 (3.9%) |
| 45 to 49 Years | 58 (4.3%) | 92 (7.4%) |
| 50 to 54 Years | 133 (9.9%) | 153 (12.3%) |
| 55 to 59 Years | 82 (6.1%) | 82 (6.6%) |
| 60 to 64 Years | 167 (12.4%) | 105 (8.4%) |
| 65 to 69 Years | 76 (5.7%) | 88 (7.1%) |
| 70 to 74 Years | 109 (8.1%) | 139 (11.2%) |
| 75 to 79 Years | 61 (4.5%) | 67 (5.4%) |
| 80 to 84 Years | 44 (3.3%) | 55 (4.4%) |
| 85 Years and over | 25 (1.9%) | 27 (2.2%) |
| Total | 1,346 (100.0%) | 1,244 (100.0%) |
Selected Sex and Age Groups in Zip Code 04981
| Age Bracket | Male | Female |
| 5 to 14 Years | 144 (10.7%) | 105 (8.4%) |
| 15 to 17 Years | 30 (2.2%) | 18 (1.5%) |
| Under 18 Years | 209 (15.5%) | 131 (10.5%) |
| 18 to 24 Years | 105 (7.8%) | 93 (7.5%) |
| 15 to 44 Years | 412 (30.6%) | 323 (26.0%) |
| 16 Years and over | 1,138 (84.6%) | 1,120 (90.0%) |
| 18 Years and over | 1,137 (84.5%) | 1,113 (89.5%) |
| 21 Years and over | 1,100 (81.7%) | 1,090 (87.6%) |
| 60 Years and over | 482 (35.8%) | 481 (38.7%) |
| 62 Years and over | 388 (28.8%) | 462 (37.1%) |
| 65 Years and over | 315 (23.4%) | 376 (30.2%) |
| 75 Years and over | 130 (9.7%) | 149 (12.0%) |
| Total | 1,346 (100.0%) | 1,244 (100.0%) |
Families and Households in Zip Code 04981
Median Family Size in Zip Code 04981
The median family size in Zip Code 04981 is 2.40 persons per family, with single female/mother families (56 | 6.6%) accounting for the largest median family size of 3.61 persons per family. On the other hand, single male/father families (92 | 10.9%) represent the smallest median family size with 2.10 persons per family.
| Family Type | # Families | Family Size |
| Married-Couple | 699 (82.5%) | 2.34 |
| Single Male/Father | 92 (10.9%) | 2.10 |
| Single Female/Mother | 56 (6.6%) | 3.61 |
| All Families | 847 (100.0%) | 2.40 |
Median Household Size in Zip Code 04981
The median household size in Zip Code 04981 is 2.12 persons per household, with single female/mother households (56 | 4.6%) accounting for the largest median household size of 3.8 persons per household. non-family households (376 | 30.7%) represent the smallest median household size with 1.30 persons per household.
| Household Type | # Households | Household Size |
| Married-Couple | 699 (57.2%) | 2.36 |
| Single Male/Father | 92 (7.5%) | 2.58 |
| Single Female/Mother | 56 (4.6%) | 3.80 |
| Non-family | 376 (30.7%) | 1.30 |
| All Households | 1,223 (100.0%) | 2.12 |
Household Size by Marriage Status in Zip Code 04981
Out of a total of 1,223 households in Zip Code 04981, 847 (69.3%) are family households, while 376 (30.7%) are nonfamily households. The most numerous type of family households are 2-person households, comprising 607, and the most common type of nonfamily households are 1-person households, comprising 283.
| Household Size | Family Households | Nonfamily Households |
| 1-Person Households | - | 283 (23.1%) |
| 2-Person Households | 607 (49.6%) | 75 (6.1%) |
| 3-Person Households | 98 (8.0%) | 16 (1.3%) |
| 4-Person Households | 106 (8.7%) | 2 (0.2%) |
| 5-Person Households | 24 (2.0%) | 0 (0.0%) |
| 6-Person Households | 12 (1.0%) | 0 (0.0%) |
| 7+ Person Households | 0 (0.0%) | 0 (0.0%) |
| Total | 847 (69.3%) | 376 (30.7%) |
Female Fertility in Zip Code 04981
Fertility by Age in Zip Code 04981
Average fertility rate in Zip Code 04981 is 48.0 births per 1,000 women. Women in the age bracket of 20 to 34 years have the highest fertility rate with 55.0 births per 1,000 women. Women in the age bracket of 20 to 34 years acount for 50.0% of all women with births.
| Age Bracket | Women with Births | Births / 1,000 Women |
| 15 to 19 years | 0 (0.0%) | 0.0 |
| 20 to 34 years | 11 (50.0%) | 55.0 |
| 35 to 50 years | 11 (50.0%) | 49.0 |
| Total | 22 (100.0%) | 48.0 |
Fertility by Age by Marriage Status in Zip Code 04981
22.7% of women with births (22) in Zip Code 04981 are married. The highest percentage of unmarried women with births falls into 20 to 34 years age bracket with 81.8% of them unmarried at the time of birth, while the lowest percentage of unmarried women with births belong to 35 to 50 years age bracket with 72.7% of them unmarried.
| Age Bracket | Married | Unmarried |
| 15 to 19 years | 0 (0.0%) | 0 (0.0%) |
| 20 to 34 years | 2 (18.2%) | 9 (81.8%) |
| 35 to 50 years | 3 (27.3%) | 8 (72.7%) |
| Total | 5 (22.7%) | 17 (77.3%) |
Fertility by Education in Zip Code 04981
| Educational Attainment | Women with Births | Births / 1,000 Women |
| Less than High School | 5 (22.7%) | 143.0 |
| High School Diploma | 5 (22.7%) | 36.0 |
| College or Associate's Degree | 12 (54.5%) | 118.0 |
| Bachelor's Degree | 0 (0.0%) | 0.0 |
| Graduate Degree | 0 (0.0%) | 0.0 |
| Total | 22 (100.0%) | 48.0 |
Fertility by Education by Marriage Status in Zip Code 04981
77.3% of women with births in Zip Code 04981 are unmarried. Women with the educational attainment of high school diploma are most likely to be married with 40.0% of them married at childbirth, while women with the educational attainment of less than high school are least likely to be married with 100.0% of them unmarried at childbirth.
| Educational Attainment | Married | Unmarried |
| Less than High School | 0 (0.0%) | 5 (100.0%) |
| High School Diploma | 2 (40.0%) | 3 (60.0%) |
| College or Associate's Degree | 3 (25.0%) | 9 (75.0%) |
| Bachelor's Degree | 0 (0.0%) | 0 (0.0%) |
| Graduate Degree | 0 (0.0%) | 0 (0.0%) |
| Total | 5 (22.7%) | 17 (77.3%) |
Income in Zip Code 04981
Income Overview in Zip Code 04981
Per Capita Income in Zip Code 04981 is $37,851, while median incomes of families and households are $77,863 and $69,856 respectively.
| Characteristic | Number | Measure |
| Per Capita Income | 2,590 | $37,851 |
| Median Family Income | 847 | $77,863 |
| Mean Family Income | 847 | $93,573 |
| Median Household Income | 1,223 | $69,856 |
| Mean Household Income | 1,223 | $81,326 |
| Income Deficit | 847 | $0 |
| Wage / Income Gap (%) | 2,590 | 21.82% |
| Wage / Income Gap ($) | 2,590 | 78.18¢ per $1 |
| Gini / Inequality Index | 2,590 | 0.39 |
Earnings by Sex in Zip Code 04981
Average Earnings in Zip Code 04981 are $40,568, $44,102 for men and $34,477 for women, a difference of 21.8%.
| Sex | Number | Average Earnings |
| Male | 759 (53.3%) | $44,102 |
| Female | 666 (46.7%) | $34,477 |
| Average | 1,425 (100.0%) | $40,568 |
Earnings by Sex by Income Bracket in Zip Code 04981
The most common earnings brackets in Zip Code 04981 are $75,000 to $99,999 for men (101 | 13.3%) and $30,000 to $34,999 for women (71 | 10.7%).
| Income | Male | Female |
| $2,499 or less | 11 (1.5%) | 30 (4.5%) |
| $2,500 to $4,999 | 41 (5.4%) | 27 (4.1%) |
| $5,000 to $7,499 | 26 (3.4%) | 6 (0.9%) |
| $7,500 to $9,999 | 11 (1.5%) | 13 (1.9%) |
| $10,000 to $12,499 | 21 (2.8%) | 26 (3.9%) |
| $12,500 to $14,999 | 17 (2.2%) | 32 (4.8%) |
| $15,000 to $17,499 | 9 (1.2%) | 22 (3.3%) |
| $17,500 to $19,999 | 2 (0.3%) | 20 (3.0%) |
| $20,000 to $22,499 | 43 (5.7%) | 35 (5.3%) |
| $22,500 to $24,999 | 23 (3.0%) | 24 (3.6%) |
| $25,000 to $29,999 | 45 (5.9%) | 36 (5.4%) |
| $30,000 to $34,999 | 51 (6.7%) | 71 (10.7%) |
| $35,000 to $39,999 | 24 (3.2%) | 29 (4.3%) |
| $40,000 to $44,999 | 67 (8.8%) | 61 (9.2%) |
| $45,000 to $49,999 | 21 (2.8%) | 29 (4.3%) |
| $50,000 to $54,999 | 65 (8.6%) | 65 (9.8%) |
| $55,000 to $64,999 | 54 (7.1%) | 51 (7.7%) |
| $65,000 to $74,999 | 34 (4.5%) | 15 (2.2%) |
| $75,000 to $99,999 | 101 (13.3%) | 64 (9.6%) |
| $100,000+ | 93 (12.2%) | 10 (1.5%) |
| Total | 759 (100.0%) | 666 (100.0%) |
Earnings by Sex by Educational Attainment in Zip Code 04981
Average earnings in Zip Code 04981 are $46,369 for men and $35,833 for women, a difference of 22.7%. Men with an educational attainment of bachelor's degree enjoy the highest average annual earnings of $78,641, while those with high school diploma education earn the least with $34,211. Women with an educational attainment of graduate degree earn the most with the average annual earnings of $52,228, while those with college or associate's degree education have the smallest earnings of $32,237.
| Educational Attainment | Male Income | Female Income |
| Less than High School | $36,458 | $0 |
| High School Diploma | $34,211 | $33,176 |
| College or Associate's Degree | $54,674 | $32,237 |
| Bachelor's Degree | $78,641 | $35,917 |
| Graduate Degree | $51,635 | $52,228 |
| Total | $46,369 | $35,833 |
Family Income in Zip Code 04981
Family Income Brackets in Zip Code 04981
According to the Zip Code 04981 family income data, there are 219 families falling into the $50,000 to $74,999 income range, which is the most common income bracket and makes up 25.9% of all families.
| Income Bracket | # Families | % Families |
| Less than $10,000 | 7 | 0.8% |
| $10,000 to $14,999 | 0 | 0.0% |
| $15,000 to $24,999 | 38 | 4.5% |
| $25,000 to $34,999 | 43 | 5.1% |
| $35,000 to $49,999 | 99 | 11.7% |
| $50,000 to $74,999 | 219 | 25.9% |
| $75,000 to $99,999 | 162 | 19.1% |
| $100,000 to $149,999 | 196 | 23.1% |
| $150,000 to $199,999 | 20 | 2.4% |
| $200,000+ | 63 | 7.4% |
Family Income by Famaliy Size in Zip Code 04981
4-person families (59 | 7.0%) account for the highest median family income in Zip Code 04981 with $82,188 per family, while 2-person families (646 | 76.3%) have the highest median income of $38,173 per family member.
| Income Bracket | # Families | Median Income |
| 2-Person Families | 646 (76.3%) | $76,346 |
| 3-Person Families | 106 (12.5%) | $78,333 |
| 4-Person Families | 59 (7.0%) | $82,188 |
| 5-Person Families | 24 (2.8%) | $63,929 |
| 6-Person Families | 12 (1.4%) | $0 |
| 7+ Person Families | 0 (0.0%) | $0 |
| Total | 847 (100.0%) | $77,863 |
Family Income by Number of Earners in Zip Code 04981
The median family income in Zip Code 04981 is $77,863, with families comprising 3+ earners (27) having the highest median family income of $128,594, while families with no earners (182) have the lowest median family income of $60,750, accounting for 3.2% and 21.5% of families, respectively.
| Number of Earners | # Families | Median Income |
| No Earners | 182 (21.5%) | $60,750 |
| 1 Earner | 284 (33.5%) | $73,913 |
| 2 Earners | 354 (41.8%) | $96,875 |
| 3+ Earners | 27 (3.2%) | $128,594 |
| Total | 847 (100.0%) | $77,863 |
Household Income in Zip Code 04981
Household Income Brackets in Zip Code 04981
With 272 households falling in the category, the $50,000 to $74,999 income range is the most frequent in Zip Code 04981, accounting for 22.2% of all households. In contrast, only 20 households (1.6%) fall into the $150,000 to $199,999 income bracket, making it the least populous group.
| Income Bracket | # Households | % Households |
| Less than $10,000 | 28 | 2.3% |
| $10,000 to $14,999 | 61 | 5.0% |
| $15,000 to $24,999 | 116 | 9.5% |
| $25,000 to $34,999 | 62 | 5.1% |
| $35,000 to $49,999 | 121 | 9.9% |
| $50,000 to $74,999 | 272 | 22.2% |
| $75,000 to $99,999 | 210 | 17.2% |
| $100,000 to $149,999 | 267 | 21.8% |
| $150,000 to $199,999 | 20 | 1.6% |
| $200,000+ | 66 | 5.4% |
Household Income by Householder Age in Zip Code 04981
The median household income in Zip Code 04981 is $69,856, with the highest median household income of $78,750 found in the 25 to 44 years age bracket for the primary householder. A total of 236 households (19.3%) fall into this category. Meanwhile, the 15 to 24 years age bracket for the primary householder has the lowest median household income of $0, with 57 households (4.7%) in this group.
| Income Bracket | # Households | Median Income |
| 15 to 24 Years | 57 (4.7%) | $0 |
| 25 to 44 Years | 236 (19.3%) | $78,750 |
| 45 to 64 Years | 502 (41.0%) | $77,426 |
| 65+ Years | 428 (35.0%) | $54,250 |
| Total | 1,223 (100.0%) | $69,856 |
Poverty in Zip Code 04981
Income Below Poverty by Sex and Age in Zip Code 04981
With 7.0% poverty level for males and 7.1% for females among the residents of Zip Code 04981, 25 to 34 year old males and under 5 year old females are the most vulnerable to poverty, with 26 males (20.6%) and 3 females (37.5%) in their respective age groups living below the poverty level.
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 3 (37.5%) |
| 5 Years | 0 (0.0%) | 0 (0.0%) |
| 6 to 11 Years | 0 (0.0%) | 3 (6.0%) |
| 12 to 14 Years | 0 (0.0%) | 0 (0.0%) |
| 15 Years | 0 (0.0%) | 0 (0.0%) |
| 16 and 17 Years | 0 (0.0%) | 0 (0.0%) |
| 18 to 24 Years | 16 (15.2%) | 23 (24.7%) |
| 25 to 34 Years | 26 (20.6%) | 7 (5.9%) |
| 35 to 44 Years | 12 (8.0%) | 11 (11.7%) |
| 45 to 54 Years | 16 (8.4%) | 16 (6.5%) |
| 55 to 64 Years | 0 (0.0%) | 4 (2.1%) |
| 65 to 74 Years | 14 (7.6%) | 7 (3.1%) |
| 75 Years and over | 10 (7.7%) | 15 (10.1%) |
| Total | 94 (7.0%) | 89 (7.1%) |
Income Above Poverty by Sex and Age in Zip Code 04981
According to the poverty statistics in Zip Code 04981, males aged under 5 years and females aged 5 years are the age groups that are most secure financially, with 100.0% of males and 100.0% of females in these age groups living above the poverty line.
| Age Bracket | Male | Female |
| Under 5 Years | 35 (100.0%) | 5 (62.5%) |
| 5 Years | 5 (100.0%) | 6 (100.0%) |
| 6 to 11 Years | 72 (100.0%) | 47 (94.0%) |
| 12 to 14 Years | 65 (100.0%) | 49 (100.0%) |
| 15 Years | 29 (100.0%) | 11 (100.0%) |
| 16 and 17 Years | 1 (100.0%) | 7 (100.0%) |
| 18 to 24 Years | 89 (84.8%) | 70 (75.3%) |
| 25 to 34 Years | 100 (79.4%) | 111 (94.1%) |
| 35 to 44 Years | 139 (92.0%) | 83 (88.3%) |
| 45 to 54 Years | 175 (91.6%) | 229 (93.5%) |
| 55 to 64 Years | 249 (100.0%) | 183 (97.9%) |
| 65 to 74 Years | 171 (92.4%) | 220 (96.9%) |
| 75 Years and over | 120 (92.3%) | 134 (89.9%) |
| Total | 1,250 (93.0%) | 1,155 (92.8%) |
Income Below Poverty Among Married-Couple Families in Zip Code 04981
The poverty statistics for married-couple families in Zip Code 04981 show that 2.1% or 15 of the total 699 families live below the poverty line. Families with 1 or 2 children have the highest poverty rate of 4.0%, comprising of 3 families. On the other hand, families with 3 or 4 children have the lowest poverty rate of 0.0%, which includes 0 families.
| Children | Above Poverty | Below Poverty |
| No Children | 596 (98.0%) | 12 (2.0%) |
| 1 or 2 Children | 73 (96.1%) | 3 (4.0%) |
| 3 or 4 Children | 15 (100.0%) | 0 (0.0%) |
| 5 or more Children | 0 (0.0%) | 0 (0.0%) |
| Total | 684 (97.9%) | 15 (2.1%) |
Income Below Poverty Among Single-Parent Households in Zip Code 04981
| Children | Single Father | Single Mother |
| No Children | 0 (0.0%) | 0 (0.0%) |
| 1 or 2 Children | 4 (7.4%) | 0 (0.0%) |
| 3 or 4 Children | 0 (0.0%) | 0 (0.0%) |
| 5 or more Children | 0 (0.0%) | 0 (0.0%) |
| Total | 4 (4.3%) | 0 (0.0%) |
Income Below Poverty Among Married-Couple vs Single-Parent Households in Zip Code 04981
The poverty data for Zip Code 04981 shows that 15 of the married-couple family households (2.1%) and 4 of the single-parent households (2.7%) are living below the poverty level. Within the married-couple family households, those with 1 or 2 children have the highest poverty rate, with 3 households (4.0%) falling below the poverty line. Among the single-parent households, those with 1 or 2 children have the highest poverty rate, with 4 household (5.1%) living below poverty.
| Children | Married-Couple Families | Single-Parent Households |
| No Children | 12 (2.0%) | 0 (0.0%) |
| 1 or 2 Children | 3 (4.0%) | 4 (5.1%) |
| 3 or 4 Children | 0 (0.0%) | 0 (0.0%) |
| 5 or more Children | 0 (0.0%) | 0 (0.0%) |
| Total | 15 (2.1%) | 4 (2.7%) |
Employment Characteristics in Zip Code 04981
Employment by Class of Employer in Zip Code 04981
Among the 1,246 employed individuals in Zip Code 04981, private company employees (695 | 55.8%), not-for-profit organizations (236 | 18.9%), and local government employees (136 | 10.9%) make up the most common classes of employment.
| Employer Class | # Employees | % Employees |
| Private Company Employees | 695 | 55.8% |
| Self-Employed (Incorporated) | 19 | 1.5% |
| Self-Employed (Not Incorporated) | 101 | 8.1% |
| Not-for-profit Organizations | 236 | 18.9% |
| Local Government Employees | 136 | 10.9% |
| State Government Employees | 36 | 2.9% |
| Federal Government Employees | 23 | 1.8% |
| Unpaid Family Workers | 0 | 0.0% |
| Total | 1,246 | 100.0% |
Employment Status by Age in Zip Code 04981
According to the labor force statistics for Zip Code 04981, out of the total population over 16 years of age (2,258), 58.6% or 1,323 individuals are in the labor force, with 4.5% or 60 of them unemployed. The age group with the highest labor force participation rate is 25 to 29 years, with 96.9% or 124 individuals in the labor force. Within the labor force, the 20 to 24 years age range has the highest percentage of unemployed individuals, with 22.9% or 30 of them being unemployed.
| Age Bracket | In Labor Force | Unemployed |
| 16 to 19 Years | 15 (29.4%) | 0 (0.0%) |
| 20 to 24 Years | 131 (84.5%) | 30 (22.9%) |
| 25 to 29 Years | 124 (96.9%) | 15 (12.1%) |
| 30 to 34 Years | 79 (68.1%) | 0 (0.0%) |
| 35 to 44 Years | 186 (75.9%) | 0 (0.0%) |
| 45 to 54 Years | 393 (90.1%) | 4 (1.0%) |
| 55 to 59 Years | 122 (74.4%) | 3 (2.5%) |
| 60 to 64 Years | 158 (58.1%) | 0 (0.0%) |
| 65 to 74 Years | 102 (24.8%) | 8 (7.8%) |
| 75 Years and over | 13 (4.7%) | 0 (0.0%) |
| Total | 1,323 (58.6%) | 60 (4.5%) |
Employment Status by Educational Attainment in Zip Code 04981
According to labor force statistics for Zip Code 04981, 78.0% of individuals (1,062) out of the total population between 25 and 64 years of age (1,361) are in the labor force, with 2.1% or 22 of them being unemployed. The group with the highest labor force participation rate are those with the educational attainment of bachelor's degree or higher, with 86.0% or 355 individuals in the labor force. Within the labor force, individuals with high school diploma education have the highest percentage of unemployment, with 5.3% or 22 of them being unemployed.
| Educational Attainment | In Labor Force | Unemployed |
| Less than High School | 17 (50.0%) | 0 (0.0%) |
| High School Diploma | 416 (73.4%) | 30 (5.3%) |
| College / Associate Degree | 274 (79.0%) | 0 (0.0%) |
| Bachelor's Degree or higher | 355 (86.0%) | 0 (0.0%) |
| Total | 1,062 (78.0%) | 29 (2.1%) |
Employment Occupations by Sex in Zip Code 04981
Management, Business, Science and Arts Occupations
The most common Management, Business, Science and Arts occupations in Zip Code 04981 are Community & Social Service (170 | 13.5%), Management (127 | 10.1%), Education Instruction & Library (109 | 8.6%), Health Diagnosing & Treating (82 | 6.5%), and Business & Financial (54 | 4.3%).
Management, Business, Science and Arts Occupations by Sex
Within the Management, Business, Science and Arts occupations in Zip Code 04981, the most male-oriented occupations are Computers, Engineering & Science (100.0%), Computers & Mathematics (100.0%), and Architecture & Engineering (100.0%), while the most female-oriented occupations are Health Diagnosing & Treating (76.8%), Health Technologists (75.9%), and Education Instruction & Library (67.9%).
| Occupation | Male | Female |
| Management | 63 (49.6%) | 64 (50.4%) |
| Business & Financial | 30 (55.6%) | 24 (44.4%) |
| Computers, Engineering & Science | 48 (100.0%) | 0 (0.0%) |
| Computers & Mathematics | 10 (100.0%) | 0 (0.0%) |
| Architecture & Engineering | 35 (100.0%) | 0 (0.0%) |
| Life, Physical & Social Science | 3 (100.0%) | 0 (0.0%) |
| Community & Social Service | 70 (41.2%) | 100 (58.8%) |
| Education, Arts & Media | 25 (55.6%) | 20 (44.4%) |
| Legal Services & Support | 0 (0.0%) | 0 (0.0%) |
| Education Instruction & Library | 35 (32.1%) | 74 (67.9%) |
| Arts, Media & Entertainment | 10 (62.5%) | 6 (37.5%) |
| Health Diagnosing & Treating | 19 (23.2%) | 63 (76.8%) |
| Health Technologists | 13 (24.1%) | 41 (75.9%) |
| Total (Category) | 230 (47.8%) | 251 (52.2%) |
| Total (Overall) | 685 (54.4%) | 575 (45.6%) |
Services Occupations
The most common Services occupations in Zip Code 04981 are Food Preparation & Serving (66 | 5.2%), Healthcare Support (56 | 4.4%), Security & Protection (37 | 2.9%), Firefighting & Prevention (37 | 2.9%), and Cleaning & Maintenance (15 | 1.2%).
Services Occupations by Sex
Within the Services occupations in Zip Code 04981, the most male-oriented occupations are Cleaning & Maintenance (73.3%), Food Preparation & Serving (54.5%), and Security & Protection (35.1%), while the most female-oriented occupations are Personal Care & Service (100.0%), Healthcare Support (78.6%), and Security & Protection (64.9%).
| Occupation | Male | Female |
| Healthcare Support | 12 (21.4%) | 44 (78.6%) |
| Security & Protection | 13 (35.1%) | 24 (64.9%) |
| Firefighting & Prevention | 13 (35.1%) | 24 (64.9%) |
| Law Enforcement | 0 (0.0%) | 0 (0.0%) |
| Food Preparation & Serving | 36 (54.5%) | 30 (45.5%) |
| Cleaning & Maintenance | 11 (73.3%) | 4 (26.7%) |
| Personal Care & Service | 0 (0.0%) | 9 (100.0%) |
| Total (Category) | 72 (39.3%) | 111 (60.7%) |
| Total (Overall) | 685 (54.4%) | 575 (45.6%) |
Sales and Office Occupations
The most common Sales and Office occupations in Zip Code 04981 are Office & Administration (168 | 13.3%), and Sales & Related (89 | 7.1%).
Sales and Office Occupations by Sex
| Occupation | Male | Female |
| Sales & Related | 60 (67.4%) | 29 (32.6%) |
| Office & Administration | 25 (14.9%) | 143 (85.1%) |
| Total (Category) | 85 (33.1%) | 172 (66.9%) |
| Total (Overall) | 685 (54.4%) | 575 (45.6%) |
Natural Resources, Construction and Maintenance Occupations
The most common Natural Resources, Construction and Maintenance occupations in Zip Code 04981 are Construction & Extraction (84 | 6.7%), Installation, Maintenance & Repair (48 | 3.8%), and Farming, Fishing & Forestry (28 | 2.2%).
Natural Resources, Construction and Maintenance Occupations by Sex
| Occupation | Male | Female |
| Farming, Fishing & Forestry | 28 (100.0%) | 0 (0.0%) |
| Construction & Extraction | 84 (100.0%) | 0 (0.0%) |
| Installation, Maintenance & Repair | 48 (100.0%) | 0 (0.0%) |
| Total (Category) | 160 (100.0%) | 0 (0.0%) |
| Total (Overall) | 685 (54.4%) | 575 (45.6%) |
Production, Transportation and Moving Occupations
The most common Production, Transportation and Moving occupations in Zip Code 04981 are Transportation (103 | 8.2%), Production (60 | 4.8%), and Material Moving (16 | 1.3%).
Production, Transportation and Moving Occupations by Sex
| Occupation | Male | Female |
| Production | 38 (63.3%) | 22 (36.7%) |
| Transportation | 95 (92.2%) | 8 (7.8%) |
| Material Moving | 5 (31.2%) | 11 (68.8%) |
| Total (Category) | 138 (77.1%) | 41 (22.9%) |
| Total (Overall) | 685 (54.4%) | 575 (45.6%) |
Employment Industries by Sex in Zip Code 04981
Employment Industries in Zip Code 04981
The major employment industries in Zip Code 04981 include Health Care & Social Assistance (182 | 14.4%), Educational Services (176 | 14.0%), Retail Trade (153 | 12.1%), Manufacturing (123 | 9.8%), and Construction (94 | 7.5%).
Employment Industries by Sex in Zip Code 04981
The Zip Code 04981 industries that see more men than women are Mining, Quarrying, & Extraction (100.0%), Utilities (100.0%), and Construction (94.7%), whereas the industries that tend to have a higher number of women are Real Estate, Rental & Leasing (100.0%), Finance & Insurance (78.6%), and Public Administration (70.6%).
| Industry | Male | Female |
| Agriculture, Fishing & Hunting | 15 (83.3%) | 3 (16.7%) |
| Mining, Quarrying, & Extraction | 8 (100.0%) | 0 (0.0%) |
| Construction | 89 (94.7%) | 5 (5.3%) |
| Manufacturing | 93 (75.6%) | 30 (24.4%) |
| Wholesale Trade | 41 (73.2%) | 15 (26.8%) |
| Retail Trade | 69 (45.1%) | 84 (54.9%) |
| Transportation & Warehousing | 70 (92.1%) | 6 (7.9%) |
| Utilities | 14 (100.0%) | 0 (0.0%) |
| Information | 5 (35.7%) | 9 (64.3%) |
| Finance & Insurance | 12 (21.4%) | 44 (78.6%) |
| Real Estate, Rental & Leasing | 0 (0.0%) | 16 (100.0%) |
| Professional & Scientific | 21 (58.3%) | 15 (41.7%) |
| Enterprise Management | 0 (0.0%) | 0 (0.0%) |
| Administrative & Support | 31 (79.5%) | 8 (20.5%) |
| Educational Services | 57 (32.4%) | 119 (67.6%) |
| Health Care & Social Assistance | 55 (30.2%) | 127 (69.8%) |
| Arts, Entertainment & Recreation | 11 (50.0%) | 11 (50.0%) |
| Accommodation & Food Services | 29 (43.3%) | 38 (56.7%) |
| Public Administration | 15 (29.4%) | 36 (70.6%) |
| Total | 685 (54.4%) | 575 (45.6%) |
Education in Zip Code 04981
School Enrollment in Zip Code 04981
The most common levels of schooling among the 381 students in Zip Code 04981 are middle school (163 | 42.8%), high school (90 | 23.6%), and elementary school (54 | 14.2%).
| School Level | # Students | % Students |
| Nursery / Preschool | 9 | 2.4% |
| Kindergarten | 5 | 1.3% |
| Elementary School | 54 | 14.2% |
| Middle School | 163 | 42.8% |
| High School | 90 | 23.6% |
| College / Undergraduate | 47 | 12.3% |
| Graduate / Professional | 13 | 3.4% |
| Total | 381 | 100.0% |
School Enrollment by Age by Funding Source in Zip Code 04981
| Age Bracket | Public School | Private School |
| 3 to 4 Year Olds | 3 (100.0%) | 0 (0.0%) |
| 5 to 9 Year Old | 26 (74.3%) | 9 (25.7%) |
| 10 to 14 Year Olds | 111 (52.6%) | 100 (47.4%) |
| 15 to 17 Year Olds | 44 (91.7%) | 4 (8.3%) |
| 18 to 19 Year Olds | 26 (92.9%) | 2 (7.1%) |
| 20 to 24 Year Olds | 20 (100.0%) | 0 (0.0%) |
| 25 to 34 Year Olds | 11 (100.0%) | 0 (0.0%) |
| 35 Years and over | 1 (4.0%) | 24 (96.0%) |
| Total | 0 (0.0%) | 0 (0.0%) |
Educational Attainment by Field of Study in Zip Code 04981
Education (158 | 21.6%), business (93 | 12.7%), literature & languages (71 | 9.7%), visual & performing arts (63 | 8.6%), and arts & humanities (63 | 8.6%) are the most common fields of study among 732 individuals in Zip Code 04981 who have obtained a bachelor's degree or higher.
| Field of Study | # Graduates | % Graduates |
| Computers & Mathematics | 25 | 3.4% |
| Bio, Nature & Agricultural | 27 | 3.7% |
| Physical & Health Sciences | 35 | 4.8% |
| Psychology | 23 | 3.1% |
| Social Sciences | 41 | 5.6% |
| Engineering | 45 | 6.1% |
| Multidisciplinary Studies | 0 | 0.0% |
| Science & Technology | 44 | 6.0% |
| Business | 93 | 12.7% |
| Education | 158 | 21.6% |
| Literature & Languages | 71 | 9.7% |
| Liberal Arts & History | 22 | 3.0% |
| Visual & Performing Arts | 63 | 8.6% |
| Communications | 22 | 3.0% |
| Arts & Humanities | 63 | 8.6% |
| Total | 732 | 100.0% |
Educational Attainment by Sex by Age in Zip Code 04981
Education By Age Bracket: 18 to 24 Years
The predominant educational accomplishment among men aged 18 to 24 years in Zip Code 04981 is high school diploma, with 35 individuals or 33.3% of the male population in this age range. Women in the same age category tend to have some college / no degree, with 43 individuals or 46.2%.
| Education Attainment | Male | Female |
| Less than 9th Grade | 0 (0.0%) | 0 (0.0%) |
| 9th to 12th Grade | 25 (23.8%) | 6 (6.5%) |
| High School Diploma | 35 (33.3%) | 29 (31.2%) |
| Some College / No Degree | 23 (21.9%) | 43 (46.2%) |
| Associate's Degree | 12 (11.4%) | 0 (0.0%) |
| Bachelor's Degree | 10 (9.5%) | 0 (0.0%) |
| Graduate Degree | 0 (0.0%) | 15 (16.1%) |
| Total | 105 (100.0%) | 93 (100.0%) |
Education By Age Bracket: 25 to 34 Years
The predominant educational accomplishment among men aged 25 to 34 years in Zip Code 04981 is high school diploma, with 35 individuals or 27.8% of the male population in this age range. Women in the same age category tend to have bachelor's degree, with 55 individuals or 46.6%.
| Education Attainment | Male | Female |
| Less than 9th Grade | 0 (0.0%) | 0 (0.0%) |
| 9th to 12th Grade | 8 (6.4%) | 0 (0.0%) |
| High School Diploma | 35 (27.8%) | 35 (29.7%) |
| Some College / No Degree | 22 (17.5%) | 11 (9.3%) |
| Associate's Degree | 17 (13.5%) | 12 (10.2%) |
| Bachelor's Degree | 31 (24.6%) | 55 (46.6%) |
| Graduate Degree | 13 (10.3%) | 5 (4.2%) |
| Total | 126 (100.0%) | 118 (100.0%) |
Education By Age Bracket: 35 to 44 Years
The predominant educational accomplishment among men aged 35 to 44 years in Zip Code 04981 is high school diploma, with 85 individuals or 56.3% of the male population in this age range. Women in the same age category tend to have high school diploma, with 33 individuals or 35.1%.
| Education Attainment | Male | Female |
| Less than 9th Grade | 0 (0.0%) | 0 (0.0%) |
| 9th to 12th Grade | 4 (2.6%) | 11 (11.7%) |
| High School Diploma | 85 (56.3%) | 33 (35.1%) |
| Some College / No Degree | 11 (7.3%) | 14 (14.9%) |
| Associate's Degree | 37 (24.5%) | 7 (7.4%) |
| Bachelor's Degree | 13 (8.6%) | 25 (26.6%) |
| Graduate Degree | 1 (0.7%) | 4 (4.3%) |
| Total | 151 (100.0%) | 94 (100.0%) |
Education By Age Bracket: 45 to 64 Years
The predominant educational accomplishment among men aged 45 to 64 years in Zip Code 04981 is high school diploma, with 222 individuals or 50.4% of the male population in this age range. Women in the same age category tend to have high school diploma, with 157 individuals or 36.3%.
| Education Attainment | Male | Female |
| Less than 9th Grade | 0 (0.0%) | 0 (0.0%) |
| 9th to 12th Grade | 8 (1.8%) | 3 (0.7%) |
| High School Diploma | 222 (50.4%) | 157 (36.3%) |
| Some College / No Degree | 61 (13.9%) | 52 (12.0%) |
| Associate's Degree | 40 (9.1%) | 63 (14.6%) |
| Bachelor's Degree | 51 (11.6%) | 81 (18.8%) |
| Graduate Degree | 58 (13.2%) | 76 (17.6%) |
| Total | 440 (100.0%) | 432 (100.0%) |
Education By Age Bracket: 65 Years and over
The predominant educational accomplishment among men aged 65 years and over in Zip Code 04981 is high school diploma, with 112 individuals or 35.6% of the male population in this age range. Women in the same age category tend to have high school diploma, with 132 individuals or 35.1%.
| Education Attainment | Male | Female |
| Less than 9th Grade | 14 (4.4%) | 10 (2.7%) |
| 9th to 12th Grade | 0 (0.0%) | 9 (2.4%) |
| High School Diploma | 112 (35.6%) | 132 (35.1%) |
| Some College / No Degree | 40 (12.7%) | 51 (13.6%) |
| Associate's Degree | 20 (6.4%) | 43 (11.4%) |
| Bachelor's Degree | 54 (17.1%) | 78 (20.7%) |
| Graduate Degree | 75 (23.8%) | 53 (14.1%) |
| Total | 315 (100.0%) | 376 (100.0%) |
Transportation & Commute in Zip Code 04981
Vehicle Availability by Sex in Zip Code 04981
| Vehicles Available | Male | Female |
| No Vehicle | 13 (1.9%) | 7 (1.2%) |
| 1 Vehicle | 103 (15.3%) | 63 (11.0%) |
| 2 Vehicles | 315 (46.9%) | 294 (51.1%) |
| 3 Vehicles | 151 (22.5%) | 146 (25.4%) |
| 4 Vehicles | 85 (12.7%) | 65 (11.3%) |
| 5 or more Vehicles | 4 (0.6%) | 0 (0.0%) |
| Total | 671 (100.0%) | 575 (100.0%) |
Commute Time in Zip Code 04981
| Commute Time | # Commuters | % Commuters |
| Less than 5 Minutes | 38 | 3.3% |
| 5 to 9 Minutes | 82 | 7.2% |
| 10 to 14 Minutes | 58 | 5.1% |
| 15 to 19 Minutes | 128 | 11.2% |
| 20 to 24 Minutes | 122 | 10.6% |
| 25 to 29 Minutes | 159 | 13.9% |
| 30 to 34 Minutes | 110 | 9.6% |
| 35 to 39 Minutes | 42 | 3.7% |
| 40 to 44 Minutes | 74 | 6.5% |
| 45 to 59 Minutes | 212 | 18.5% |
| 60 to 89 Minutes | 37 | 3.2% |
| 90 or more Minutes | 84 | 7.3% |
Commute Time by Sex in Zip Code 04981
| Commute Time | Male | Female |
| Less than 5 Minutes | 28 (4.4%) | 10 (2.0%) |
| 5 to 9 Minutes | 39 (6.1%) | 43 (8.5%) |
| 10 to 14 Minutes | 30 (4.7%) | 28 (5.5%) |
| 15 to 19 Minutes | 57 (8.9%) | 71 (14.1%) |
| 20 to 24 Minutes | 41 (6.4%) | 81 (16.0%) |
| 25 to 29 Minutes | 101 (15.8%) | 58 (11.5%) |
| 30 to 34 Minutes | 68 (10.6%) | 42 (8.3%) |
| 35 to 39 Minutes | 35 (5.5%) | 7 (1.4%) |
| 40 to 44 Minutes | 52 (8.1%) | 22 (4.4%) |
| 45 to 59 Minutes | 101 (15.8%) | 111 (22.0%) |
| 60 to 89 Minutes | 24 (3.7%) | 13 (2.6%) |
| 90 or more Minutes | 65 (10.1%) | 19 (3.8%) |
Time of Departure to Work by Sex in Zip Code 04981
| Time of Departure | Male | Female |
| 12:00 AM to 4:59 AM | 88 (13.7%) | 37 (7.3%) |
| 5:00 AM to 5:29 AM | 82 (12.8%) | 4 (0.8%) |
| 5:30 AM to 5:59 AM | 89 (13.9%) | 42 (8.3%) |
| 6:00 AM to 6:29 AM | 92 (14.3%) | 46 (9.1%) |
| 6:30 AM to 6:59 AM | 38 (5.9%) | 101 (20.0%) |
| 7:00 AM to 7:29 AM | 84 (13.1%) | 118 (23.4%) |
| 7:30 AM to 7:59 AM | 22 (3.4%) | 54 (10.7%) |
| 8:00 AM to 8:29 AM | 6 (0.9%) | 33 (6.5%) |
| 8:30 AM to 8:59 AM | 9 (1.4%) | 13 (2.6%) |
| 9:00 AM to 9:59 AM | 1 (0.2%) | 13 (2.6%) |
| 10:00 AM to 10:59 AM | 2 (0.3%) | 6 (1.2%) |
| 11:00 AM to 11:59 AM | 19 (3.0%) | 8 (1.6%) |
| 12:00 PM to 3:59 PM | 83 (13.0%) | 26 (5.1%) |
| 4:00 PM to 11:59 PM | 26 (4.1%) | 4 (0.8%) |
| Total | 641 (100.0%) | 505 (100.0%) |
Housing Occupancy in Zip Code 04981
Occupancy by Ownership in Zip Code 04981
| Occupancy | # Housing Units | % Housing Units |
| Owner Occupied Housing Units | 1,055 | 86.3% |
| Renter-Occupied Housing Units | 168 | 13.7% |
| Total Occupied Housing Units | 1,223 | 100.0% |
Occupancy by Household Size in Zip Code 04981
| Household Size | # Housing Units | % Housing Units |
| 1-Person Household | 283 | 23.1% |
| 2-Person Household | 682 | 55.8% |
| 3-Person Household | 114 | 9.3% |
| 4+ Person Household | 144 | 11.8% |
| Total Housing Units | 1,223 | 100.0% |
Occupancy by Ownership by Household Size in Zip Code 04981
| Household Size | Owner-occupied | Renter-occupied |
| 1-Person Household | 223 (78.8%) | 60 (21.2%) |
| 2-Person Household | 624 (91.5%) | 58 (8.5%) |
| 3-Person Household | 94 (82.5%) | 20 (17.5%) |
| 4+ Person Household | 114 (79.2%) | 30 (20.8%) |
| Total Housing Units | 1,055 (86.3%) | 168 (13.7%) |
Occupancy by Educational Attainment in Zip Code 04981
| Household Size | Owner-occupied | Renter-occupied |
| Less than High School | 30 (96.8%) | 1 (3.2%) |
| High School Diploma | 363 (86.8%) | 55 (13.2%) |
| College/Associate Degree | 307 (84.8%) | 55 (15.2%) |
| Bachelor's Degree or higher | 355 (86.2%) | 57 (13.8%) |
Occupancy by Age of Householder in Zip Code 04981
| Age Bracket | # Households | % Households |
| Under 35 Years | 178 | 14.5% |
| 35 to 44 Years | 115 | 9.4% |
| 45 to 54 Years | 279 | 22.8% |
| 55 to 64 Years | 223 | 18.2% |
| 65 to 74 Years | 263 | 21.5% |
| 75 to 84 Years | 128 | 10.5% |
| 85 Years and Over | 37 | 3.0% |
| Total | 1,223 | 100.0% |
Occupancy by Ownership by Age of Householder in Zip Code 04981
| Age Bracket | Owner-occupied | Renter-occupied |
| Under 35 Years | 95 (53.4%) | 83 (46.6%) |
| 35 to 44 Years | 74 (64.3%) | 41 (35.6%) |
| 45 to 54 Years | 268 (96.1%) | 11 (3.9%) |
| 55 to 64 Years | 219 (98.2%) | 4 (1.8%) |
| 65 to 74 Years | 247 (93.9%) | 16 (6.1%) |
| 75 to 84 Years | 118 (92.2%) | 10 (7.8%) |
| 85 Years and Over | 34 (91.9%) | 3 (8.1%) |
| Total | 1,055 (86.3%) | 168 (13.7%) |
Households by Occupants per Room in Zip Code 04981
| Occupants per Room | Owner-occupied | Renter-occupied |
| 1.00 or less | 1,053 (99.8%) | 151 (89.9%) |
| 1.01 to 1.50 | 0 (0.0%) | 17 (10.1%) |
| 1.51 or more | 2 (0.2%) | 0 (0.0%) |
| Total | 1,055 (100.0%) | 168 (100.0%) |
Occupancy by Move-In Year in Zip Code 04981
| Move-In Year | Owner-occupied | Renter-occupied |
| 2017 or later | 106 (10.1%) | 40 (23.8%) |
| 2015 to 2016 | 154 (14.6%) | 69 (41.1%) |
| 2010 to 2014 | 96 (9.1%) | 40 (23.8%) |
| 2000 to 2009 | 397 (37.6%) | 13 (7.7%) |
| 1990 to 1999 | 159 (15.1%) | 0 (0.0%) |
| 1989 or earlier | 143 (13.6%) | 6 (3.6%) |
| Total | 1,055 (100.0%) | 168 (100.0%) |
Housing Finances in Zip Code 04981
Median Income by Occupancy in Zip Code 04981
| Occupancy Type | # Households | Median Income |
| Owner-Occupied | 1,055 (86.3%) | $71,042 |
| Renter-Occupied | 168 (13.7%) | $64,000 |
| Average | 1,223 (100.0%) | $69,856 |
Occupancy by Householder Income Bracket in Zip Code 04981
| Income Bracket | Owner-occupied | Renter-occupied |
| Less than $5,000 | 11 (1.0%) | 0 (0.0%) |
| $5,000 to $9,999 | 17 (1.6%) | 0 (0.0%) |
| $10,000 to $14,999 | 51 (4.8%) | 10 (5.9%) |
| $15,000 to $19,999 | 30 (2.8%) | 0 (0.0%) |
| $20,000 to $24,999 | 71 (6.7%) | 15 (8.9%) |
| $25,000 to $34,999 | 49 (4.6%) | 13 (7.7%) |
| $35,000 to $49,999 | 91 (8.6%) | 30 (17.9%) |
| $50,000 to $74,999 | 236 (22.4%) | 36 (21.4%) |
| $75,000 to $99,999 | 191 (18.1%) | 19 (11.3%) |
| $100,000 to $149,999 | 222 (21.0%) | 45 (26.8%) |
| $150,000 or more | 86 (8.2%) | 0 (0.0%) |
| Total | 1,055 (100.0%) | 168 (100.0%) |
Housing Costs in Zip Code 04981
Monthly Median Housing Costs in Zip Code 04981
Monthly Housing Costs as Percentage of Income in Zip Code 04981
| Occupancy Type | Median Income | Housing Costs |
| Owner-Occupied | $71,042 | $962 x 12mo (16.3%) |
| Renter-Occupied | $64,000 | $930 x 12mo (17.4%) |
| Average | $69,856 | $949 x 12mo (16.3%) |
Monthly Housing Cost Tiers in Zip Code 04981
| Monthly Cost | Owner-occupied | Renter-occupied |
| Less than $300 | 47 (4.4%) | 4 (2.4%) |
| $300 to $499 | 196 (18.6%) | 4 (2.4%) |
| $500 to $799 | 195 (18.5%) | 29 (17.3%) |
| $800 to $999 | 116 (11.0%) | 71 (42.3%) |
| $1,000 to $1,499 | 266 (25.2%) | 37 (22.0%) |
| $1,500 to $1,999 | 130 (12.3%) | 0 (0.0%) |
| $2,000 to $2,499 | 57 (5.4%) | 4 (2.4%) |
| $2,500 to $2,999 | 28 (2.6%) | 0 (0.0%) |
| $3,000 or more | 20 (1.9%) | 0 (0.0%) |
| Total | 1,055 (100.0%) | 168 (100.0%) |
Housing Costs as Percentage of Income in Zip Code 04981
Housing Costs as Percentage of Income: Less than $20,000
| Housing Costs / Income | Owner-occupied | Renter-occupied |
| Less than 20 percent | 2 (1.9%) | 0 (0.0%) |
| 20 to 29 percent | 28 (26.9%) | 4 (57.1%) |
| 30 percent or more | 74 (71.2%) | 3 (42.9%) |
| Total | 104 (100.0%) | 7 (100.0%) |
Housing Costs as Percentage of Income: $20,000 to $34,999
| Housing Costs / Income | Owner-occupied | Renter-occupied |
| Less than 20 percent | 23 (19.2%) | 0 (0.0%) |
| 20 to 29 percent | 17 (14.2%) | 11 (50.0%) |
| 30 percent or more | 80 (66.7%) | 11 (50.0%) |
| Total | 120 (100.0%) | 22 (100.0%) |
Housing Costs as Percentage of Income: $35,000 to $49,999
| Housing Costs / Income | Owner-occupied | Renter-occupied |
| Less than 20 percent | 46 (50.5%) | 6 (23.1%) |
| 20 to 29 percent | 10 (11.0%) | 18 (69.2%) |
| 30 percent or more | 35 (38.5%) | 2 (7.7%) |
| Total | 91 (100.0%) | 26 (100.0%) |
Housing Costs as Percentage of Income: $50,000 to $74,999
| Housing Costs / Income | Owner-occupied | Renter-occupied |
| Less than 20 percent | 158 (66.9%) | 15 (44.1%) |
| 20 to 29 percent | 42 (17.8%) | 15 (44.1%) |
| 30 percent or more | 36 (15.2%) | 4 (11.8%) |
| Total | 236 (100.0%) | 34 (100.0%) |
Housing Costs as Percentage of Income: $75,000 or more
| Housing Costs / Income | Owner-occupied | Renter-occupied |
| Less than 20 percent | 397 (79.6%) | 60 (100.0%) |
| 20 to 29 percent | 71 (14.2%) | 0 (0.0%) |
| 30 percent or more | 31 (6.2%) | 0 (0.0%) |
| Total | 499 (100.0%) | 60 (100.0%) |
Physical Housing Characteristics in Zip Code 04981
Housing Structures in Zip Code 04981
| Structure Type | # Housing Units | % Housing Units |
| Single Unit, Detached | 821 | 67.1% |
| Single Unit, Attached | 74 | 6.0% |
| 2 Unit Apartments | 16 | 1.3% |
| 3 or 4 Unit Apartments | 29 | 2.4% |
| 5 to 9 Unit Apartments | 58 | 4.7% |
| 10 or more Apartments | 0 | 0.0% |
| Mobile Home / Other | 225 | 18.4% |
| Total | 1,223 | 100.0% |
Housing Structures by Occupancy in Zip Code 04981
| Structure Type | Owner-occupied | Renter-occupied |
| Single Unit, Detached | 783 (95.4%) | 38 (4.6%) |
| Single Unit, Attached | 58 (78.4%) | 16 (21.6%) |
| 2 Unit Apartments | 12 (75.0%) | 4 (25.0%) |
| 3 or 4 Unit Apartments | 16 (55.2%) | 13 (44.8%) |
| 5 to 9 Unit Apartments | 0 (0.0%) | 58 (100.0%) |
| 10 or more Apartments | 0 (0.0%) | 0 (0.0%) |
| Mobile Home / Other | 186 (82.7%) | 39 (17.3%) |
| Total | 1,055 (86.3%) | 168 (13.7%) |
Housing Structures by Year Built in Zip Code 04981
| Year Built | # Structures | % Structures |
| 2014 or later | 0 | 0.0% |
| 2010 to 2013 | 80 | 6.5% |
| 2000 to 2009 | 376 | 30.7% |
| 1980 to 1999 | 290 | 23.7% |
| 1960 to 1979 | 179 | 14.6% |
| 1940 to 1959 | 58 | 4.7% |
| 1939 or earlier | 240 | 19.6% |
| Total | 1,223 | 100.0% |
Housing Structures by Occupancy by Year Built in Zip Code 04981
| Year Built | Owner-occupied | Renter-occupied |
| 2014 or later | 0 (0.0%) | 0 (0.0%) |
| 2010 to 2013 | 77 (7.3%) | 3 (1.8%) |
| 2000 to 2009 | 323 (30.6%) | 53 (31.6%) |
| 1980 to 1999 | 225 (21.3%) | 65 (38.7%) |
| 1960 to 1979 | 166 (15.7%) | 13 (7.7%) |
| 1940 to 1959 | 46 (4.4%) | 12 (7.1%) |
| 1939 or earlier | 218 (20.7%) | 22 (13.1%) |
| Total | 1,055 (100.0%) | 168 (100.0%) |
Housing Structures by Number of Rooms in Zip Code 04981
| Number of Rooms | Owner-occupied | Renter-occupied |
| 1 Room | 3 (0.3%) | 4 (2.4%) |
| 2 or 3 Rooms | 28 (2.6%) | 39 (23.2%) |
| 4 or 5 Rooms | 343 (32.5%) | 88 (52.4%) |
| 6 or 7 Rooms | 327 (31.0%) | 30 (17.9%) |
| 8 or more Rooms | 354 (33.6%) | 7 (4.2%) |
| Total | 1,055 (100.0%) | 168 (100.0%) |
Housing Structure by Heating Type in Zip Code 04981
| Heating Type | Owner-occupied | Renter-occupied |
| Utility Gas | 0 (0.0%) | 0 (0.0%) |
| Bottled, Tank, or LP Gas | 169 (16.0%) | 31 (18.4%) |
| Electricity | 24 (2.3%) | 5 (3.0%) |
| Fuel Oil or Kerosene | 670 (63.5%) | 116 (69.1%) |
| Coal or Coke | 3 (0.3%) | 0 (0.0%) |
| All other Fuels | 189 (17.9%) | 16 (9.5%) |
| No Fuel Used | 0 (0.0%) | 0 (0.0%) |
| Total | 1,055 (100.0%) | 168 (100.0%) |
Household Vehicle Usage in Zip Code 04981
| Vehicles per Household | Owner-occupied | Renter-occupied |
| No Vehicle | 18 (1.7%) | 5 (3.0%) |
| 1 Vehicle | 294 (27.9%) | 35 (20.8%) |
| 2 Vehicles | 476 (45.1%) | 122 (72.6%) |
| 3 or more Vehicles | 267 (25.3%) | 6 (3.6%) |
| Total | 1,055 (100.0%) | 168 (100.0%) |
Real Estate & Mortgages in Zip Code 04981
Real Estate and Mortgage Overview in Zip Code 04981
| Characteristic | Without Mortgage | With Mortgage |
| Housing Units | 509 | 546 |
| Median Property Value | $187,100 | $174,100 |
| Median Household Income | $56,250 | $37 |
| Monthly Housing Costs | $531 | $20 |
| Real Estate Taxes | $2,470 | $7 |
Property Value by Mortgage Status in Zip Code 04981
| Property Value | Without Mortgage | With Mortgage |
| Less than $50,000 | 33 (6.5%) | 5 (0.9%) |
| $50,000 to $99,999 | 95 (18.7%) | 70 (12.8%) |
| $100,000 to $299,999 | 314 (61.7%) | 345 (63.2%) |
| $300,000 to $499,999 | 34 (6.7%) | 102 (18.7%) |
| $500,000 to $749,999 | 27 (5.3%) | 18 (3.3%) |
| $750,000 to $999,999 | 0 (0.0%) | 6 (1.1%) |
| $1,000,000 or more | 6 (1.2%) | 0 (0.0%) |
| Total | 509 (100.0%) | 546 (100.0%) |
Household Income by Mortgage Status in Zip Code 04981
| Household Income | Without Mortgage | With Mortgage |
| Less than $10,000 | 21 (4.1%) | 24 (4.4%) |
| $10,000 to $24,999 | 115 (22.6%) | 7 (1.3%) |
| $25,000 to $34,999 | 29 (5.7%) | 37 (6.8%) |
| $35,000 to $49,999 | 64 (12.6%) | 20 (3.7%) |
| $50,000 to $74,999 | 135 (26.5%) | 27 (5.0%) |
| $75,000 to $99,999 | 26 (5.1%) | 101 (18.5%) |
| $100,000 to $149,999 | 70 (13.8%) | 165 (30.2%) |
| $150,000 or more | 49 (9.6%) | 152 (27.8%) |
| Total | 509 (100.0%) | 546 (100.0%) |
Housing Costs by Income Bracket by Mortgage Status in Zip Code 04981
Housing Costs as Percentage of Income: Less than $20,000
| Relative Housing Costs | Without Mortgage | With Mortgage |
| Less than 20 percent | 2 (2.7%) | 29 (2.2%) |
| 20 to 29 percent | 28 (37.3%) | 0 (0.0%) |
| 30 percent or more | 45 (60.0%) | 0 (0.0%) |
| Total | 75 (100.0%) | 1,345 (100.0%) |
Housing Costs as Percentage of Income: $20,000 to $34,999
| Relative Housing Costs | Without Mortgage | With Mortgage |
| Less than 20 percent | 23 (27.1%) | 35 (120.7%) |
| 20 to 29 percent | 13 (15.3%) | 0 (0.0%) |
| 30 percent or more | 49 (57.7%) | 4 (13.8%) |
| Total | 85 (100.0%) | 29 (100.0%) |
Housing Costs as Percentage of Income: $35,000 to $49,999
| Relative Housing Costs | Without Mortgage | With Mortgage |
| Less than 20 percent | 46 (71.9%) | 27 (87.1%) |
| 20 to 29 percent | 7 (10.9%) | 0 (0.0%) |
| 30 percent or more | 11 (17.2%) | 3 (9.7%) |
| Total | 64 (100.0%) | 31 (100.0%) |
Housing Costs as Percentage of Income: $50,000 to $74,999
| Relative Housing Costs | Without Mortgage | With Mortgage |
| Less than 20 percent | 118 (87.4%) | 101 (420.8%) |
| 20 to 29 percent | 13 (9.6%) | 40 (166.7%) |
| 30 percent or more | 4 (3.0%) | 29 (120.8%) |
| Total | 135 (100.0%) | 24 (100.0%) |
Housing Costs as Percentage of Income: $75,000 or more
| Relative Housing Costs | Without Mortgage | With Mortgage |
| Less than 20 percent | 142 (97.9%) | 354 (1,106.2%) |
| 20 to 29 percent | 3 (2.1%) | 255 (796.9%) |
| 30 percent or more | 0 (0.0%) | 68 (212.5%) |
| Total | 145 (100.0%) | 32 (100.0%) |
Property Value to Household Income Ratio in Zip Code 04981
| Value-to-Income Ratio | Without Mortgage | With Mortgage |
| Less than 2.0x | 172 (33.8%) | 82,778 (15,160.8%) |
| 2.0x to 2.9x | 52 (10.2%) | 244 (44.7%) |
| 3.0x to 3.9x | 115 (22.6%) | 135 (24.7%) |
| 4.0x or more | 165 (32.4%) | 57 (10.4%) |
| Total | 509 (100.0%) | 546 (100.0%) |
Median Housing Costs without a Mortgage in Zip Code 04981
| Housing Costs | # Households | # Households |
| Less than $200 | 8 | 1.6% |
| $200 to $399 | 135 | 26.5% |
| $400 to $599 | 159 | 31.2% |
| $600 to $999 | 121 | 23.8% |
| $1,000 to $1,299 | 65 | 12.8% |
| $1,300 to $1,499 | 10 | 2.0% |
| $1,500 or more | 11 | 2.2% |
| Total | 509 | 100.0% |
Median Housing Costs with a Mortgage in Zip Code 04981
| Housing Costs | # Households | # Households |
| Less than $200 | 0 | 0.0% |
| $200 to $399 | 0 | 0.0% |
| $400 to $599 | 0 | 0.0% |
| $600 to $799 | 18 | 3.3% |
| $800 to $999 | 31 | 5.7% |
| $1,000 to $1,499 | 82 | 15.0% |
| $1,500 to $1,999 | 191 | 35.0% |
| $2,000 to $2,499 | 119 | 21.8% |
| $2,500 to $2,999 | 57 | 10.4% |
| $3,000 or more | 28 | 5.1% |
| Total | 546 | 100.0% |
Real Estate Taxes by Mortgage Status in Zip Code 04981
| Property Taxes | Without Mortgage | With Mortgage |
| Less than $800 | 58 (11.4%) | 0 (0.0%) |
| $800 to $1,499 | 98 (19.3%) | 8 (1.5%) |
| $800 to $1,499 | 353 (69.4%) | 52 (9.5%) |
| Total | 509 (100.0%) | 546 (100.0%) |
Health & Disability in Zip Code 04981
Health Insurance Coverage by Age in Zip Code 04981
| Age Bracket | With Coverage | Without Coverage |
| Under 6 Years | 54 (100.0%) | 0 (0.0%) |
| 6 to 18 Years | 272 (86.6%) | 42 (13.4%) |
| 19 to 25 Years | 154 (87.5%) | 22 (12.5%) |
| 26 to 34 Years | 196 (82.4%) | 42 (17.6%) |
| 35 to 44 Years | 220 (89.8%) | 25 (10.2%) |
| 45 to 54 Years | 374 (86.4%) | 59 (13.6%) |
| 55 to 64 Years | 423 (97.0%) | 13 (3.0%) |
| 65 to 74 Years | 404 (98.1%) | 8 (1.9%) |
| 75 Years and older | 279 (100.0%) | 0 (0.0%) |
| Total | 2,376 (91.8%) | 211 (8.2%) |
Health Insurance Coverage by Citizenship Status in Zip Code 04981
| Citizenship Status | With Coverage | Without Coverage |
| Native Born | 54 (100.0%) | 0 (0.0%) |
| Foreign Born, Citizen | 272 (86.6%) | 42 (13.4%) |
| Foreign Born, not a Citizen | 154 (87.5%) | 22 (12.5%) |
Health Insurance Coverage by Household Income in Zip Code 04981
| Household Income | With Coverage | Without Coverage |
| Under $25,000 | 266 (94.0%) | 17 (6.0%) |
| $25,000 to $49,999 | 309 (93.3%) | 22 (6.7%) |
| $50,000 to $74,999 | 583 (93.3%) | 42 (6.7%) |
| $75,000 to $99,999 | 476 (99.2%) | 4 (0.8%) |
| $100,000 and over | 742 (85.5%) | 126 (14.5%) |
Public vs Private Health Insurance Coverage by Age in Zip Code 04981
| Age Bracket | Public Insurance | Private Insurance |
| Under 6 | 34 (63.0%) | 22 (40.7%) |
| 6 to 18 Years | 158 (50.3%) | 122 (38.9%) |
| 19 to 25 Years | 49 (27.8%) | 109 (61.9%) |
| 25 to 34 Years | 27 (11.3%) | 171 (71.9%) |
| 35 to 44 Years | 44 (18.0%) | 182 (74.3%) |
| 45 to 54 Years | 48 (11.1%) | 329 (76.0%) |
| 55 to 64 Years | 101 (23.2%) | 394 (90.4%) |
| 65 to 74 Years | 387 (93.9%) | 277 (67.2%) |
| 75 Years and over | 277 (99.3%) | 233 (83.5%) |
| Total | 1,125 (43.5%) | 1,839 (71.1%) |
Disability Status by Sex by Age in Zip Code 04981
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 0 (0.0%) |
| 5 to 17 Years | 4 (2.3%) | 4 (3.3%) |
| 18 to 34 Years | 53 (22.9%) | 19 (9.0%) |
| 35 to 64 Years | 91 (15.5%) | 47 (8.9%) |
| 65 to 74 Years | 40 (21.6%) | 34 (15.0%) |
| 75 Years and over | 48 (36.9%) | 44 (29.5%) |
Disability Class by Sex by Age in Zip Code 04981
Disability Class: Hearing Difficulty
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 0 (0.0%) |
| 5 to 17 Years | 0 (0.0%) | 4 (3.3%) |
| 18 to 34 Years | 8 (3.5%) | 0 (0.0%) |
| 35 to 64 Years | 6 (1.0%) | 11 (2.1%) |
| 65 to 74 Years | 15 (8.1%) | 8 (3.5%) |
| 75 Years and over | 31 (23.8%) | 23 (15.4%) |
Disability Class: Vision Difficulty
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 0 (0.0%) |
| 5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
| 18 to 34 Years | 8 (3.5%) | 2 (0.9%) |
| 35 to 64 Years | 19 (3.2%) | 0 (0.0%) |
| 65 to 74 Years | 12 (6.5%) | 2 (0.9%) |
| 75 Years and over | 3 (2.3%) | 4 (2.7%) |
Disability Class: Cognitive Difficulty
| Age Bracket | Male | Female |
| 5 to 17 Years | 4 (2.3%) | 4 (3.3%) |
| 18 to 34 Years | 26 (11.3%) | 0 (0.0%) |
| 35 to 64 Years | 48 (8.2%) | 34 (6.5%) |
| 65 to 74 Years | 6 (3.2%) | 4 (1.8%) |
| 75 Years and over | 6 (4.6%) | 2 (1.3%) |
Disability Class: Ambulatory Difficulty
| Age Bracket | Male | Female |
| 5 to 17 Years | 2 (1.1%) | 0 (0.0%) |
| 18 to 34 Years | 8 (3.5%) | 10 (4.7%) |
| 35 to 64 Years | 40 (6.8%) | 18 (3.4%) |
| 65 to 74 Years | 19 (10.3%) | 19 (8.4%) |
| 75 Years and over | 19 (14.6%) | 32 (21.5%) |
Disability Class: Self-Care Difficulty
| Age Bracket | Male | Female |
| 5 to 17 Years | 2 (1.1%) | 4 (3.3%) |
| 18 to 34 Years | 21 (9.1%) | 0 (0.0%) |
| 35 to 64 Years | 16 (2.7%) | 4 (0.8%) |
| 65 to 74 Years | 3 (1.6%) | 4 (1.8%) |
| 75 Years and over | 14 (10.8%) | 22 (14.8%) |
Technology Access in Zip Code 04981
Computing Device Access in Zip Code 04981
| Device Type | # Households | % Households |
| Desktop or Laptop | 1,060 | 86.7% |
| Smartphone | 989 | 80.9% |
| Tablet | 823 | 67.3% |
| No Computing Device | 60 | 4.9% |
| Total | 1,223 | 100.0% |
Internet Access in Zip Code 04981
| Internet Type | # Households | % Households |
| Dial-Up Internet | 6 | 0.5% |
| Broadband Home | 859 | 70.2% |
| Cellular Data Only | 139 | 11.4% |
| Satellite Internet | 91 | 7.4% |
| No Internet | 137 | 11.2% |
| Total | 1,223 | 100.0% |