Waterloo, NY
Waterloo Map
Waterloo Overview
4,587
TOTAL POPULATION
2,279
MALE POPULATION
2,308
FEMALE POPULATION
98.74
MALES / 100 FEMALES
101.27
FEMALES / 100 MALES
48.1
MEDIAN AGE
2.8
AVG FAMILY SIZE
2.2
AVG HOUSEHOLD SIZE
$34,329
PER CAPITA INCOME
$74,899
AVG FAMILY INCOME
$65,712
AVG HOUSEHOLD INCOME
25.9%
WAGE / INCOME GAP [ % ]
74.1¢/ $1
WAGE / INCOME GAP [ $ ]
0.42
INEQUALITY / GINI INDEX
2,277
LABOR FORCE [ PEOPLE ]
59.6%
PERCENT IN LABOR FORCE
6.3%
UNEMPLOYMENT RATE
Waterloo Zip Codes
Waterloo Area Codes
Race in Waterloo
The most populous races in Waterloo are White / Caucasian (4,070 | 88.7%), Two or more Races (309 | 6.7%), and Hispanic or Latino (245 | 5.3%).
| Race | # Population | % Population |
| Asian | 23 | 0.5% |
| Black / African American | 122 | 2.7% |
| Hawaiian / Pacific | 0 | 0.0% |
| Hispanic or Latino | 245 | 5.3% |
| Native / Alaskan | 29 | 0.6% |
| White / Caucasian | 4,070 | 88.7% |
| Two or more Races | 309 | 6.7% |
| Some other Race | 34 | 0.7% |
| Total | 4,587 | 100.0% |
Ancestry in Waterloo
The most populous ancestries reported in Waterloo are Irish (1,158 | 25.3%), German (866 | 18.9%), Italian (718 | 15.7%), English (561 | 12.2%), and American (222 | 4.8%), together accounting for 76.8% of all Waterloo residents.
| Ancestry | # Population | % Population |
| American | 222 | 4.8% |
| Belgian | 11 | 0.2% |
| British | 45 | 1.0% |
| Central American | 82 | 1.8% |
| Cherokee | 29 | 0.6% |
| Danish | 18 | 0.4% |
| Dutch | 122 | 2.7% |
| Eastern European | 5 | 0.1% |
| English | 561 | 12.2% |
| European | 52 | 1.1% |
| French | 136 | 3.0% |
| French Canadian | 6 | 0.1% |
| German | 866 | 18.9% |
| Greek | 34 | 0.7% |
| Guamanian / Chamorro | 15 | 0.3% |
| Indian (Asian) | 23 | 0.5% |
| Irish | 1,158 | 25.3% |
| Italian | 718 | 15.7% |
| Korean | 15 | 0.3% |
| Mexican | 77 | 1.7% |
| Northern European | 12 | 0.3% |
| Norwegian | 16 | 0.4% |
| Panamanian | 82 | 1.8% |
| Pennsylvania German | 6 | 0.1% |
| Polish | 196 | 4.3% |
| Puerto Rican | 77 | 1.7% |
| Scottish | 148 | 3.2% |
| Swedish | 27 | 0.6% |
| Welsh | 11 | 0.2% | View All 29 Rows |
Immigrants in Waterloo
The most numerous immigrant groups reported in Waterloo came from Europe (94 | 2.1%), Germany (54 | 1.2%), Western Europe (54 | 1.2%), Asia (51 | 1.1%), and China (38 | 0.8%), together accounting for 6.4% of all Waterloo residents.
| Immigration Origin | # Population | % Population |
| Asia | 51 | 1.1% |
| Central America | 13 | 0.3% |
| China | 38 | 0.8% |
| Eastern Asia | 38 | 0.8% |
| Eastern Europe | 16 | 0.4% |
| Europe | 94 | 2.1% |
| Germany | 54 | 1.2% |
| Greece | 16 | 0.4% |
| Italy | 8 | 0.2% |
| Latin America | 13 | 0.3% |
| Panama | 13 | 0.3% |
| Poland | 6 | 0.1% |
| Russia | 10 | 0.2% |
| Southern Europe | 24 | 0.5% |
| Western Asia | 13 | 0.3% |
| Western Europe | 54 | 1.2% | View All 16 Rows |
Sex and Age in Waterloo
Sex and Age in Waterloo
The most populous age groups in Waterloo are 60 to 64 Years (243 | 10.7%) for men and 50 to 54 Years (190 | 8.2%) for women.
| Age Bracket | Male | Female |
| Under 5 Years | 74 (3.3%) | 162 (7.0%) |
| 5 to 9 Years | 81 (3.5%) | 82 (3.5%) |
| 10 to 14 Years | 208 (9.1%) | 49 (2.1%) |
| 15 to 19 Years | 110 (4.8%) | 157 (6.8%) |
| 20 to 24 Years | 198 (8.7%) | 76 (3.3%) |
| 25 to 29 Years | 80 (3.5%) | 122 (5.3%) |
| 30 to 34 Years | 200 (8.8%) | 183 (7.9%) |
| 35 to 39 Years | 88 (3.9%) | 110 (4.8%) |
| 40 to 44 Years | 100 (4.4%) | 86 (3.7%) |
| 45 to 49 Years | 85 (3.7%) | 143 (6.2%) |
| 50 to 54 Years | 210 (9.2%) | 190 (8.2%) |
| 55 to 59 Years | 121 (5.3%) | 164 (7.1%) |
| 60 to 64 Years | 243 (10.7%) | 178 (7.7%) |
| 65 to 69 Years | 131 (5.8%) | 70 (3.0%) |
| 70 to 74 Years | 84 (3.7%) | 150 (6.5%) |
| 75 to 79 Years | 68 (3.0%) | 156 (6.8%) |
| 80 to 84 Years | 81 (3.5%) | 146 (6.3%) |
| 85 Years and over | 117 (5.1%) | 84 (3.6%) |
| Total | 2,279 (100.0%) | 2,308 (100.0%) |
Families and Households in Waterloo
Median Family Size in Waterloo
The median family size in Waterloo is 2.82 persons per family, with single male/father families (128 | 11.5%) accounting for the largest median family size of 3.38 persons per family. On the other hand, married-couple families (749 | 67.2%) represent the smallest median family size with 2.72 persons per family.
| Family Type | # Families | Family Size |
| Married-Couple | 749 (67.2%) | 2.72 |
| Single Male/Father | 128 (11.5%) | 3.38 |
| Single Female/Mother | 238 (21.3%) | 2.80 |
| Total Families | 1,115 (100.0%) | 2.82 |
Median Household Size in Waterloo
The median household size in Waterloo is 2.22 persons per household, with single male/father households (128 | 6.6%) accounting for the largest median household size of 3.87 persons per household. non-family households (828 | 42.6%) represent the smallest median household size with 1.27 persons per household.
| Household Type | # Households | Household Size |
| Married-Couple | 749 (38.6%) | 2.76 |
| Single Male/Father | 128 (6.6%) | 3.87 |
| Single Female/Mother | 238 (12.2%) | 2.97 |
| Non-family | 828 (42.6%) | 1.27 |
| Total Households | 1,943 (100.0%) | 2.22 |
Household Size by Marriage Status in Waterloo
Out of a total of 1,943 households in Waterloo, 1,115 (57.4%) are family households, while 828 (42.6%) are nonfamily households. The most numerous type of family households are 2-person households, comprising 657, and the most common type of nonfamily households are 1-person households, comprising 651.
| Household Size | Family Households | Nonfamily Households |
| 1-Person Households | - | 651 (33.5%) |
| 2-Person Households | 657 (33.8%) | 149 (7.7%) |
| 3-Person Households | 209 (10.8%) | 0 (0.0%) |
| 4-Person Households | 97 (5.0%) | 28 (1.4%) |
| 5-Person Households | 57 (2.9%) | 0 (0.0%) |
| 6-Person Households | 10 (0.5%) | 0 (0.0%) |
| 7+ Person Households | 85 (4.4%) | 0 (0.0%) |
| Total | 1,115 (57.4%) | 828 (42.6%) |
Female Fertility in Waterloo
Fertility by Age in Waterloo
Average fertility rate in Waterloo is 34.0 births per 1,000 women. Women in the age bracket of 15 to 19 years have the highest fertility rate with 64.0 births per 1,000 women. Women in the age bracket of 35 to 50 years acount for 53.1% of all women with births.
| Age Bracket | Women with Births | Births / 1,000 Women |
| 15 to 19 years | 10 (31.2%) | 64.0 |
| 20 to 34 years | 5 (15.6%) | 13.0 |
| 35 to 50 years | 17 (53.1%) | 44.0 |
| Total | 32 (100.0%) | 34.0 |
Fertility by Age by Marriage Status in Waterloo
15.6% of women with births (32) in Waterloo are married. The highest percentage of unmarried women with births falls into 15 to 19 years age bracket with 100.0% of them unmarried at the time of birth, while the lowest percentage of unmarried women with births belong to 20 to 34 years age bracket with 0.0% of them unmarried.
| Age Bracket | Married | Unmarried |
| 15 to 19 years | 0 (0.0%) | 10 (100.0%) |
| 20 to 34 years | 5 (100.0%) | 0 (0.0%) |
| 35 to 50 years | 0 (0.0%) | 17 (100.0%) |
| Total | 5 (15.6%) | 27 (84.4%) |
Fertility by Education in Waterloo
| Educational Attainment | Women with Births | Births / 1,000 Women |
| Less than High School | 10 (31.2%) | 64.0 |
| High School Diploma | 0 (0.0%) | 0.0 |
| College or Associate's Degree | 22 (68.8%) | 74.0 |
| Bachelor's Degree | 0 (0.0%) | 0.0 |
| Graduate Degree | 0 (0.0%) | 0.0 |
| Total | 32 (100.0%) | 34.0 |
Fertility by Education by Marriage Status in Waterloo
84.4% of women with births in Waterloo are unmarried. Women with the educational attainment of college or associate's degree are most likely to be married with 22.7% of them married at childbirth, while women with the educational attainment of less than high school are least likely to be married with 100.0% of them unmarried at childbirth.
| Educational Attainment | Married | Unmarried |
| Less than High School | 0 (0.0%) | 10 (100.0%) |
| High School Diploma | 0 (0.0%) | 0 (0.0%) |
| College or Associate's Degree | 5 (22.7%) | 17 (77.3%) |
| Bachelor's Degree | 0 (0.0%) | 0 (0.0%) |
| Graduate Degree | 0 (0.0%) | 0 (0.0%) |
| Total | 5 (15.6%) | 27 (84.4%) |
Income in Waterloo
Income Overview in Waterloo
Per Capita Income in Waterloo is $34,329, while median incomes of families and households are $74,899 and $65,712 respectively.
| Characteristic | Number | Measure |
| Per Capita Income | 4,587 | $34,329 |
| Median Family Income | 1,115 | $74,899 |
| Mean Family Income | 1,115 | $98,317 |
| Median Household Income | 1,943 | $65,712 |
| Mean Household Income | 1,943 | $79,562 |
| Income Deficit | 1,115 | $0 |
| Wage / Income Gap (%) | 4,587 | 25.86% |
| Wage / Income Gap ($) | 4,587 | 74.14¢ per $1 |
| Gini / Inequality Index | 4,587 | 0.42 |
Earnings by Sex in Waterloo
Average Earnings in Waterloo are $39,142, $42,342 for men and $31,392 for women, a difference of 25.9%.
| Sex | Number | Average Earnings |
| Male | 1,265 (53.6%) | $42,342 |
| Female | 1,097 (46.4%) | $31,392 |
| Total | 2,362 (100.0%) | $39,142 |
Earnings by Sex by Income Bracket in Waterloo
The most common earnings brackets in Waterloo are $100,000+ for men (155 | 12.2%) and $25,000 to $29,999 for women (158 | 14.4%).
| Income | Male | Female |
| $2,499 or less | 8 (0.6%) | 46 (4.2%) |
| $2,500 to $4,999 | 37 (2.9%) | 47 (4.3%) |
| $5,000 to $7,499 | 48 (3.8%) | 57 (5.2%) |
| $7,500 to $9,999 | 8 (0.6%) | 0 (0.0%) |
| $10,000 to $12,499 | 0 (0.0%) | 47 (4.3%) |
| $12,500 to $14,999 | 43 (3.4%) | 25 (2.3%) |
| $15,000 to $17,499 | 11 (0.9%) | 39 (3.6%) |
| $17,500 to $19,999 | 28 (2.2%) | 20 (1.8%) |
| $20,000 to $22,499 | 18 (1.4%) | 63 (5.7%) |
| $22,500 to $24,999 | 37 (2.9%) | 22 (2.0%) |
| $25,000 to $29,999 | 154 (12.2%) | 158 (14.4%) |
| $30,000 to $34,999 | 38 (3.0%) | 67 (6.1%) |
| $35,000 to $39,999 | 106 (8.4%) | 77 (7.0%) |
| $40,000 to $44,999 | 116 (9.2%) | 81 (7.4%) |
| $45,000 to $49,999 | 62 (4.9%) | 42 (3.8%) |
| $50,000 to $54,999 | 38 (3.0%) | 77 (7.0%) |
| $55,000 to $64,999 | 75 (5.9%) | 81 (7.4%) |
| $65,000 to $74,999 | 131 (10.4%) | 49 (4.5%) |
| $75,000 to $99,999 | 152 (12.0%) | 58 (5.3%) |
| $100,000+ | 155 (12.2%) | 41 (3.7%) |
| Total | 1,265 (100.0%) | 1,097 (100.0%) |
Earnings by Sex by Educational Attainment in Waterloo
Average earnings in Waterloo are $56,250 for men and $35,081 for women, a difference of 37.6%. Men with an educational attainment of graduate degree enjoy the highest average annual earnings of $81,071, while those with less than high school education earn the least with $13,169. Women with an educational attainment of graduate degree earn the most with the average annual earnings of $61,641, while those with less than high school education have the smallest earnings of $28,125.
| Educational Attainment | Male Income | Female Income |
| Less than High School | $13,169 | $28,125 |
| High School Diploma | $54,943 | $0 |
| College or Associate's Degree | $64,479 | $33,846 |
| Bachelor's Degree | $42,174 | $35,833 |
| Graduate Degree | $81,071 | $61,641 |
| Total | $56,250 | $35,081 |
Family Income in Waterloo
Family Income Brackets in Waterloo
According to the Waterloo family income data, there are 292 families falling into the $50,000 to $74,999 income range, which is the most common income bracket and makes up 26.2% of all families.
| Income Bracket | # Families | % Families |
| Less than $10,000 | 12 | 1.1% |
| $10,000 to $14,999 | 0 | 0.0% |
| $15,000 to $24,999 | 43 | 3.9% |
| $25,000 to $34,999 | 151 | 13.5% |
| $35,000 to $49,999 | 64 | 5.7% |
| $50,000 to $74,999 | 292 | 26.2% |
| $75,000 to $99,999 | 171 | 15.3% |
| $100,000 to $149,999 | 145 | 13.0% |
| $150,000 to $199,999 | 159 | 14.3% |
| $200,000+ | 78 | 7.0% |
Family Income by Famaliy Size in Waterloo
3-person families (187 | 16.8%) account for the highest median family income in Waterloo with $121,705 per family, while 3-person families (187 | 16.8%) have the highest median income of $40,568 per family member.
| Income Bracket | # Families | Median Income |
| 2-Person Families | 698 (62.6%) | $74,052 |
| 3-Person Families | 187 (16.8%) | $121,705 |
| 4-Person Families | 100 (9.0%) | $82,250 |
| 5-Person Families | 63 (5.7%) | $0 |
| 6-Person Families | 10 (0.9%) | $0 |
| 7+ Person Families | 57 (5.1%) | $0 |
| Total | 1,115 (100.0%) | $74,899 |
Family Income by Number of Earners in Waterloo
The median family income in Waterloo is $74,899, with families comprising 3+ earners (153) having the highest median family income of $150,729, while families with 1 earner (311) have the lowest median family income of $34,607, accounting for 13.7% and 27.9% of families, respectively.
| Number of Earners | # Families | Median Income |
| No Earners | 218 (19.6%) | $73,269 |
| 1 Earner | 311 (27.9%) | $34,607 |
| 2 Earners | 433 (38.8%) | $91,938 |
| 3+ Earners | 153 (13.7%) | $150,729 |
| Total | 1,115 (100.0%) | $74,899 |
Household Income in Waterloo
Household Income Brackets in Waterloo
With 359 households falling in the category, the $50,000 to $74,999 income range is the most frequent in Waterloo, accounting for 18.5% of all households. In contrast, only 37 households (1.9%) fall into the less than $10,000 income bracket, making it the least populous group.
| Income Bracket | # Households | % Households |
| Less than $10,000 | 37 | 1.9% |
| $10,000 to $14,999 | 87 | 4.5% |
| $15,000 to $24,999 | 187 | 9.6% |
| $25,000 to $34,999 | 243 | 12.5% |
| $35,000 to $49,999 | 260 | 13.4% |
| $50,000 to $74,999 | 359 | 18.5% |
| $75,000 to $99,999 | 299 | 15.4% |
| $100,000 to $149,999 | 202 | 10.4% |
| $150,000 to $199,999 | 159 | 8.2% |
| $200,000+ | 107 | 5.5% |
Household Income by Householder Age in Waterloo
The median household income in Waterloo is $65,712, with the highest median household income of $86,250 found in the 45 to 64 years age bracket for the primary householder. A total of 825 households (42.5%) fall into this category. Meanwhile, the 15 to 24 years age bracket for the primary householder has the lowest median household income of $0, with 120 households (6.2%) in this group.
| Income Bracket | # Households | Median Income |
| 15 to 24 Years | 120 (6.2%) | $0 |
| 25 to 44 Years | 402 (20.7%) | $65,724 |
| 45 to 64 Years | 825 (42.5%) | $86,250 |
| 65+ Years | 596 (30.7%) | $46,625 |
| Total | 1,943 (100.0%) | $65,712 |
Poverty in Waterloo
Income Below Poverty by Sex and Age in Waterloo
With 7.2% poverty level for males and 15.6% for females among the residents of Waterloo, 12 to 14 year old males and 18 to 24 year old females are the most vulnerable to poverty, with 38 males (26.6%) and 63 females (73.3%) in their respective age groups living below the poverty level.
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 52 (32.1%) |
| 5 Years | 0 (0.0%) | 19 (47.5%) |
| 6 to 11 Years | 19 (13.0%) | 9 (13.0%) |
| 12 to 14 Years | 38 (26.6%) | 0 (0.0%) |
| 15 Years | 0 (0.0%) | 0 (0.0%) |
| 16 and 17 Years | 0 (0.0%) | 0 (0.0%) |
| 18 to 24 Years | 0 (0.0%) | 63 (73.3%) |
| 25 to 34 Years | 33 (11.8%) | 27 (8.8%) |
| 35 to 44 Years | 20 (10.6%) | 0 (0.0%) |
| 45 to 54 Years | 1 (0.4%) | 54 (16.2%) |
| 55 to 64 Years | 22 (6.2%) | 84 (25.0%) |
| 65 to 74 Years | 18 (8.9%) | 19 (10.9%) |
| 75 Years and over | 7 (3.4%) | 13 (4.2%) |
| Total | 158 (7.2%) | 340 (15.6%) |
Income Above Poverty by Sex and Age in Waterloo
According to the poverty statistics in Waterloo, males aged under 5 years and females aged 12 to 14 years are the age groups that are most secure financially, with 100.0% of males and 100.0% of females in these age groups living above the poverty line.
| Age Bracket | Male | Female |
| Under 5 Years | 74 (100.0%) | 110 (67.9%) |
| 5 Years | 0 (0.0%) | 21 (52.5%) |
| 6 to 11 Years | 127 (87.0%) | 60 (87.0%) |
| 12 to 14 Years | 105 (73.4%) | 22 (100.0%) |
| 15 Years | 16 (100.0%) | 95 (100.0%) |
| 16 and 17 Years | 21 (100.0%) | 52 (100.0%) |
| 18 to 24 Years | 271 (100.0%) | 23 (26.7%) |
| 25 to 34 Years | 247 (88.2%) | 278 (91.1%) |
| 35 to 44 Years | 168 (89.4%) | 196 (100.0%) |
| 45 to 54 Years | 288 (99.7%) | 279 (83.8%) |
| 55 to 64 Years | 332 (93.8%) | 252 (75.0%) |
| 65 to 74 Years | 185 (91.1%) | 156 (89.1%) |
| 75 Years and over | 198 (96.6%) | 296 (95.8%) |
| Total | 2,032 (92.8%) | 1,840 (84.4%) |
Income Below Poverty Among Married-Couple Families in Waterloo
The poverty statistics for married-couple families in Waterloo show that 1.6% or 12 of the total 749 families live below the poverty line. Families with 1 or 2 children have the highest poverty rate of 6.0%, comprising of 12 families. On the other hand, families with no children have the lowest poverty rate of 0.0%, which includes 0 families.
| Children | Above Poverty | Below Poverty |
| No Children | 522 (100.0%) | 0 (0.0%) |
| 1 or 2 Children | 189 (94.0%) | 12 (6.0%) |
| 3 or 4 Children | 19 (100.0%) | 0 (0.0%) |
| 5 or more Children | 7 (100.0%) | 0 (0.0%) |
| Total | 737 (98.4%) | 12 (1.6%) |
Income Below Poverty Among Single-Parent Households in Waterloo
| Children | Single Father | Single Mother |
| No Children | 0 (0.0%) | 12 (11.0%) |
| 1 or 2 Children | 0 (0.0%) | 0 (0.0%) |
| 3 or 4 Children | 0 (0.0%) | 0 (0.0%) |
| 5 or more Children | 0 (0.0%) | 31 (100.0%) |
| Total | 0 (0.0%) | 43 (18.1%) |
Income Below Poverty Among Married-Couple vs Single-Parent Households in Waterloo
The poverty data for Waterloo shows that 12 of the married-couple family households (1.6%) and 43 of the single-parent households (11.7%) are living below the poverty level. Within the married-couple family households, those with 1 or 2 children have the highest poverty rate, with 12 households (6.0%) falling below the poverty line. Among the single-parent households, those with 5 or more children have the highest poverty rate, with 31 household (100.0%) living below poverty.
| Children | Married-Couple Families | Single-Parent Households |
| No Children | 0 (0.0%) | 12 (6.1%) |
| 1 or 2 Children | 12 (6.0%) | 0 (0.0%) |
| 3 or 4 Children | 0 (0.0%) | 0 (0.0%) |
| 5 or more Children | 0 (0.0%) | 31 (100.0%) |
| Total | 12 (1.6%) | 43 (11.7%) |
Employment Characteristics in Waterloo
Employment by Class of Employer in Waterloo
Among the 2,056 employed individuals in Waterloo, private company employees (1,394 | 67.8%), state government employees (241 | 11.7%), and not-for-profit organizations (184 | 8.9%) make up the most common classes of employment.
| Employer Class | # Employees | % Employees |
| Private Company Employees | 1,394 | 67.8% |
| Self-Employed (Incorporated) | 32 | 1.6% |
| Self-Employed (Not Incorporated) | 59 | 2.9% |
| Not-for-profit Organizations | 184 | 8.9% |
| Local Government Employees | 136 | 6.6% |
| State Government Employees | 241 | 11.7% |
| Federal Government Employees | 10 | 0.5% |
| Unpaid Family Workers | 0 | 0.0% |
| Total | 2,056 | 100.0% |
Employment Status by Age in Waterloo
According to the labor force statistics for Waterloo, out of the total population over 16 years of age (3,820), 59.6% or 2,277 individuals are in the labor force, with 6.3% or 143 of them unemployed. The age group with the highest labor force participation rate is 20 to 24 years, with 93.8% or 257 individuals in the labor force. Within the labor force, the 30 to 34 years age range has the highest percentage of unemployed individuals, with 15.6% or 51 of them being unemployed.
| Age Bracket | In Labor Force | Unemployed |
| 16 to 19 Years | 80 (51.3%) | 0 (0.0%) |
| 20 to 24 Years | 257 (93.8%) | 25 (9.7%) |
| 25 to 29 Years | 172 (85.1%) | 17 (9.9%) |
| 30 to 34 Years | 326 (85.1%) | 51 (15.6%) |
| 35 to 44 Years | 304 (79.2%) | 0 (0.0%) |
| 45 to 54 Years | 533 (84.9%) | 29 (5.4%) |
| 55 to 59 Years | 192 (67.4%) | 11 (5.7%) |
| 60 to 64 Years | 294 (69.8%) | 0 (0.0%) |
| 65 to 74 Years | 99 (22.8%) | 10 (10.1%) |
| 75 Years and over | 18 (2.8%) | 0 (0.0%) |
| Total | 2,277 (59.6%) | 143 (6.3%) |
Employment Status by Educational Attainment in Waterloo
According to labor force statistics for Waterloo, 79.1% of individuals (1,822) out of the total population between 25 and 64 years of age (2,303) are in the labor force, with 5.9% or 107 of them being unemployed. The group with the highest labor force participation rate are those with the educational attainment of bachelor's degree or higher, with 95.2% or 600 individuals in the labor force. Within the labor force, individuals with college / associate degree education have the highest percentage of unemployment, with 9.7% or 76 of them being unemployed.
| Educational Attainment | In Labor Force | Unemployed |
| Less than High School | 66 (39.8%) | 0 (0.0%) |
| High School Diploma | 373 (63.1%) | 51 (8.6%) |
| College / Associate Degree | 782 (85.4%) | 89 (9.7%) |
| Bachelor's Degree or higher | 600 (95.2%) | 0 (0.0%) |
| Total | 1,822 (79.1%) | 136 (5.9%) |
Employment Occupations by Sex in Waterloo
Management, Business, Science and Arts Occupations
The most common Management, Business, Science and Arts occupations in Waterloo are Community & Social Service (291 | 13.7%), Management (223 | 10.5%), Education Instruction & Library (192 | 9.0%), Computers, Engineering & Science (150 | 7.0%), and Health Diagnosing & Treating (114 | 5.3%).
Management, Business, Science and Arts Occupations by Sex
Within the Management, Business, Science and Arts occupations in Waterloo, the most male-oriented occupations are Computers & Mathematics (100.0%), Legal Services & Support (100.0%), and Architecture & Engineering (79.8%), while the most female-oriented occupations are Arts, Media & Entertainment (100.0%), Education Instruction & Library (93.2%), and Community & Social Service (83.2%).
| Occupation | Male | Female |
| Management | 137 (61.4%) | 86 (38.6%) |
| Business & Financial | 10 (21.7%) | 36 (78.3%) |
| Computers, Engineering & Science | 113 (75.3%) | 37 (24.7%) |
| Computers & Mathematics | 17 (100.0%) | 0 (0.0%) |
| Architecture & Engineering | 87 (79.8%) | 22 (20.2%) |
| Life, Physical & Social Science | 9 (37.5%) | 15 (62.5%) |
| Community & Social Service | 49 (16.8%) | 242 (83.2%) |
| Education, Arts & Media | 26 (35.1%) | 48 (64.9%) |
| Legal Services & Support | 10 (100.0%) | 0 (0.0%) |
| Education Instruction & Library | 13 (6.8%) | 179 (93.2%) |
| Arts, Media & Entertainment | 0 (0.0%) | 15 (100.0%) |
| Health Diagnosing & Treating | 22 (19.3%) | 92 (80.7%) |
| Health Technologists | 22 (39.3%) | 34 (60.7%) |
| Total (Category) | 331 (40.2%) | 493 (59.8%) |
| Total (Overall) | 1,109 (52.0%) | 1,023 (48.0%) |
Services Occupations
The most common Services occupations in Waterloo are Food Preparation & Serving (119 | 5.6%), Security & Protection (101 | 4.7%), Law Enforcement (72 | 3.4%), Cleaning & Maintenance (50 | 2.4%), and Healthcare Support (41 | 1.9%).
Services Occupations by Sex
Within the Services occupations in Waterloo, the most male-oriented occupations are Security & Protection (100.0%), Firefighting & Prevention (100.0%), and Law Enforcement (100.0%), while the most female-oriented occupations are Food Preparation & Serving (70.6%), Personal Care & Service (55.0%), and Healthcare Support (31.7%).
| Occupation | Male | Female |
| Healthcare Support | 28 (68.3%) | 13 (31.7%) |
| Security & Protection | 101 (100.0%) | 0 (0.0%) |
| Firefighting & Prevention | 29 (100.0%) | 0 (0.0%) |
| Law Enforcement | 72 (100.0%) | 0 (0.0%) |
| Food Preparation & Serving | 35 (29.4%) | 84 (70.6%) |
| Cleaning & Maintenance | 44 (88.0%) | 6 (12.0%) |
| Personal Care & Service | 9 (45.0%) | 11 (55.0%) |
| Total (Category) | 217 (65.6%) | 114 (34.4%) |
| Total (Overall) | 1,109 (52.0%) | 1,023 (48.0%) |
Sales and Office Occupations
The most common Sales and Office occupations in Waterloo are Office & Administration (175 | 8.2%), and Sales & Related (103 | 4.8%).
Sales and Office Occupations by Sex
| Occupation | Male | Female |
| Sales & Related | 44 (42.7%) | 59 (57.3%) |
| Office & Administration | 10 (5.7%) | 165 (94.3%) |
| Total (Category) | 54 (19.4%) | 224 (80.6%) |
| Total (Overall) | 1,109 (52.0%) | 1,023 (48.0%) |
Natural Resources, Construction and Maintenance Occupations
The most common Natural Resources, Construction and Maintenance occupations in Waterloo are Installation, Maintenance & Repair (168 | 7.9%), Construction & Extraction (104 | 4.9%), and Farming, Fishing & Forestry (69 | 3.2%).
Natural Resources, Construction and Maintenance Occupations by Sex
| Occupation | Male | Female |
| Farming, Fishing & Forestry | 0 (0.0%) | 69 (100.0%) |
| Construction & Extraction | 82 (78.8%) | 22 (21.1%) |
| Installation, Maintenance & Repair | 168 (100.0%) | 0 (0.0%) |
| Total (Category) | 250 (73.3%) | 91 (26.7%) |
| Total (Overall) | 1,109 (52.0%) | 1,023 (48.0%) |
Production, Transportation and Moving Occupations
The most common Production, Transportation and Moving occupations in Waterloo are Transportation (189 | 8.9%), Production (142 | 6.7%), and Material Moving (27 | 1.3%).
Production, Transportation and Moving Occupations by Sex
| Occupation | Male | Female |
| Production | 96 (67.6%) | 46 (32.4%) |
| Transportation | 153 (80.9%) | 36 (19.1%) |
| Material Moving | 8 (29.6%) | 19 (70.4%) |
| Total (Category) | 257 (71.8%) | 101 (28.2%) |
| Total (Overall) | 1,109 (52.0%) | 1,023 (48.0%) |
Employment Industries by Sex in Waterloo
Employment Industries in Waterloo
The major employment industries in Waterloo include Manufacturing (465 | 21.8%), Health Care & Social Assistance (309 | 14.5%), Educational Services (276 | 13.0%), Public Administration (209 | 9.8%), and Information (190 | 8.9%).
Employment Industries by Sex in Waterloo
The Waterloo industries that see more men than women are Mining, Quarrying, & Extraction (100.0%), Construction (100.0%), and Wholesale Trade (100.0%), whereas the industries that tend to have a higher number of women are Educational Services (92.4%), Agriculture, Fishing & Hunting (92.0%), and Retail Trade (86.9%).
| Industry | Male | Female |
| Agriculture, Fishing & Hunting | 6 (8.0%) | 69 (92.0%) |
| Mining, Quarrying, & Extraction | 12 (100.0%) | 0 (0.0%) |
| Construction | 82 (100.0%) | 0 (0.0%) |
| Manufacturing | 351 (75.5%) | 114 (24.5%) |
| Wholesale Trade | 63 (100.0%) | 0 (0.0%) |
| Retail Trade | 13 (13.1%) | 86 (86.9%) |
| Transportation & Warehousing | 57 (85.1%) | 10 (14.9%) |
| Utilities | 0 (0.0%) | 0 (0.0%) |
| Information | 147 (77.4%) | 43 (22.6%) |
| Finance & Insurance | 32 (80.0%) | 8 (20.0%) |
| Real Estate, Rental & Leasing | 0 (0.0%) | 0 (0.0%) |
| Professional & Scientific | 27 (73.0%) | 10 (27.0%) |
| Enterprise Management | 0 (0.0%) | 0 (0.0%) |
| Administrative & Support | 24 (70.6%) | 10 (29.4%) |
| Educational Services | 21 (7.6%) | 255 (92.4%) |
| Health Care & Social Assistance | 92 (29.8%) | 217 (70.2%) |
| Arts, Entertainment & Recreation | 29 (76.3%) | 9 (23.7%) |
| Accommodation & Food Services | 35 (29.2%) | 85 (70.8%) |
| Public Administration | 102 (48.8%) | 107 (51.2%) |
| Total | 1,109 (52.0%) | 1,023 (48.0%) |
Education in Waterloo
School Enrollment in Waterloo
The most common levels of schooling among the 966 students in Waterloo are middle school (221 | 22.9%), high school (182 | 18.8%), and elementary school (167 | 17.3%).
| School Level | # Students | % Students |
| Nursery / Preschool | 139 | 14.4% |
| Kindergarten | 24 | 2.5% |
| Elementary School | 167 | 17.3% |
| Middle School | 221 | 22.9% |
| High School | 182 | 18.8% |
| College / Undergraduate | 151 | 15.6% |
| Graduate / Professional | 82 | 8.5% |
| Total | 966 | 100.0% |
School Enrollment by Age by Funding Source in Waterloo
Out of a total of 966 students who are enrolled in schools in Waterloo, 161 (16.7%) attend a private institution, while the remaining 805 (83.3%) are enrolled in public schools. The age group of 25 to 34 year olds has the highest likelihood of being enrolled in private schools, with 37 (52.9% in the age bracket) enrolled. Conversely, the age group of 15 to 17 year olds has the lowest likelihood of being enrolled in a private school, with 184 (100.0% in the age bracket) attending a public institution.
| Age Bracket | Public School | Private School |
| 3 to 4 Year Olds | 117 (90.0%) | 13 (10.0%) |
| 5 to 9 Year Old | 122 (74.9%) | 41 (25.2%) |
| 10 to 14 Year Olds | 209 (84.3%) | 39 (15.7%) |
| 15 to 17 Year Olds | 184 (100.0%) | 0 (0.0%) |
| 18 to 19 Year Olds | 0 (0.0%) | 0 (0.0%) |
| 20 to 24 Year Olds | 33 (84.6%) | 6 (15.4%) |
| 25 to 34 Year Olds | 33 (47.1%) | 37 (52.9%) |
| 35 Years and over | 107 (81.1%) | 25 (18.9%) |
| Total | 805 (83.3%) | 161 (16.7%) |
Educational Attainment by Field of Study in Waterloo
Education (179 | 21.8%), arts & humanities (105 | 12.8%), engineering (98 | 11.9%), visual & performing arts (90 | 11.0%), and business (87 | 10.6%) are the most common fields of study among 822 individuals in Waterloo who have obtained a bachelor's degree or higher.
| Field of Study | # Graduates | % Graduates |
| Computers & Mathematics | 0 | 0.0% |
| Bio, Nature & Agricultural | 27 | 3.3% |
| Physical & Health Sciences | 32 | 3.9% |
| Psychology | 68 | 8.3% |
| Social Sciences | 28 | 3.4% |
| Engineering | 98 | 11.9% |
| Multidisciplinary Studies | 0 | 0.0% |
| Science & Technology | 31 | 3.8% |
| Business | 87 | 10.6% |
| Education | 179 | 21.8% |
| Literature & Languages | 35 | 4.3% |
| Liberal Arts & History | 19 | 2.3% |
| Visual & Performing Arts | 90 | 11.0% |
| Communications | 23 | 2.8% |
| Arts & Humanities | 105 | 12.8% |
| Total | 822 | 100.0% |
Transportation & Commute in Waterloo
Vehicle Availability by Sex in Waterloo
The most prevalent vehicle ownership categories in Waterloo are males with 2 vehicles (326, accounting for 30.5%) and females with 2 vehicles (441, making up 33.0%).
| Vehicles Available | Male | Female |
| No Vehicle | 0 (0.0%) | 37 (3.7%) |
| 1 Vehicle | 306 (28.6%) | 224 (22.7%) |
| 2 Vehicles | 326 (30.5%) | 441 (44.6%) |
| 3 Vehicles | 250 (23.4%) | 168 (17.0%) |
| 4 Vehicles | 78 (7.3%) | 55 (5.6%) |
| 5 or more Vehicles | 108 (10.1%) | 63 (6.4%) |
| Total | 1,068 (100.0%) | 988 (100.0%) |
Commute Time in Waterloo
The most frequently occuring commute durations in Waterloo are 20 to 24 minutes (393 commuters, 20.9%), 15 to 19 minutes (379 commuters, 20.1%), and 10 to 14 minutes (331 commuters, 17.6%).
| Commute Time | # Commuters | % Commuters |
| Less than 5 Minutes | 82 | 4.3% |
| 5 to 9 Minutes | 311 | 16.5% |
| 10 to 14 Minutes | 331 | 17.6% |
| 15 to 19 Minutes | 379 | 20.1% |
| 20 to 24 Minutes | 393 | 20.9% |
| 25 to 29 Minutes | 46 | 2.4% |
| 30 to 34 Minutes | 64 | 3.4% |
| 35 to 39 Minutes | 0 | 0.0% |
| 40 to 44 Minutes | 61 | 3.2% |
| 45 to 59 Minutes | 104 | 5.5% |
| 60 to 89 Minutes | 76 | 4.0% |
| 90 or more Minutes | 36 | 1.9% |
Commute Time by Sex in Waterloo
The most common commute times in Waterloo are 10 to 14 minutes (232 commuters, 24.9%) for males and 20 to 24 minutes (238 commuters, 25.1%) for females.
| Commute Time | Male | Female |
| Less than 5 Minutes | 20 (2.1%) | 62 (6.5%) |
| 5 to 9 Minutes | 96 (10.3%) | 215 (22.6%) |
| 10 to 14 Minutes | 232 (24.9%) | 99 (10.4%) |
| 15 to 19 Minutes | 197 (21.1%) | 182 (19.2%) |
| 20 to 24 Minutes | 155 (16.6%) | 238 (25.1%) |
| 25 to 29 Minutes | 25 (2.7%) | 21 (2.2%) |
| 30 to 34 Minutes | 39 (4.2%) | 25 (2.6%) |
| 35 to 39 Minutes | 0 (0.0%) | 0 (0.0%) |
| 40 to 44 Minutes | 0 (0.0%) | 61 (6.4%) |
| 45 to 59 Minutes | 83 (8.9%) | 21 (2.2%) |
| 60 to 89 Minutes | 50 (5.4%) | 26 (2.7%) |
| 90 or more Minutes | 36 (3.9%) | 0 (0.0%) |
Time of Departure to Work by Sex in Waterloo
The most frequent times of departure to work in Waterloo are 11:00 AM to 11:59 AM (138, 14.8%) for males and 7:30 AM to 7:59 AM (203, 21.4%) for females.
| Time of Departure | Male | Female |
| 12:00 AM to 4:59 AM | 71 (7.6%) | 68 (7.2%) |
| 5:00 AM to 5:29 AM | 57 (6.1%) | 11 (1.2%) |
| 5:30 AM to 5:59 AM | 99 (10.6%) | 26 (2.7%) |
| 6:00 AM to 6:29 AM | 64 (6.9%) | 52 (5.5%) |
| 6:30 AM to 6:59 AM | 44 (4.7%) | 121 (12.7%) |
| 7:00 AM to 7:29 AM | 115 (12.3%) | 102 (10.7%) |
| 7:30 AM to 7:59 AM | 26 (2.8%) | 203 (21.4%) |
| 8:00 AM to 8:29 AM | 124 (13.3%) | 125 (13.2%) |
| 8:30 AM to 8:59 AM | 16 (1.7%) | 41 (4.3%) |
| 9:00 AM to 9:59 AM | 10 (1.1%) | 68 (7.2%) |
| 10:00 AM to 10:59 AM | 14 (1.5%) | 0 (0.0%) |
| 11:00 AM to 11:59 AM | 138 (14.8%) | 0 (0.0%) |
| 12:00 PM to 3:59 PM | 123 (13.2%) | 58 (6.1%) |
| 4:00 PM to 11:59 PM | 32 (3.4%) | 75 (7.9%) |
| Total | 933 (100.0%) | 950 (100.0%) |
Housing Occupancy in Waterloo
Occupancy by Ownership in Waterloo
Of the total 1,943 dwellings in Waterloo, owner-occupied units account for 1,361 (70.1%), while renter-occupied units make up 582 (29.9%).
| Occupancy | # Housing Units | % Housing Units |
| Owner Occupied Housing Units | 1,361 | 70.1% |
| Renter-Occupied Housing Units | 582 | 29.9% |
| Total Occupied Housing Units | 1,943 | 100.0% |
Occupancy by Household Size in Waterloo
| Household Size | # Housing Units | % Housing Units |
| 1-Person Household | 651 | 33.5% |
| 2-Person Household | 806 | 41.5% |
| 3-Person Household | 209 | 10.8% |
| 4+ Person Household | 277 | 14.3% |
| Total Housing Units | 1,943 | 100.0% |
Occupancy by Ownership by Household Size in Waterloo
| Household Size | Owner-occupied | Renter-occupied |
| 1-Person Household | 319 (49.0%) | 332 (51.0%) |
| 2-Person Household | 645 (80.0%) | 161 (20.0%) |
| 3-Person Household | 209 (100.0%) | 0 (0.0%) |
| 4+ Person Household | 188 (67.9%) | 89 (32.1%) |
| Total Housing Units | 1,361 (70.1%) | 582 (29.9%) |
Occupancy by Educational Attainment in Waterloo
| Household Size | Owner-occupied | Renter-occupied |
| Less than High School | 65 (65.0%) | 35 (35.0%) |
| High School Diploma | 374 (67.5%) | 180 (32.5%) |
| College/Associate Degree | 640 (67.1%) | 314 (32.9%) |
| Bachelor's Degree or higher | 282 (84.2%) | 53 (15.8%) |
Occupancy by Age of Householder in Waterloo
| Age Bracket | # Households | % Households |
| Under 35 Years | 335 | 17.2% |
| 35 to 44 Years | 187 | 9.6% |
| 45 to 54 Years | 394 | 20.3% |
| 55 to 64 Years | 431 | 22.2% |
| 65 to 74 Years | 280 | 14.4% |
| 75 to 84 Years | 255 | 13.1% |
| 85 Years and Over | 61 | 3.1% |
| Total | 1,943 | 100.0% |
Housing Finances in Waterloo
Median Income by Occupancy in Waterloo
| Occupancy Type | # Households | Median Income |
| Owner-Occupied | 1,361 (70.1%) | $73,983 |
| Renter-Occupied | 582 (29.9%) | $33,000 |
| Average | 1,943 (100.0%) | $65,712 |
Occupancy by Householder Income Bracket in Waterloo
| Income Bracket | Owner-occupied | Renter-occupied |
| Less than $5,000 | 18 (1.3%) | 7 (1.2%) |
| $5,000 to $9,999 | 0 (0.0%) | 12 (2.1%) |
| $10,000 to $14,999 | 43 (3.2%) | 45 (7.7%) |
| $15,000 to $19,999 | 64 (4.7%) | 56 (9.6%) |
| $20,000 to $24,999 | 23 (1.7%) | 44 (7.6%) |
| $25,000 to $34,999 | 111 (8.2%) | 131 (22.5%) |
| $35,000 to $49,999 | 178 (13.1%) | 82 (14.1%) |
| $50,000 to $74,999 | 285 (20.9%) | 75 (12.9%) |
| $75,000 to $99,999 | 212 (15.6%) | 88 (15.1%) |
| $100,000 to $149,999 | 179 (13.2%) | 24 (4.1%) |
| $150,000 or more | 248 (18.2%) | 18 (3.1%) |
| Total | 1,361 (100.0%) | 582 (100.0%) |
Monthly Housing Cost Tiers in Waterloo
| Monthly Cost | Owner-occupied | Renter-occupied |
| Less than $300 | 0 (0.0%) | 43 (7.4%) |
| $300 to $499 | 111 (8.2%) | 22 (3.8%) |
| $500 to $799 | 303 (22.3%) | 50 (8.6%) |
| $800 to $999 | 292 (21.4%) | 290 (49.8%) |
| $1,000 to $1,499 | 455 (33.4%) | 98 (16.8%) |
| $1,500 to $1,999 | 163 (12.0%) | 11 (1.9%) |
| $2,000 to $2,499 | 19 (1.4%) | 0 (0.0%) |
| $2,500 to $2,999 | 0 (0.0%) | 7 (1.2%) |
| $3,000 or more | 18 (1.3%) | 0 (0.0%) |
| Total | 1,361 (100.0%) | 582 (100.0%) |
Physical Housing Characteristics in Waterloo
Housing Structures in Waterloo
| Structure Type | # Housing Units | % Housing Units |
| Single Unit, Detached | 1,450 | 74.6% |
| Single Unit, Attached | 39 | 2.0% |
| 2 Unit Apartments | 247 | 12.7% |
| 3 or 4 Unit Apartments | 74 | 3.8% |
| 5 to 9 Unit Apartments | 27 | 1.4% |
| 10 or more Apartments | 46 | 2.4% |
| Mobile Home / Other | 60 | 3.1% |
| Total | 1,943 | 100.0% |
Housing Structures by Occupancy in Waterloo
| Structure Type | Owner-occupied | Renter-occupied |
| Single Unit, Detached | 1,231 (84.9%) | 219 (15.1%) |
| Single Unit, Attached | 8 (20.5%) | 31 (79.5%) |
| 2 Unit Apartments | 70 (28.3%) | 177 (71.7%) |
| 3 or 4 Unit Apartments | 0 (0.0%) | 74 (100.0%) |
| 5 to 9 Unit Apartments | 0 (0.0%) | 27 (100.0%) |
| 10 or more Apartments | 0 (0.0%) | 46 (100.0%) |
| Mobile Home / Other | 52 (86.7%) | 8 (13.3%) |
| Total | 1,361 (70.1%) | 582 (29.9%) |
Housing Structures by Number of Rooms in Waterloo
| Number of Rooms | Owner-occupied | Renter-occupied |
| 1 Room | 0 (0.0%) | 5 (0.9%) |
| 2 or 3 Rooms | 0 (0.0%) | 112 (19.2%) |
| 4 or 5 Rooms | 242 (17.8%) | 276 (47.4%) |
| 6 or 7 Rooms | 597 (43.9%) | 114 (19.6%) |
| 8 or more Rooms | 522 (38.4%) | 75 (12.9%) |
| Total | 1,361 (100.0%) | 582 (100.0%) |
Housing Structure by Heating Type in Waterloo
| Heating Type | Owner-occupied | Renter-occupied |
| Utility Gas | 1,185 (87.1%) | 487 (83.7%) |
| Bottled, Tank, or LP Gas | 13 (1.0%) | 0 (0.0%) |
| Electricity | 123 (9.0%) | 95 (16.3%) |
| Fuel Oil or Kerosene | 0 (0.0%) | 0 (0.0%) |
| Coal or Coke | 0 (0.0%) | 0 (0.0%) |
| All other Fuels | 40 (2.9%) | 0 (0.0%) |
| No Fuel Used | 0 (0.0%) | 0 (0.0%) |
| Total | 1,361 (100.0%) | 582 (100.0%) |
Household Vehicle Usage in Waterloo
| Vehicles per Household | Owner-occupied | Renter-occupied |
| No Vehicle | 42 (3.1%) | 64 (11.0%) |
| 1 Vehicle | 404 (29.7%) | 406 (69.8%) |
| 2 Vehicles | 613 (45.0%) | 102 (17.5%) |
| 3 or more Vehicles | 302 (22.2%) | 10 (1.7%) |
| Total | 1,361 (100.0%) | 582 (100.0%) |
Real Estate & Mortgages in Waterloo
Real Estate and Mortgage Overview in Waterloo
| Characteristic | Without Mortgage | With Mortgage |
| Housing Units | 471 | 890 |
| Median Property Value | $85,800 | $113,400 |
| Median Household Income | $65,625 | $187 |
| Monthly Housing Costs | $657 | $18 |
| Real Estate Taxes | $3,467 | $8 |
Property Value by Mortgage Status in Waterloo
| Property Value | Without Mortgage | With Mortgage |
| Less than $50,000 | 31 (6.6%) | 21 (2.4%) |
| $50,000 to $99,999 | 303 (64.3%) | 228 (25.6%) |
| $100,000 to $299,999 | 137 (29.1%) | 623 (70.0%) |
| $300,000 to $499,999 | 0 (0.0%) | 0 (0.0%) |
| $500,000 to $749,999 | 0 (0.0%) | 8 (0.9%) |
| $750,000 to $999,999 | 0 (0.0%) | 10 (1.1%) |
| $1,000,000 or more | 0 (0.0%) | 0 (0.0%) |
| Total | 471 (100.0%) | 890 (100.0%) |
Household Income by Mortgage Status in Waterloo
| Household Income | Without Mortgage | With Mortgage |
| Less than $10,000 | 18 (3.8%) | 55 (6.2%) |
| $10,000 to $24,999 | 73 (15.5%) | 0 (0.0%) |
| $25,000 to $34,999 | 47 (10.0%) | 57 (6.4%) |
| $35,000 to $49,999 | 54 (11.5%) | 64 (7.2%) |
| $50,000 to $74,999 | 133 (28.2%) | 124 (13.9%) |
| $75,000 to $99,999 | 67 (14.2%) | 152 (17.1%) |
| $100,000 to $149,999 | 18 (3.8%) | 145 (16.3%) |
| $150,000 or more | 61 (13.0%) | 161 (18.1%) |
| Total | 471 (100.0%) | 890 (100.0%) |
Property Value to Household Income Ratio in Waterloo
| Value-to-Income Ratio | Without Mortgage | With Mortgage |
| Less than 2.0x | 289 (61.4%) | 81,731 (9,183.3%) |
| 2.0x to 2.9x | 56 (11.9%) | 566 (63.6%) |
| 3.0x to 3.9x | 17 (3.6%) | 175 (19.7%) |
| 4.0x or more | 109 (23.1%) | 79 (8.9%) |
| Total | 471 (100.0%) | 890 (100.0%) |
Real Estate Taxes by Mortgage Status in Waterloo
| Property Taxes | Without Mortgage | With Mortgage |
| Less than $800 | 11 (2.3%) | 0 (0.0%) |
| $800 to $1,499 | 21 (4.5%) | 9 (1.0%) |
| $800 to $1,499 | 404 (85.8%) | 31 (3.5%) |
| Total | 471 (100.0%) | 890 (100.0%) |
Health & Disability in Waterloo
Health Insurance Coverage by Age in Waterloo
| Age Bracket | With Coverage | Without Coverage |
| Under 6 Years | 276 (100.0%) | 0 (0.0%) |
| 6 to 18 Years | 574 (100.0%) | 0 (0.0%) |
| 19 to 25 Years | 377 (95.7%) | 17 (4.3%) |
| 26 to 34 Years | 478 (88.8%) | 60 (11.2%) |
| 35 to 44 Years | 384 (100.0%) | 0 (0.0%) |
| 45 to 54 Years | 606 (97.4%) | 16 (2.6%) |
| 55 to 64 Years | 685 (99.3%) | 5 (0.7%) |
| 65 to 74 Years | 378 (100.0%) | 0 (0.0%) |
| 75 Years and older | 514 (100.0%) | 0 (0.0%) |
| Total | 4,272 (97.8%) | 98 (2.2%) |
Health Insurance Coverage by Citizenship Status in Waterloo
| Citizenship Status | With Coverage | Without Coverage |
| Native Born | 276 (100.0%) | 0 (0.0%) |
| Foreign Born, Citizen | 574 (100.0%) | 0 (0.0%) |
| Foreign Born, not a Citizen | 377 (95.7%) | 17 (4.3%) |
Health Insurance Coverage by Household Income in Waterloo
| Household Income | With Coverage | Without Coverage |
| Under $25,000 | 510 (95.0%) | 27 (5.0%) |
| $25,000 to $49,999 | 743 (99.3%) | 5 (0.7%) |
| $50,000 to $74,999 | 1,017 (100.0%) | 0 (0.0%) |
| $75,000 to $99,999 | 616 (90.3%) | 66 (9.7%) |
| $100,000 and over | 1,335 (100.0%) | 0 (0.0%) |
Public vs Private Health Insurance Coverage by Age in Waterloo
| Age Bracket | Public Insurance | Private Insurance |
| Under 6 | 201 (72.8%) | 75 (27.2%) |
| 6 to 18 Years | 422 (73.5%) | 178 (31.0%) |
| 19 to 25 Years | 119 (30.2%) | 290 (73.6%) |
| 25 to 34 Years | 200 (37.2%) | 343 (63.7%) |
| 35 to 44 Years | 184 (47.9%) | 216 (56.2%) |
| 45 to 54 Years | 103 (16.6%) | 546 (87.8%) |
| 55 to 64 Years | 154 (22.3%) | 547 (79.3%) |
| 65 to 74 Years | 356 (94.2%) | 244 (64.5%) |
| 75 Years and over | 514 (100.0%) | 437 (85.0%) |
| Total | 2,253 (51.6%) | 2,876 (65.8%) |
Disability Status by Sex by Age in Waterloo
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 0 (0.0%) |
| 5 to 17 Years | 107 (32.8%) | 0 (0.0%) |
| 18 to 34 Years | 78 (14.2%) | 40 (10.2%) |
| 35 to 64 Years | 80 (9.6%) | 199 (23.0%) |
| 65 to 74 Years | 58 (28.6%) | 47 (26.9%) |
| 75 Years and over | 150 (73.2%) | 216 (69.9%) |
Disability Class by Sex by Age in Waterloo
Disability Class: Hearing Difficulty
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 0 (0.0%) |
| 5 to 17 Years | 26 (8.0%) | 0 (0.0%) |
| 18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
| 35 to 64 Years | 0 (0.0%) | 33 (3.8%) |
| 65 to 74 Years | 23 (11.3%) | 8 (4.6%) |
| 75 Years and over | 143 (69.8%) | 54 (17.5%) |
Disability Class: Vision Difficulty
| Age Bracket | Male | Female |
| Under 5 Years | 0 (0.0%) | 0 (0.0%) |
| 5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
| 18 to 34 Years | 17 (3.1%) | 30 (7.7%) |
| 35 to 64 Years | 0 (0.0%) | 53 (6.1%) |
| 65 to 74 Years | 0 (0.0%) | 0 (0.0%) |
| 75 Years and over | 65 (31.7%) | 22 (7.1%) |
Disability Class: Cognitive Difficulty
| Age Bracket | Male | Female |
| 5 to 17 Years | 107 (32.8%) | 0 (0.0%) |
| 18 to 34 Years | 61 (11.1%) | 40 (10.2%) |
| 35 to 64 Years | 19 (2.3%) | 121 (14.0%) |
| 65 to 74 Years | 14 (6.9%) | 21 (12.0%) |
| 75 Years and over | 82 (40.0%) | 18 (5.8%) |
Disability Class: Ambulatory Difficulty
| Age Bracket | Male | Female |
| 5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
| 18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
| 35 to 64 Years | 55 (6.6%) | 96 (11.1%) |
| 65 to 74 Years | 21 (10.3%) | 25 (14.3%) |
| 75 Years and over | 89 (43.4%) | 166 (53.7%) |
Disability Class: Self-Care Difficulty
| Age Bracket | Male | Female |
| 5 to 17 Years | 0 (0.0%) | 0 (0.0%) |
| 18 to 34 Years | 0 (0.0%) | 0 (0.0%) |
| 35 to 64 Years | 21 (2.5%) | 74 (8.6%) |
| 65 to 74 Years | 8 (3.9%) | 0 (0.0%) |
| 75 Years and over | 17 (8.3%) | 30 (9.7%) |
Technology Access in Waterloo
Computing Device Access in Waterloo
| Device Type | # Households | % Households |
| Desktop or Laptop | 1,465 | 75.4% |
| Smartphone | 1,610 | 82.9% |
| Tablet | 1,194 | 61.5% |
| No Computing Device | 146 | 7.5% |
| Total | 1,943 | 100.0% |
Internet Access in Waterloo
| Internet Type | # Households | % Households |
| Dial-Up Internet | 0 | 0.0% |
| Broadband Home | 1,559 | 80.2% |
| Cellular Data Only | 106 | 5.5% |
| Satellite Internet | 32 | 1.7% |
| No Internet | 246 | 12.7% |
| Total | 1,943 | 100.0% |
Waterloo Summary
Waterloo is a village located in Seneca County, New York, United States. The population was 5,666 at the 2010 census. It is part of the Finger Lakes region.
History
The area that is now Waterloo was first settled in 1790 by a group of Quakers from Pennsylvania. The village was incorporated in 1829 and was named after the Battle of Waterloo in Belgium.
In the early 19th century, the village was a major center for the production of salt. The salt industry was so important to the local economy that the village was known as “Salt City”. The salt industry declined in the late 19th century and the village’s economy shifted to agriculture and manufacturing.
Geography
Waterloo is located at 42°54′N 76°50′W (42.9000, -76.8333). According to the United States Census Bureau, the village has a total area of 1.7 square miles (4.4 km2), all of it land.
The village is located on the north side of Seneca Lake, the largest of the Finger Lakes. It is also located on the Seneca River, which flows into the lake.
Economy
The economy of Waterloo is largely based on agriculture and manufacturing. The village is home to several large farms, including the Seneca Farms Dairy, which produces milk and other dairy products.
The village is also home to several manufacturing companies, including the Seneca Foods Corporation, which produces canned and frozen fruits and vegetables.
Demographics
As of the census of 2010, there were 5,666 people, 2,093 households, and 1,364 families residing in the village. The population density was 3,323.3 people per square mile (1,279.2/km2). There were 2,309 housing units at an average density of 1,360.3 per square mile (525.2/km2). The racial makeup of the village was 97.2% White, 0.7% African American, 0.2% Native American, 0.4% Asian, 0.2% from other races, and 1.3% from two or more races. Hispanic or Latino of any race were 1.2% of the population.
There were 2,093 households, out of which 33.2% had children under the age of 18 living with them, 48.2% were married couples living together, 13.2% had a female householder with no husband present, and 33.2% were non-families. 28.2% of all households were made up of individuals, and 12.2% had someone living alone who was 65 years of age or older. The average household size was 2.50 and the average family size was 3.06.
In the village, the population was spread out, with 25.7% under the age of 18, 8.2% from 18 to 24, 28.2% from 25 to 44, 22.7% from 45 to 64, and 15.2% who were 65 years of age or older. The median age was 37 years. For every 100 females, there were 91.2 males. For every 100 females age 18 and over, there were 87.2 males.
The median income for a household in the village was $37,917, and the median income for a family was $45,938. Males had a median income of $32,917 versus $25,000 for females. The per capita income for the village was $17,917. About 8.2% of families and 11.2% of the population were below the poverty line, including 15.2% of those under age 18 and 8.2% of those age 65 or over.
Common Questions
What is the Total Population of Waterloo?
Total Population of Waterloo is 4,587.
What is the Total Male Population of Waterloo?
Total Male Population of Waterloo is 2,279.
What is the Total Female Population of Waterloo?
Total Female Population of Waterloo is 2,308.
What is the Ratio of Males per 100 Females in Waterloo?
There are 98.74 Males per 100 Females in Waterloo.
What is the Ratio of Females per 100 Males in Waterloo?
There are 101.27 Females per 100 Males in Waterloo.
What is the Median Population Age in Waterloo?
Median Population Age in Waterloo is 48.1 Years.
What is the Average Family Size in Waterloo
Average Family Size in Waterloo is 2.8 People.
What is the Average Household Size in Waterloo
Average Household Size in Waterloo is 2.2 People.
What is Per Capita Income in Waterloo?
Per Capita income in Waterloo is $34,329.
What is the Median Family Income in Waterloo?
Median Family Income in Waterloo is $74,899.
What is the Median Household income in Waterloo?
Median Household Income in Waterloo is $65,712.
What is Income or Wage Gap in Waterloo?
Income or Wage Gap in Waterloo is 25.9%.
Women in Waterloo earn 74.1 cents for every dollar earned by a man.
What is Inequality or Gini Index in Waterloo?
Inequality or Gini Index in Waterloo is 0.42.
How Large is the Labor Force in Waterloo?
There are 2,277 People in the Labor Forcein in Waterloo.
What is the Percentage of People in the Labor Force in Waterloo?
59.6% of People are in the Labor Force in Waterloo.
What is the Unemployment Rate in Waterloo?
Unemployment Rate in Waterloo is 6.3%.